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ICICI Lombard Rishtey Health Insurance User Reviews

253 reviews Rate This
ICICI Lombard
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.80%
Network Hospitals9,500+
Pre-existing Disease Waiting Period2 year
Special BenefitsAnywhere Cashless
Starting Premium for Rs. 5 lakh SIRs. 581/month

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Rating of Rishtey
4.2
Based on
30 User reviews
  • Nice insurance!

    Rishtey by ICICI Lombard is a nice policy for elderly people. I took this plan for my parents and they are happy with the policy.

    M
    Mimmi Bhoske
    On: Nov 15, 2019
  • Great for my parents!

    It is a great option for senior citizen people. It covers my parents against any illness or accidental injury. Now, they are not worried about their ill-health. Great for them!

    A
    Akash Mishra
    On: Nov 14, 2019
  • Optimal for seniors

    Before I got to know about Rishtey, I was very much upset about not being able to find a suitable plan for my elderly parents. Thanks to ICICI Lombard for such a great policy for seniors. My parents are now not happy!

    R
    Ramish
    On: Oct 24, 2019
  • Affordable

    Rishtey is an affordable plan for senior citizens. No Paperwork is required to buy it. Life-long renewability, cashless treatment and cover for day care procedures may it ideal for old age people.

    S
    Sunil Kumar
    On: Oct 24, 2019
  • Praiseworthy

    The Rishtey health insurance policy by ICICI Lombard is praiseworthy because of its exclusive benefits and features for senior people. Since the time I have bought this policy for my parents, I feel like someone is with them all the time to secure their health even when I stay far away from them. 

    V
    Vijay Gupta
    On: Oct 16, 2019
  • Must BuyMust Buy

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  • Delightful

    I really have a delightful experience to buy Rishtey health insurance policy. Due to this cover, I got my wife admitted to the hospital who was diagnosed with Swine Flu. The cashless claim settlement support from ICICI Lombard during that time was helpful and fast in action. I really appreciate. 

    M
    Mohammed S Saleem
    On: Oct 16, 2019
  • Great!

    Rishtey is great policy for elderly people from ICICI Lombard. This policy reduces financial burden during your old age. Thanks ICICI Lombard for this policy!

    S
    Sanjay Kumar Mohanty
    On: Oct 07, 2019
  • Ideal for elderly people!

    Rishtey by ICICI Lombard is ideal for elderly people. With wide coverage and excellent features, it keeps seniors healthy!

    R
    Rajani
    On: Oct 07, 2019
  • Comprehensive health cover

    A comprehensive health cover for senior citizens! It’s designed to help your loved ones when they need financial support due to medical emergency. 3,600+ cashless hospitals enable to get the best treatment without breaking your savings!  

    M
    Mimmi Bhoske
    On: Sep 25, 2019
  • Good health insurance policy

    I have secured my elderly parents with Rishtey which I have bought from ICICI Lombard. Service is fantastic. I am fully satisfied with the terms and conditions of the plan. Claims are high. Policy coverage is good. It’s good health insurance.

    A
    Akash Mishra
    On: Sep 25, 2019

4280 ICICI Lombard Cashless Network Hospitals in India

FAQs

  • Why should I buy ICICI Lombard health insurance policy?

    ICICI Lombard Health Insurance is a smart choice to secure yourself and your loved ones against medical contingencies. The plans offered provide comprehensive health coverage along with outpatient department (OPD) benefits, maternity cover and a host of wellness benefits. Also, there are various value added services that enable you to enhance the sum assured, in case of claim-free years.

  • How do I cancel ICICI Lombard policy?

    You can easily cancel your policy during free-look period, just fill up the form and visit any of the ICICI Lombard branches. Once request is processed, refund of premium amount will be provided after applicable deductions(in any) within 15 days.

  • What is the toll free number of ICICI Lombard General Insurance?

    ICICI Lombard’s toll free number is 1800-2666.

  • What do you mean by floater option in ICICI Lombard health insurance plan?

    In a floater option, a single policy under one sum insured covers all the family. It can cover, 2 adults, 2 adults, and 1 child; 1 adult and 2 children; 2 adults and 3 children; 1 adult and 1 child. The sum insured can be used by anyone or all covered under the policy until the time the limit is exhausted.

  • Can I insure more than 2 adults or more than 3 children in my ICICI Lombard health insurance plan?

    There can be a maximum of 2 adults and 3 children in a policy. If the number of adults or number of children is more than 2+3, you need to buy a separate policy for the additional members.

Claim Process at ICICI Lombard Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ICICI Lombard Health Insurance Contact Details

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