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Niva Bupa Health Insurance Reviews

Rating of Niva Bupa
4.7
Based on
192 User reviews
  • Website is easy to use

    I recently bought Niva Bupa Health Insurance’s Arogya Sanjeevani Policy at InsuranceDekho. It is an easy to understand policy that covers me and my family for several healthcare expenses. Also, the website is really easy to use. I will visit the portal again for any insurance related requirement. ...

    R
    Rahoul Mallik
    On: Oct 27, 2021
  • Comfortable policy comparison

    It was comfortable to compare various policies using InsuranceDekho. The highlighted key features of each plan made it really simple. I could easily understand the benefits that were included. I bought HDFC Ergo Health Insurance’s Optima Super plan after a thorough comparison.

    P
    Pritha Koley
    On: Jan 04, 2021
  • Great top-up plan!

    This top up plan has been a perfect solution to all my problems. There are many benefits under this plan that gave enough relief to me. I got confident to deal the medical emergencies even after the exhaustion of my existing health insurance policy. This is the best top-up plan I have ever met.

    J
    Jaikishan Singh
    On: Feb 17, 2020

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  • Economical deal!

    The Optima Super is a reliable plan that has been performing for me for 1 year. This is a great plan which turns into a survivor at the time of need. I am very much thankful for this plan. I am very much impressed with its cost-effectiveness features.    

    K
    Kundan Sharma
    On: Feb 17, 2020
  • Affordable.

    This plan has an extraordinary delivery of work for policyholders like me. I am using this for 3 years and very happy to possess it. I had an existing health plan while buying this top-up plan and it supplemented my policy in a great manner. The premium of this plan is low to easily affordable level.

    N
    Nitish Verma
    On: Feb 03, 2020
  • Happy to have it.

    My regular health policy used to providing me with a coverage for treatment costs up to a predefined limit but looked to be insufficient with rising cost of treatment. This health plan enhances the existing insurance coverage on a cost sharing basis. I am pretty happy to have this plan.

    S
    Suman Patel
    On: Feb 03, 2020
  • Unique and Special plan.

    There are many top-up plans in the market but this Optima Super is special and unique. This plan enhanced the coverage of my existing health insurance plan on a cost-sharing basis.  I adore this plan very much as it has given me the utmost relief from facing a lack of coverage at affordable rates. 

    A
    Ajay Tendulkar
    On: Jan 21, 2020
  • Suits my expectations.

    I bought this plan after facing an incident where existing plans’ coverage fell short and that led to financial crunch due to medical emergency. I feel very happy to buy this plan as it is fits on every of my expectations. I will be recommending this policy to everyone in my known.

    A
    Arvind Suryavanshi
    On: Jan 20, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers
  • A must have policy.

    I have this plan from InsuranceDekho. I got their call and they introduced me with this policy. It is a very attractive plan in every term. This is a top-up plan that enhances the existing insurance coverage on a cost sharing basis. If any one will use this plan for once, he or she will become its fan.

    O
    Omkar Sinha
    On: Dec 24, 2019
  • Unloads all my medical loads.

    This is a health insurance plan that works on an aggregate claim basis wherein the total claims made in a policy year are compared against the deductible. If the aggregate claims exceed the deductible, the plan pays the excess claim. I am a user of this plan and it keeps me strong to deal with excessive financial pressure during a medical emergency. 

    V
    Vaibhav Jain
    On: Dec 22, 2019

Health Insurance News

FAQs

  • Are pre-existing conditions related to cancer covered under Niva Bupa Health Insurance's cancer plans?

    Niva Bupa Health Insurance has a specific plan named Criticare in which they provide coverage for 20 illnesses including cancer. It has a sum insured of up to 3 Crore.

  • Who is eligible for Niva Bupa Health Insurance Cancer Plans?

    To get the Niva Bupa health insurance for cancer your age should be 18 years to 65 years old and dependent children should be 2 years to 21 years of age.

  • Can I avail of cashless treatment for cancer-related expenses under Niva Bupa health insurance?

    Yes, you can avail of cashless treatment for cancer-related expenses under Niva Bupa Health Insurance. You have to inform Niva Bupa before your hospitalisation and you have to take treatment at network hospitals.

  • Does Niva Bupa Health Insurance cover alternative cancer treatments?

    Yes, there are plans that cover alternative treatments like AYUSH, homeopathic etc and for cancer, it will depend on the type of plans purchased. To know more carefully read your policy documents.

  • Are chemotherapy and radiation therapy covered under Niva Bupa Health Insurance cancer plans?

    Yes, the Niva Bupa Health Insurance cancer plan does cover chemotherapy and radiation therapy and it will also depend on the plan you have purchased.