ICICI Prudential Investment Plans

ICICI Investment Plans

ICICI Prudential Investment Plans help in the creation of a financial portfolio for the marriage or education of your child, as well as for retirement. ICICI Investment Plans help users in investing in greater plans that help them protect their future.

Several of the plans give a steady source of income throughout the life of the policy. For further information, see the ICICI Prudential traditional Investment Plans listed below.

Types Of Investment Plans Offered By ICICI Prudential

The company offers a variety of investment plans, including ICICI Prudential Investment Plans, which allow customers to take advantage of savings and protection plans. Along with investment, the company offers a variety of long-term saving or protection plans. If you are looking for something similar, check out the ICICI Prudential investment plan selections below.

1. ICICI Pru Guaranteed Income For Tomorrow

ICICI Pru Guaranteed Income For Tomorrow is a life insurance plan that provides guaranteed benefits to help customers achieve their life goals. There are four main benefit options available with this plan: lump sum, income, early income, and single pay income benefit.

Key Features:

• The plan gives a certain amount of life insurance to provide financial security to the family of the policyholder.
• This plan offers guaranteed benefits in the form of a lump payment or a regular income to help customers save money for their future goals.
• Customers can choose to earn guaranteed income beginning in the second year with this plan.
• In the case of a financial emergency, customers can take advantage of loan benefits under this policy.

Eligibility Criteria

Eligibility Criteria For ICICI Pru Guaranteed Income For Tomorrow
Parameters	Specifications
Minimum Entry Age	18 Years
Maximum Entry Age	60 Years
Maximum Maturity Age	80 Years
Premium Payment Mode	Single pay, Annual, Half Yearly, Monthly

2. ICICI Prudential Cash Advantage Plan

ICICI Pru Cash Advantage is a non-linked individual saving cum protection plan from ICICI Prudential. The plan offers a guaranteed monthly payment for ten years, as well as maturity benefits and bonuses, as well as a life insurance policy that gives financial support to your family in the event of your death. This investment plan enables you to achieve your financial goals.

Key Features:

• When the premium payment term expires, the plan pays out immediately.
• This plan provides guaranteed cash benefits every month for the duration of the policy, which is ten years. The guaranteed cash benefit is the same as the guaranteed maturity benefit with 1%.
• This ICICI investment plan gives total protection against various life uncertainties, in addition to financial benefits.
• The plan comes with a premium payment option. There are several premium payment options, including 5, 7, and 10 years.

Eligibility Criteria

Eligibility Criteria For ICICI Prudential Cash Advantage Plan
Parameters	Specifications
Minimum Entry Age	For 5 pay: 3 Years For 7 pay: 1 Year For 10 pay: 0 Year
Maximum Entry Age	60 Years
Maximum Maturity Age	80 Years
Premium Payment Mode	Annual, Half-yearly, Monthly

3. ICICI Prudential Savings Suraksha Plan

It is a type of investment that combines the benefits of saving and protection. This plan provides financial help to people at various periods of their lives.

Key Features:

• Along with guaranteed benefits, the plan also includes life insurance for the duration of the term.
• Guaranteed benefits such as guaranteed maturity benefits, terminal bonuses, vested reversionary bonuses, and guaranteed additions, among others, allow customers to save more.
• The insured will get guaranteed maturity benefits if he or she survives until the end of the policy term.
• The family of the insured faces an emotional and financial crisis following his or her death. The plan provides death benefits to the nominee in order to provide the necessary financial help.

Eligibility Criteria

Eligibility Criteria For ICICI Prudential Savings Suraksha Plan
Parameters	Specifications
Minimum Entry Age	0 Years
Maximum Entry Age	60 Years
Maximum Maturity Age	70 Years
Premium Payment Mode	Annual, Half-yearly, Monthly

4. ICICI Pru Future Perfect

ICICI Pru Future Perfect is a savings and protection plan offered by ICICI Prudential. The plan's saving and protection features help you in achieving your financial goals. It helps you in providing a safe future for your children, as well as a dream vacation and a relaxing retirement.

Key Features

• The plan includes benefits that are paid out when the policy matures, as well as life insurance coverage over the duration of the policy. Guaranteed maturity and accumulated guaranteed additions are among these benefits.
• Customers have the option of choosing their preferred premium payment term, premium payment frequency, sum assured on death, and policy duration.
• This insurance plan provides life insurance for the duration of the policy. It ensures the safety of your loved ones.
• Customers can take advantage of any terminal or reversionary bonuses that may be available at maturity.

Eligibility Criteria

Eligibility Criteria For ICICI Pru Future Perfect
Parameters	Specifications
Minimum Entry Age	91 Days
Maximum Entry Age	58 Years
Maximum Maturity Age	70 Years
Premium Payment Mode	Annual, Half-yearly, Monthly

5. ICICI Pru Lakshya Wealth

ICICI Pru Lakshya Wealth is a conventional participation life insurance plan that focuses on protection and savings. It provides benefits and bonuses that are guaranteed for the duration of the policy.

Key Features

• Customers can choose from three payout options with this ICICI investment plan, and they can do so whenever they want. The alternatives are as follows:

1. At the time of policy maturity, a lump-sum payment is made.
2. Income for a limited time
3. Income throughout the rest of your life, up to the age of 99.

• The plan provides guaranteed capital protection as well as a guaranteed payment at maturity.
• Customers can get guaranteed value benefits by investing early and choosing a long-term plan with significant benefits. It provides special benefits to female investors.
• This plan also includes a variety of benefits like regular additions, terminal incentives, and more. It provides a number of options for you to increase your income.
• Throughout the policy term, the policyholder receives comprehensive life insurance coverage, which helps in protecting the future of his or her family.

Eligibility Criteria

Eligibility Criteria For ICICI Pru Lakshya Wealth
Parameters	Specifications
Minimum Entry Age	3 Years
Maximum Entry Age	55 Years
Maximum Maturity Age	70 Years
Premium Payment Mode	Annual, Half-yearly, Monthly

Applying To The Company For A Traditional / Investment Plan

A. Online: The company offers unique plans that are only available online. The customer only needs to go to the website of the company, select the required plan, coverage, and give the necessary information. The premium will be calculated based on the information provided. After that, the customer must pay the premium via credit card, debit card, or net banking, and the policy will be issued.

B. Intermediaries: Agents, brokers, banks, and other intermediaries can help with the application process for plans that are not available online.