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Oriental Individual Mediclaim Health Insurance User Reviews

165 reviews Rate This
Oriental
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio93.96%
COVID-19 CoverYes
Network Hospitals4,300+
Policies Sold12,50,812
RenewabilityLifelong

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Individual Mediclaim Policy
4.3
Based on
23 User reviews

  • Health & wealth benefits!

    I purchased the individual mediclaim policy of Oriental health with the help of Insurance Dekho. And now i think that i have taken a good decision by choosing this policy. This policy not just helps me earn wealth benefits, but also excellent health benefits.

    S
    Sunita Rawat
    On: Nov 27, 2019

  • Great coverage offered

    Individual Mediclaim Policy is the best-suited health insurance plan for me. It provides great coverage, such as costs of organ transplant, ambulance services, personal accident, the pre-existing disease after four years! It’s also an ideal choice for me, my spouse, children and all. 

    U
    Umang Kumar Srivastav
    On: Nov 19, 2019

  • Trusted policy

    I have a great trust on Individual Mediclaim Policy because I got a claim just a few months after I purchased this policy. The team at Oriental Health helped me a lot to get the claim approved. I am happy with this policy, and often recommend it to others.

    M
    Mukesh Kumar
    On: Nov 18, 2019

  • Excellent approach

    Individual Mediclaim Policy is an excellent approach to have financial assistance during planned or emergency medical treatment. I am happy with the policy due to high coverage and low premiums. 

    V
    Varun Tiwari
    On: Nov 05, 2019

  • Suitable for middle-class

    Nice policy for people between 18 and 70 years old. I have purchased this policy with 5 lakh sum insured and got i everything covered. It’s a suitable policy for me as i am from a middle-class family. 

    U
    Uttam Tanti
    On: Nov 05, 2019
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Wonderful

    Individual Mediclaim Policy is an excellent policy. It covers expenses incurred on hospitalisation due to surgery, illness, accident or ailment. It’s a wonderful policy.

    B
    Basil Pereira
    On: Oct 29, 2019

  • Excellent Benefits!!

    This policy by Oriental Insurance gives me several benefits like daily cash allowance, hospitalisation expenses, ambulance service costs, pre and post-hospitalisation expenses.

    R
    Rakesh
    On: Oct 29, 2019

  • Fantastic

    Individual Mediclaim Policy by Oriental Insurance is fantastic. It provides me with several benefits. The premium is less and coverage is high. A large number of hospitals make cashless treatment easy.

    S
    Sanjeev Sharma
    On: Oct 18, 2019

  • Worth Buying.

    Individual Mediclaim Policy is worth buying because of its wide coverage and quick customer support. It covers expenses related to hospitalisation due to an accident, injury or ailment.

    A
    Ankush Shankar
    On: Oct 18, 2019

  • Good for Ayurvedic treatment

    Individual Mediclaim Policy is a good option if you want to undergo Ayurvedic treatment. The policy covers Unani and Homeopathic treatment as well. 

    A
    Ankush
    On: Oct 17, 2019

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FAQs

  • Does Oriental Health Insurance policy come with a lifelong renewability benefit?

    Yes, all the health insurance policies offered by Oriental Health Insurance comes with lifelong renewability benefit.

  • How many claims can I make with Oriental Health Insurance policies?

    There is no restriction on the number of claims you can make in a policy year. However, it should not go beyond the sum insured amount specified in the policy document. 

  • Does Oriental Insurance Company have a family floater health insurance policy?

    Yes. Oriental Insurance Company provides a health insurance policy, especially for families. The name of the policy is “Happy Family Floater.” The best feature of the policy is that it covers critical illnesses too.

  • How to apply for and buy an Oriental Health Insurance policy?

    You can apply and buy an Oriental Health Insurance policy online from the official website of the company. You can also contact InsuranceDekho at 7551-196-989 to get all the details and purchase any policy of Oriental Insurance Company. 

  • Who all are covered under the family floater policy of Oriental Insurance Company?

    The family floater plan of Oriental Insurance Company covers legally wedded spouse, children (i.e. natural or legally adopted) between the age of 91 days to 18 years, dependent children up to 25 years (girl until she gets married, divorced  and widowed daughter), parents, and parents-in-law.

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Claim Process at Oriental Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Oriental Health Insurance Contact Details

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