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ICICI Lombard Smart Super Health Insurance User Reviews

253 reviews Rate This
ICICI Lombard
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.80%
Network Hospitals9,500+
Pre-existing Disease Waiting Period2 year
Special BenefitsAnywhere Cashless
Starting Premium for Rs. 5 lakh SIRs. 581/month

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Rating of Smart Super Health Plan
4.2
Based on
18 User reviews

  • Smartest policy.

    This plan gave me a lot. IT allowed me to cover up to five family members, including myself, between the age of 91 days to 65 years. I chose the policy for a period of 3 years that was quite good option. As I required, I was managed to add the maternity benefit later as well. 

    S
    Sharmila Pillai
    On: Nov 26, 2019

  • Splendid plan.

    If you are looking for health insurance that can help you in managing the expenses incurred for treatment of an injury, illness or disease, without any stress, go for this policy without giving it a second thought. It is the best solution offered by the insurer to fight rising medical costs. It is a great asset to the insurer. 

    S
    Sandeep Agarwal
    On: Nov 26, 2019

  • Opt for this product!

    Smart Super Health Insurance is a smart investment plan to opt for if you want to ensure good health and financial stability even in a medically challenging situation. If this policy suits your medical needs, go for it without giving it a second thought as I did. Using it for 2 years and planning to continue it forever.

    R
    Rahul Gaulkar
    On: Nov 06, 2019

  • A reliable health plan!

    It is a policy that I relied on to get all my medical needs met at the time of an unexpected medical emergency. It is the best solution to fight rising medical costs and prevent people like me from exhausting their lifelong savings. So go for this policy without giving it a second thought.

    V
    Vishwanath Kanyana
    On: Nov 04, 2019

  • Cherished product!

    The Smart Super Health Plan is actually a super class product. It holds a lot more features and benefits than any other family plan. Apart from it, it also gave me optional coverage for hospital cash, maternity and critical illness by paying a little more premium. It cherishes this plan very much. 

    V
    V G Prabhavathi
    On: Oct 23, 2019
    • Must BuyMust Buy

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  • Great offers & Fast services!

    This a plan which gives comprehensive coverage and high-speed claim settlement related services to its customers. I am using this policy for 3 years and very happy with its offerings and services. I have suggested this plan to many people and have received positive feedback from them as well. 

    M
    Mukesh Chauhan
    On: Oct 23, 2019

  • Fulfiling all my needs!

    This Smart Super Health policy is a product launched by Bharti AXA Health Insurance with added benefits and more flexibility to give customers relief from soaring medical costs and cover their varied needs. The plan catered all my medical requirements and covered five family members of mine, including me.

    O
    Om Narayan Shukla
    On: Oct 07, 2019

  • The plan is an asset to me!

    It is a great plan and has been up to the mark in delivering the benefits. I found it quite affordable and easy to use. Smart Super Health Insurance by Bharti AXA is a policy that you can rely on to get all your medical needs met at the time of an unexpected medical emergency. 

    P
    Pratibha Tiwari
    On: Oct 07, 2019

4280 ICICI Lombard Cashless Network Hospitals in India

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FAQs

  • Why should I buy ICICI Lombard health insurance policy?

    ICICI Lombard Health Insurance is a smart choice to secure yourself and your loved ones against medical contingencies. The plans offered provide comprehensive health coverage along with outpatient department (OPD) benefits, maternity cover and a host of wellness benefits. Also, there are various value added services that enable you to enhance the sum assured, in case of claim-free years.

  • How do I cancel ICICI Lombard policy?

    You can easily cancel your policy during free-look period, just fill up the form and visit any of the ICICI Lombard branches. Once request is processed, refund of premium amount will be provided after applicable deductions(in any) within 15 days.

  • What is the toll free number of ICICI Lombard General Insurance?

    ICICI Lombard’s toll free number is 1800-2666.

  • What do you mean by floater option in ICICI Lombard health insurance plan?

    In a floater option, a single policy under one sum insured covers all the family. It can cover, 2 adults, 2 adults, and 1 child; 1 adult and 2 children; 2 adults and 3 children; 1 adult and 1 child. The sum insured can be used by anyone or all covered under the policy until the time the limit is exhausted.

  • Can I insure more than 2 adults or more than 3 children in my ICICI Lombard health insurance plan?

    There can be a maximum of 2 adults and 3 children in a policy. If the number of adults or number of children is more than 2+3, you need to buy a separate policy for the additional members.

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Claim Process at ICICI Lombard Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ICICI Lombard Health Insurance Contact Details

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