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ManipalCigna ProHealth Select Health Insurance User Reviews

307 reviews Rate This
ManipalCigna
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio93.40%
Network Hospitals8,900+
Pre-existing Disease Coverage From2 years
Pre-existing Disease Waiting Period2 years
Special BenefitsUnlimited Restoration
Starting Premium (for 5L SI)Rs. 566/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of ProHealth Select
4.4
Based on
46 User reviews
  • Plan gives me financial protection

    One can buy this policy on individual or family floater basis. I liked this plan because it comes with high range of sum insured options. Also, there is another benefit that comes along this plan is of cumulative bonus booster that gives additional cover of up to 200% irrespective of any claim.   

    V
    Vidya Bhushan
    On: Feb 24, 2020
  • Comprehensive product.

    I am covered under this plan since a few months now. This is a great product that offers me many benefits like reassurance benefit for an automation extension for the policy for 2 years. If diagnosed with critical illness or permanent total disability, due to an accident, AYUSH in-patient treatment cover, pre-existing cover etc.  

    T
    Teena Sharma
    On: Feb 24, 2020
  • Provides special coverage

    Pro health select covers me for many expenses. They are-domiciliary hospitalisation expenses, covers family members, pre and post hospitalisation expenses, in-patient hospitalisation expenses and others too. Also,you can get an additional cover with a cumulative bonus booster of of up to 200% irrespective if any claim is made. I liked the coverage features  

    I
    Illesha Kumar
    On: Feb 11, 2020
  • I liked coverage features

    Pro health select insurance plan from manipalcigna is a reliable plan that has been covering me since a few months now. I have not made any claim now but can surely assure everyone reading this about the great services of insurancedekho. They were able to buy it within a few minutes from them.   

    V
    Vijay sharma
    On: Feb 11, 2020
  • Average coverage features

    Pro health select plan is an average health insurance plan that offers me cover for benefits like pre-existing diseases coverage after waiting period, pre and post hospitalisation cover for a specific number of days, in-patient hospitalisation cover benefits, etc. The plan covers me, my wife, and my child an is easy to buy  

    P
    Pankaj Sahu
    On: Jan 30, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers
  • Wide range of sum insured!

    ​Good policy with a wide range of sum insured offered. I got this after reading abt it from the website of Insurancedekho. If you are looking for a smooth buying experience then go with insurancedekho. They will compare the best health insurance plans for you after shortlisting as per your needs.    

    P
    Pooja Pandey
    On: Jan 30, 2020
  • Best after sales service of ID

    Pro health select is a comprehensive health insurance product of manipalcigna that covers people aged between 91 days to 65 years for health expenses. Also, there is a re-assurance benefit for an automatic extension of the policy for 2 years in case of Critical Illness etc due to an accident.   

    S
    Solanki Kirit Kumar
    On: Jan 10, 2020
  • Quick process

    Buying health insurance plans online is an easy process when you buy it from insurancedekho. All you are required to do is connect with the customer care executives at insurancedekho and tell them your health related details and, budget and requirement and they will suggest you the best plan online.    

    S
    Shiva
    On: Jan 10, 2020
  • Good n beneficial plan

    I purchased Pro health select from manipalcigna last week fro minsurancedekho. My friend suggested me this plan and this company.. I had not heard abt insurancedekho but he shared how satisfied he was with the services.. So i called them and told me reuirements nad brought the most suitable plan.       

    A
    Anamika Khushwaha
    On: Dec 23, 2019
  • Most suitable plan.

    Pro health select is a good plan that covers my entire family. I get many benefits including cover for pre existing diseases, pre and post hospitalisation cover and in patient hospitalisation over. I paid nominal amount of premium and am happy with the services till now.   

    S
    Sameer Jain
    On: Dec 23, 2019

8674 ManipalCigna Cashless Network Hospitals in India

FAQs

  • Whom should I contact for claim intimation and settlement?

    You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989

  • What is the time limit for claim submission in the case of the cashless facility?

    You need to submit the claim within 15 days from the date of discharge from the hospital.

  • Is pre-policy medical checkup free?

    Yes, ManipalCigna bears the cost of all pre-medical tests.

  • Does ManipalCigna share medical reports if a policy is not issued?

    Yes, the medical reports are shared if you request them in writing.

  • What to do if a cashless hospital is not available at my location?

    You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

Claim Process at ManipalCigna Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

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