Why should I buy ICICI Lombard health insurance policy?

ICICI Lombard Health Insurance is a smart choice to secure yourself and your loved ones against medical contingencies. The plans offered provide comprehensive health coverage along with outpatient department (OPD) benefits, maternity cover and a host of wellness benefits. Also, there are various value added services that enable you to enhance the sum assured, in case of claim-free years.

How do I cancel ICICI Lombard policy?

You can easily cancel your policy during free-look period, just fill up the form and visit any of the ICICI Lombard branches. Once request is processed, refund of premium amount will be provided after applicable deductions(in any) within 15 days.

What is the toll free number of ICICI Lombard General Insurance?

ICICI Lombard’s toll free number is 1800-2666.

What do you mean by floater option in ICICI Lombard health insurance plan?

In a floater option, a single policy under one sum insured covers all the family. It can cover, 2 adults, 2 adults, and 1 child; 1 adult and 2 children; 2 adults and 3 children; 1 adult and 1 child. The sum insured can be used by anyone or all covered under the policy until the time the limit is exhausted.

Can I insure more than 2 adults or more than 3 children in my ICICI Lombard health insurance plan?

There can be a maximum of 2 adults and 3 children in a policy. If the number of adults or number of children is more than 2+3, you need to buy a separate policy for the additional members.

ICICI Lombard Rishtey Health Insurance User Reviews

253 reviews Rate This

ICICI Lombard

Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	99.80%
Network Hospitals	9,500+
Pre-existing Disease Waiting Period	2 year
Special Benefits	Anywhere Cashless
Starting Premium for Rs. 5 lakh SI	Rs. 581/month

Health Insurance Calculator

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Rating of Rishtey

4.2

Based on

30 User reviews

Tools for comparison of plans
The website of InsuranceDekho had online tools for comparison. I used these tools for comparing different life insurance plans and choosing the one that best suited my needs. I ended up buying the ICICI Lombard- Rishtey from InsuranceDekho.
J
Joydeep Thapa
On: Jul 19, 2023
Valuable suggestions
I landed on InsuranceDekho looking for a suitable health plan for my parents. I got a number of quotes, but I could not make up my mind on how to select one. I contacted the team through the helpline number and talked about my choices and expectations. Valuable suggestions received from the team encouraged me to issue ICICI Lombard’s Rishtey plan.
K
Kabir Sharma
On: Mar 01, 2021
Health plans for seniors
I wanted a health plan to provide essential medical treatment-related protection to my parents. A friend recommended InsuranceDekho where I found a list of plans. I compared the benefits and the premiums and bought Rishtey comprehensive health cover offered by ICICI Lombard.
R
Rituparna Saha
On: Feb 15, 2021
Awesome quotes
I acknowledge InsuranceDekho for helping me get a full proof health plan for my family. I received a number of insurance policy quotes by just submitting certain basic information. After generating a few quotes, I started comparing to get the best offer. I found ICICI Lombard’s Rishtey plan.
T
Timir Chakraborty
On: Jan 28, 2021
Suitable policies
I came to InsuranceDekho looking for a suitable Health plan for my parents. I checked the claim settlement ratios and availability of network hospitals of various insurance companies and compared their proposed premium quote. ICICI Lombard’s Rishtey Health Insurance policy seemed suitable from every aspect, so I bought it.
P
Purbasha Mukherjee
On: Jan 18, 2021

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Proactive customer care team
InsuranceDekho has such a dynamic support team. I did not understand how to proceed with the policy selection and issuance process. I called the team. They assisted me from the beginning to the end and helped me choose the Rishtey policy of ICICI Lombard.
A
Amitava Sen
On: Nov 10, 2020
Maximum benefits!
Rishtey by ICICI Lombard which i bought last year offers me maximum benefits at during my declining years. Extensive coverage, affordable premiums, and quality customer service, there are a lot i can say about the policy.
P
Prem Patel
On: Jan 29, 2020
Most Advantageous
As far as I am concerned, Rishtey is the most advantageous health policy for senior citizens in India. First, it’s valid for 2 years, and secondly, it covers everything that I wanted.
A
Avdhesh Yadav
On: Jan 18, 2020
Very good policy!
With Rishtey, ICICI Lombard has developed a strong relationship with me. It’s a policy that covers me at the age of 75. it’s a very good policy for senior citizens.
V
Vinod Kumar Gautam
On: Jan 07, 2020
Feeling secure!
This policy of ICICI Lombard covers me against all medical expenses incurred during hsopitalisation. I am not worried about the financial problem with this policy. I always feel secure regarding my health!
R
Ravi Gautam
On: Jan 07, 2020
Fine for me!
Available for self, spouse, children, and parents, Rishtey is a fine product for senior citizens. It has several features that prove it to be the most suitable health plan for the health of the old age people. I got covered under the plan for the best of my health at my old age!
R
Ravi Gautam
On: Jan 03, 2020
Thankworthy!
Rishtey is absolutely thankworthy! It’s an excellent policy for a family with coverage for senior citizens. The policy enables my senior parents to receive cashless treatment without having to worry about medical expenses.
N
Nikhil Shekhar
On: Jan 02, 2020
Best senior-centric plan
I think Rishtey by ICICI Lombard is the best and most suitable senior-centric plan. Wide coverage, 2 years policy tenure, easy to buy online, and many other features make the product suitable for a senior citizen like me.
H
Hari
On: Dec 17, 2019
Best plan for ageing parents!
Best plan to safeguard my ageing parents. It enables them to stay healthy. With this plan, they are able to get cashless treatment in more than 3000 hospitals across the country.
V
Vinay
On: Dec 16, 2019
Health Guard for Seniors
Rishtey lets us have perfect guard for our health! Though I am 65 years old and my wife 63 years old, we live happily without the worry of financial stress during a health emergency.
N
Neeraj
On: Dec 12, 2019
Cashless treatment!
Even during my old age, the Rishtey policy provides me with cashless treatment in more than 3,600 network hospitals. It covers expenses for room rent, medicine bills, doctor’s fee, ambulance charges, and so on.
N
Nivrutti Sudam Chaudhari
On: Dec 12, 2019
Good for my parents!
I was curious to give my parents a new year gift. And I thought that there is no better gift than buying them Rishtey health policy by ICICI Lombard. I chose this policy for them because it secured their health even at their old age. After all, it’s the most suitable plan for them.
R
Rahul
On: Dec 08, 2019
Helpful for old people
I heard about the features and benefits of Rishtey. And now i can experience its benefits during my old age as i have purchased this policy for me and my wife. I have found that it’s a great policy for elderly people.
G
Gaurav
On: Dec 07, 2019
Like to recommend!
Rishtey health insurance offers free health check-up, cover for hospitalisation in case of Swine Flu/H1N1 influenza. It also provides coverage for the pre-existing disease after four continuous years of coverage.
A
Arpit Nigam
On: Nov 25, 2019
Comprehensive Cover
ICICI Lombard’s Rishtey provides me with comprehensive cover even at my old age. It is an excellent approach to protect me against several diseases and injuries. With it, I can get cashless treatment across the country.
G
Ganesh Thakur
On: Nov 24, 2019
Nice insurance!
Rishtey by ICICI Lombard is a nice policy for elderly people. I took this plan for my parents and they are happy with the policy.
M
Mimmi Bhoske
On: Nov 15, 2019
Great for my parents!
It is a great option for senior citizen people. It covers my parents against any illness or accidental injury. Now, they are not worried about their ill-health. Great for them!
A
Akash Mishra
On: Nov 14, 2019
Optimal for seniors
Before I got to know about Rishtey, I was very much upset about not being able to find a suitable plan for my elderly parents. Thanks to ICICI Lombard for such a great policy for seniors. My parents are now not happy!
R
Ramish
On: Oct 24, 2019
Affordable
Rishtey is an affordable plan for senior citizens. No Paperwork is required to buy it. Life-long renewability, cashless treatment and cover for day care procedures may it ideal for old age people.
S
Sunil Kumar
On: Oct 24, 2019
Praiseworthy
The Rishtey health insurance policy by ICICI Lombard is praiseworthy because of its exclusive benefits and features for senior people. Since the time I have bought this policy for my parents, I feel like someone is with them all the time to secure their health even when I stay far away from them.
V
Vijay Gupta
On: Oct 16, 2019
Delightful
I really have a delightful experience to buy Rishtey health insurance policy. Due to this cover, I got my wife admitted to the hospital who was diagnosed with Swine Flu. The cashless claim settlement support from ICICI Lombard during that time was helpful and fast in action. I really appreciate.
M
Mohammed S Saleem
On: Oct 16, 2019
Great!
Rishtey is great policy for elderly people from ICICI Lombard. This policy reduces financial burden during your old age. Thanks ICICI Lombard for this policy!
S
Sanjay Kumar Mohanty
On: Oct 07, 2019
Ideal for elderly people!
Rishtey by ICICI Lombard is ideal for elderly people. With wide coverage and excellent features, it keeps seniors healthy!
R
Rajani
On: Oct 07, 2019
Comprehensive health cover
A comprehensive health cover for senior citizens! It’s designed to help your loved ones when they need financial support due to medical emergency. 3,600+ cashless hospitals enable to get the best treatment without breaking your savings!
M
Mimmi Bhoske
On: Sep 25, 2019
Good health insurance policy
I have secured my elderly parents with Rishtey which I have bought from ICICI Lombard. Service is fantastic. I am fully satisfied with the terms and conditions of the plan. Claims are high. Policy coverage is good. It’s good health insurance.
A
Akash Mishra
On: Sep 25, 2019

10896 ICICI Lombard Cashless Network Hospitals in India

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FAQs

Why should I buy ICICI Lombard health insurance policy?
ICICI Lombard Health Insurance is a smart choice to secure yourself and your loved ones against medical contingencies. The plans offered provide comprehensive health coverage along with outpatient department (OPD) benefits, maternity cover and a host of wellness benefits. Also, there are various value added services that enable you to enhance the sum assured, in case of claim-free years.
How do I cancel ICICI Lombard policy?
You can easily cancel your policy during free-look period, just fill up the form and visit any of the ICICI Lombard branches. Once request is processed, refund of premium amount will be provided after applicable deductions(in any) within 15 days.
What is the toll free number of ICICI Lombard General Insurance?
ICICI Lombard’s toll free number is 1800-2666.
What do you mean by floater option in ICICI Lombard health insurance plan?
In a floater option, a single policy under one sum insured covers all the family. It can cover, 2 adults, 2 adults, and 1 child; 1 adult and 2 children; 2 adults and 3 children; 1 adult and 1 child. The sum insured can be used by anyone or all covered under the policy until the time the limit is exhausted.
Can I insure more than 2 adults or more than 3 children in my ICICI Lombard health insurance plan?
There can be a maximum of 2 adults and 3 children in a policy. If the number of adults or number of children is more than 2+3, you need to buy a separate policy for the additional members.

View All

Claim Process at ICICI Lombard Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

ICICI Lombard Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
ICICI Lombard Health Insurance
1800-2666Mon to Fri 10:00 AM to 7:00 PM
customersupport@icicilombard.com