Does Oriental Health Insurance policy come with a lifelong renewability benefit?

Yes, all the health insurance policies offered by Oriental Health Insurance comes with lifelong renewability benefit.

How many claims can I make with Oriental Health Insurance policies?

There is no restriction on the number of claims you can make in a policy year. However, it should not go beyond the sum insured amount specified in the policy document.

Does Oriental Insurance Company have a family floater health insurance policy?

Yes. Oriental Insurance Company provides a health insurance policy, especially for families. The name of the policy is “Happy Family Floater.” The best feature of the policy is that it covers critical illnesses too.

How to apply for and buy an Oriental Health Insurance policy?

You can apply and buy an Oriental Health Insurance policy online from the official website of the company. You can also contact InsuranceDekho at 7551-196-989 to get all the details and purchase any policy of Oriental Insurance Company.

Who all are covered under the family floater policy of Oriental Insurance Company?

The family floater plan of Oriental Insurance Company covers legally wedded spouse, children (i.e. natural or legally adopted) between the age of 91 days to 18 years, dependent children up to 25 years (girl until she gets married, divorced and widowed daughter), parents, and parents-in-law.

Oriental Individual Mediclaim Health Insurance User Reviews

165 reviews Rate This

Oriental

Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	93.96%
COVID-19 Cover	Yes
Network Hospitals	4,300+
Policies Sold	12,50,812
Renewability	Lifelong

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Rating of Individual Mediclaim Policy

4.3

Based on

23 User reviews

Better than other policies!
This policy of Oriental Health is better than other health mediclaim plans available in India. I am saying this my claim was approved and i availed cashless treatment! The best plan with the best service.
M
Mukesh Kumar
On: Jan 30, 2020
Suited to my needs!
It seems that the Individual Mediclaim Policy has been designed to suit my medical needs. I am glad to choose this product for my health!
S
Sagar Jain
On: Jan 21, 2020
Affordable plan for individuals
I have purchased the Individual Mediclaim Policy after conducting thorough research. I chose this product because of affordable premium and secondly it is a product of a public sector insurance company i.e. Oriental Health Insurance.
A
Amit Shah
On: Jan 15, 2020
Star of all policies!
For my personal need, I have taken the Individual Mediclaim Policy with Oriental Insurance. I have chosen to pay the premium on a yearly basis. This policy covers all expenses related to hospitalisation, dental treatment arising out of an accident, organ transplant, and much more.
A
Ashish Saraswat
On: Jan 09, 2020
Excellent coverage!
In terms of coverage, Individual Mediclaim Policy is the best one for me. Right from covering Allopathic treatment, the policy also covers treatment taken under Ayurvedic, Unani and Homeopathic. Besides, it also provides several other coverages.
U
Umesh Chandra
On: Jan 08, 2020

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Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
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Right policy with right cover
I am 28 years old and I have taken Individual Mediclaim Policy for me. I chose this policy because it comes equipped with several customer-friendly features like the option to buy online, quick claim approval, wide coverage benefits and so on.
S
Shashank
On: Dec 20, 2019
Useful in emergency
Individual Mediclaim Policy is very useful in a medical emergency. It covers everything during planned or unplanned hospitalisation, including pre and post hospitalisation, ambulance services, medicine costs and so on.
R
Rajesh Singh
On: Dec 20, 2019
Healthy & Happy Life
With this policy in hand, I can look out for a healthy and happy life. It protects me from surprising medical expenses by paying daily hospital cash allowance for greater than 2 days of continuous hospitalisation. It has many more benefits.
A
Anilbhai Revadas Vasava
On: Dec 11, 2019
No lack of funds!
Individual Mediclaim Policy does not let me feel lack of funds when I am hospitalised due to illness or an accident. It’s the kind of policy i was looking for. With it, i am not worried about the increasing medical costs.
P
Pankaj Bhusan
On: Dec 07, 2019
Gratified
Buying Individual Mediclaim Policy is not just a smart decision, but also an excellent option for investment. Its coverage benefits help me live a healthy and secure life. I am gratified with the benefits and features of this policy.
B
B Rashan
On: Nov 27, 2019
Health & wealth benefits!
I purchased the individual mediclaim policy of Oriental health with the help of Insurance Dekho. And now i think that i have taken a good decision by choosing this policy. This policy not just helps me earn wealth benefits, but also excellent health benefits.
S
Sunita Rawat
On: Nov 27, 2019
Great coverage offered
Individual Mediclaim Policy is the best-suited health insurance plan for me. It provides great coverage, such as costs of organ transplant, ambulance services, personal accident, the pre-existing disease after four years! It’s also an ideal choice for me, my spouse, children and all.
U
Umang Kumar Srivastav
On: Nov 19, 2019
Trusted policy
I have a great trust on Individual Mediclaim Policy because I got a claim just a few months after I purchased this policy. The team at Oriental Health helped me a lot to get the claim approved. I am happy with this policy, and often recommend it to others.
M
Mukesh Kumar
On: Nov 18, 2019
Excellent approach
Individual Mediclaim Policy is an excellent approach to have financial assistance during planned or emergency medical treatment. I am happy with the policy due to high coverage and low premiums.
V
Varun Tiwari
On: Nov 05, 2019
Suitable for middle-class
Nice policy for people between 18 and 70 years old. I have purchased this policy with 5 lakh sum insured and got i everything covered. It’s a suitable policy for me as i am from a middle-class family.
U
Uttam Tanti
On: Nov 05, 2019
Wonderful
Individual Mediclaim Policy is an excellent policy. It covers expenses incurred on hospitalisation due to surgery, illness, accident or ailment. It’s a wonderful policy.
B
Basil Pereira
On: Oct 29, 2019
Excellent Benefits!!
This policy by Oriental Insurance gives me several benefits like daily cash allowance, hospitalisation expenses, ambulance service costs, pre and post-hospitalisation expenses.
R
Rakesh
On: Oct 29, 2019
Fantastic
Individual Mediclaim Policy by Oriental Insurance is fantastic. It provides me with several benefits. The premium is less and coverage is high. A large number of hospitals make cashless treatment easy.
S
Sanjeev Sharma
On: Oct 18, 2019
Worth Buying.
Individual Mediclaim Policy is worth buying because of its wide coverage and quick customer support. It covers expenses related to hospitalisation due to an accident, injury or ailment.
A
Ankush Shankar
On: Oct 18, 2019
Good for Ayurvedic treatment
Individual Mediclaim Policy is a good option if you want to undergo Ayurvedic treatment. The policy covers Unani and Homeopathic treatment as well.
A
Ankush
On: Oct 17, 2019
Really superb policy
With this policy in hand, I don’t feel a shortage of fund in a medical emergency, as I can get treatment without spending even a single penny. Really a superb policy!
S
Sandeep Singhal
On: Oct 10, 2019
An ideal choice!
An ideal choice to cover self, spouse, parents/parents-in-law (either of them), and unmarried siblings! Individual Mediclaim Policy provides every basic cover! Thanks, Oriental Insurance for the policy.
S
Sanjay Bhatnagar
On: Sep 30, 2019
Value For Money
A perfect health insurance policy for me and my family. The policy never lets me face a shortage of funds during a medical emergency. The policy is value for money.
J
Jitendra Pal
On: Sep 29, 2019

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FAQs

Does Oriental Health Insurance policy come with a lifelong renewability benefit?
Yes, all the health insurance policies offered by Oriental Health Insurance comes with lifelong renewability benefit.
How many claims can I make with Oriental Health Insurance policies?
There is no restriction on the number of claims you can make in a policy year. However, it should not go beyond the sum insured amount specified in the policy document.
Does Oriental Insurance Company have a family floater health insurance policy?
Yes. Oriental Insurance Company provides a health insurance policy, especially for families. The name of the policy is “Happy Family Floater.” The best feature of the policy is that it covers critical illnesses too.
How to apply for and buy an Oriental Health Insurance policy?
You can apply and buy an Oriental Health Insurance policy online from the official website of the company. You can also contact InsuranceDekho at 7551-196-989 to get all the details and purchase any policy of Oriental Insurance Company.
Who all are covered under the family floater policy of Oriental Insurance Company?
The family floater plan of Oriental Insurance Company covers legally wedded spouse, children (i.e. natural or legally adopted) between the age of 91 days to 18 years, dependent children up to 25 years (girl until she gets married, divorced and widowed daughter), parents, and parents-in-law.

View All

Claim Process at Oriental Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Oriental Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Oriental Health Insurance
1800-118-48524x7
csd@orientalinsurance.co.in