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Niva Bupa Health Insurance Reviews

Rating of Niva Bupa
4.7
Based on
192 User reviews

  • Helpful health plan.

    It is a great health insurance plan that assists the regular health plans in many ways. My existing plan provides coverage for treatment expenses up to a predefined limit but with twice its sum insured amount seemed to insufficient. Then, Apollo Munich Optima Super top-up plan enhanced my existing insurance coverage on a cost-sharing basis.

    P
    Prajakta Deshpande
    On: Dec 03, 2019

  • Lovely policy!

    This top-up plan is a perfect assistance for the time of big medical emergency, where the plan coverage of your medical coverage scheme falls short. There are several benefits of this plan. It is available at reasonable cost and helped me during my worst time. I love it.   

    A
    Aniket
    On: Dec 03, 2019

  • Super Duper hit plan!

    This health insurance plan provides coverage for treatment expenses up to a predefined limit but with the ever rising cost of treatment, many a times the sum assured seems insufficient. Apollo Munich Optima Super top-up plan enhances the existing insurance coverage on a cost sharing basis.

    N
    Narayan Pandey
    On: Nov 14, 2019

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  • A good plan!!

    If you have an existing health insurance plan with limited coverage, this plan is ideal for supplementing your cover. I chose this plan as my existing plan’s coverage was low and it is available at low cost premiums and you can also convert this plan into a normal health plan when you are old. 

    S
    Sudhakar Prasad
    On: Nov 14, 2019

  • The best top-up plan

    This is a regular health insurance plan that provides me coverage for treatment expenses up to a predefined limit when my existing sum assured falls short or insufficient. Apollo Munich Optima Super top-up plan enhanced my existing insurance coverage on a cost-sharing basis. This is the best top-up plan. 

    A
    Akansha Garg
    On: Oct 31, 2019

  • Excellent and Exceptional!

    This is a plan that I bought 2 years back after my family plan fell short. But since then, I have complete and proper coverage without any hassle. 

    N
    Neetu Chopra
    On: Oct 31, 2019

  • Peace of mind giving plan!

    I bought this plan with a sum insured of Rs. 5 Lakh. This super top-up plan gave me extensive coverage in addition to my existing plan. After purchasing this I never had to worry about the exhaustion of my health insurance policy. It gave me peace of mind. 

    Y
    Yunus
    On: Oct 17, 2019

  • Top class Top-Up policy.

    It is a great plan especially for precaution purposes. It helps you during the exhaustion of your existing plan. Its premium is quite low which attracted me a lot. I bought this plan online, through the insurancedekho.com website. Their suggestion to buy this plan really worked for me. 

    R
    Ria
    On: Oct 17, 2019
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  • A good plan for bad times.

    I bought this top-up plan as I feared that my existing plan will fall short one day and then I may have to suffer a lot. That happened too and my policy got exhausted during my wife’s illness but till then I had purchased this plan and it didn’t affect me. 

    A
    Abu Zafar
    On: Sep 27, 2019

  • A quite helpful policy

    The general health insurance plans provide coverage for treatment costs up to a predefined limit. There, Apollo Munich Optima Super top-up plan comes in force and enhances the existing insurance coverage on a cost-sharing basis. Helpful plan. 

    S
    Sandesh
    On: Sep 27, 2019

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FAQs

  • Are pre-existing conditions related to cancer covered under Niva Bupa Health Insurance's cancer plans?

    Niva Bupa Health Insurance has a specific plan named Criticare in which they provide coverage for 20 illnesses including cancer. It has a sum insured of up to 3 Crore.

  • Who is eligible for Niva Bupa Health Insurance Cancer Plans?

    To get the Niva Bupa health insurance for cancer your age should be 18 years to 65 years old and dependent children should be 2 years to 21 years of age.

  • Can I avail of cashless treatment for cancer-related expenses under Niva Bupa health insurance?

    Yes, you can avail of cashless treatment for cancer-related expenses under Niva Bupa Health Insurance. You have to inform Niva Bupa before your hospitalisation and you have to take treatment at network hospitals.

  • Does Niva Bupa Health Insurance cover alternative cancer treatments?

    Yes, there are plans that cover alternative treatments like AYUSH, homeopathic etc and for cancer, it will depend on the type of plans purchased. To know more carefully read your policy documents.

  • Are chemotherapy and radiation therapy covered under Niva Bupa Health Insurance cancer plans?

    Yes, the Niva Bupa Health Insurance cancer plan does cover chemotherapy and radiation therapy and it will also depend on the plan you have purchased.

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