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ManipalCigna ProHealth Select Health Insurance User Reviews

307 reviews Rate This
ManipalCigna
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio93.40%
Network Hospitals8,900+
Pre-existing Disease Coverage From2 years
Pre-existing Disease Waiting Period2 years
Special BenefitsUnlimited Restoration
Starting Premium (for 5L SI)Rs. 566/month

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Rating of ProHealth Select
4.4
Based on
46 User reviews

  • Very much user friendly

    One can buy manipal cigna health insurance plan very smoothly without any hassle. The interface was very easy to use and the policies are easy to understand as well. I am covered under pro health select plan which I brought at reasonable premium.can buy it to cover self and family!!!     

    S
    Sumit Shekhar
    On: Oct 21, 2019

  • Many benefits under this plan.

    Iam covered under pro health select policy with my wife and two children. I purchased this plan from insurancedekho and it gives me many benefits such as pre and post hospitalisation cover for some days, cover for day care treatment, in-patient hospitalisation expenses etc. Rest can be found on website  

    A
    Aadesh
    On: Oct 21, 2019

  • Many benefits under this plan

    When i called in Insurancedekho last week, Jyoti was there to help m regarding my plan requirement. I told her my and my family’s age and other few details and then we had a 20 minute long conversation on which plan would be best suitable for me as per the health conditions etc. She suggested me Pro Health select and the purchase process was smooth..got documents on time.   

    v
    vinayak darade
    On: Oct 07, 2019

  • Good team at insurancedekho.

    My friend suggested me another family floater plan under which he was already covered but when I called in insurancedekho to buy, the sales people enquired a few things about my current health, habits, lifestyle etc and suggested me a better plan than that which is Pro health select. Thanks team for helping m take the right step.  

    I
    Indira
    On: Oct 07, 2019

  • wish it covers dental treatment too

    I recently got covered under Pro-Health select policy of Manipal cigna which was earlier CignaTTK. I had also brought a policy from the same company before and therefore was confident for the services. I am satisfied with all the cover I am getting. But one thing I didn’t like about this policy is that it does not cover dental treatment. I wish it covers the same too and the policy will be more beneficial for me. Otherwise, I am getting all the required features in this policy.  ...

    A
    Ajay Sharma
    On: Sep 25, 2019
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Plan is renewable for lifetime.

    I and my family are covered under the Pro-Health Select plan offered by Manipal Cigna for a year. The plan offers me cover for pre and post hospitalisation expenses, daycare procedures, Ayush treatments, organ donor expenses and all.. Also, the plan is renewable for lifetime. Have made a claim twice and did not face any major problem as such.   

    A
    Andeep
    On: Sep 25, 2019

8674 ManipalCigna Cashless Network Hospitals in India

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FAQs

  • Whom should I contact for claim intimation and settlement?

    You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989. 

  • What is the time limit for claim submission in the case of the cashless facility?

    You need to submit the claim within 15 days from the date of discharge from the hospital.

  • Is pre-policy medical checkup free?

    Yes, ManipalCigna bears the cost of all pre-medical tests.

  • Does ManipalCigna share medical reports if a policy is not issued?

    Yes, the medical reports are shared if you request them in writing.

  • What to do if a cashless hospital is not available at my location?

    You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

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Claim Process at ManipalCigna Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

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