How to buy Star Health Insurance Plan?

InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: Online : On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan.

Why should I buy a Star Health insurance plan?

The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

How many claims can I make in a year?

You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

How many network hospitals are covered under Star Health?

There are more than 9,800 top-quality network hospitals covered under Star Health.

Is medical check-up required to buy a Star Health Insurance Policy?

Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years.

Star Family Health Optima Insurance User Reviews

403 reviews Rate This

Star

Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	99.10%
Network Hospitals	14,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	No Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SI	Rs. 410/month

Health Insurance Calculator

Whom do you want the insurance for ?

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Choose required Coverage for yourself?

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Family Health Optima

4.1

Based on

37 User reviews

Good family floater plan
Iam 42 years old and wanted a good family floater health insurance plan from a reliable health insurance provider. Also, my friend who works in insurancedekho suggested me about family health optima plan from star. He helped me purchase this plan at low premium! It’s a highly recommended plan..
V
Vishal
On: Oct 29, 2019
Good medical cover
I purchased family health optima plan from insurancedekho at affordable price. I got all the documents on time. The policy coverage features are good too and it covers domiciliary hospitalisation treatments, in-patient hospitalisation cover, days pre and post hositalisation expenses etc. Can go for it...it is a nice plan with good medical cover
o
omkar prashant doke
On: Oct 15, 2019
Comes in variants..gives choice
The family health optima plan is a good one. I brought it after consulting from customer care executives at insurancedekho. It offers no claim bonus also and tax benefit on the premium paid as well. I also got free health check up under this plan. Can buy from insurancedekho..
O
Omkar Prashant Doke
On: Oct 15, 2019
Thumbs up for this plan
I am covered under family health optima plan since a year now and have included my family too under it now. The plan has more features than premium. I go for star health because the plans here are easy to understand and with the help of insurancedekho, you don’t face many problems while buying.
B
Bansari shirishbhai geriya
On: Oct 01, 2019
Daycare procedures covered in family health optima plan
Family health optima plan gives me and my family cover for all types of daycare procedures. I went through cataract opretion and made claim and got reimbursement for the same timely. My wife also went through same and she got cover too and it was cashless treatment.
P
Pawan Kumar
On: Oct 01, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Happy to get so many coverage features under this plan
I purchased a family health optima plan from Star Health for sum insured of Rs. 5 Lakh. I am getting covered for almost all the features under this plan including air ambulance cover, pre and post hospitalisation cover, daycare procedures, AYUSH treatment, domiciliary hospitalisation treatment, and so on. I have purchased it for a term of 2 years from InsuranceDekho and will renew this policy after that.
N
Nitin Joshi
On: Sep 20, 2019
Very happy to purchase this plan from InsuranceDekho.
I am very happy to have purchased the Family Health Optima Plan from Star Health as this policy provides me cover for treatments in all preferred network hospitals including pre and post-hospitalisation expenses, daycare procedures etc. I was also lucky enough to have got cover for pre-existing disease that I was suffering from, which other policies do not generally cover.
V
Vidya
On: Sep 20, 2019

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FAQs

How to buy Star Health Insurance Plan?
InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are:

Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting.

Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan.
Why should I buy a Star Health insurance plan?
The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.
How many claims can I make in a year?
You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.
How many network hospitals are covered under Star Health?
There are more than 9,800 top-quality network hospitals covered under Star Health.
Is medical check-up required to buy a Star Health Insurance Policy?
Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years.

View All

Claim Process at Star Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.