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ICICI Lombard Rishtey Health Insurance User Reviews

253 reviews Rate This
ICICI Lombard
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.80%
Network Hospitals9,500+
Pre-existing Disease Waiting Period2 year
Special BenefitsAnywhere Cashless
Starting Premium for Rs. 5 lakh SIRs. 581/month

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Rating of Rishtey
4.2
Based on
30 User reviews

  • Fine for me!

    Available for self, spouse, children, and parents, Rishtey is a fine product for senior citizens. It has several features that prove it to be the most suitable health plan for the health of the old age people. I got covered under the plan for the best of my health at my old age!

    R
    Ravi Gautam
    On: Jan 03, 2020

  • Thankworthy!

    Rishtey is absolutely thankworthy! It’s an excellent policy for a family with coverage for senior citizens. The policy enables my senior parents to receive cashless treatment without having to worry about medical expenses.

    N
    Nikhil Shekhar
    On: Jan 02, 2020

  • Best senior-centric plan

    I think Rishtey by ICICI Lombard is the best and most suitable senior-centric plan. Wide coverage, 2 years policy tenure, easy to buy online, and many other features make the product suitable for a senior citizen like me.

    H
    Hari
    On: Dec 17, 2019

  • Best plan for ageing parents!

    Best plan to safeguard my ageing parents. It enables them to stay healthy. With this plan, they are able to get cashless treatment in more than 3000 hospitals across the country.

    V
    Vinay
    On: Dec 16, 2019

  • Health Guard for Seniors

    Rishtey lets us have perfect guard for our health! Though I am 65 years old and my wife 63 years old, we live happily without the worry of financial stress during a health emergency. 

    N
    Neeraj
    On: Dec 12, 2019
    • Must BuyMust Buy

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    • Tax benefit upto 75,000*
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  • Cashless treatment!

    Even during my old age, the Rishtey policy provides me with cashless treatment in more than 3,600 network hospitals. It covers expenses for room rent, medicine bills, doctor’s fee, ambulance charges, and so on. 

    N
    Nivrutti Sudam Chaudhari
    On: Dec 12, 2019

  • Good for my parents!

    I was curious to give my parents a new year gift. And I thought that there is no better gift than buying them Rishtey health policy by ICICI Lombard. I chose this policy for them because it secured their health even at their old age. After all, it’s the most suitable plan for them.

    R
    Rahul
    On: Dec 08, 2019

  • Helpful for old people

    I heard about the features and benefits of Rishtey. And now i can experience its benefits during my old age as i have purchased this policy for me and my wife. I have found that it’s a great policy for elderly people.

    G
    Gaurav
    On: Dec 07, 2019

  • Like to recommend!

    Rishtey health insurance offers free health check-up, cover for hospitalisation in case of Swine Flu/H1N1 influenza. It also provides coverage for the pre-existing disease after four continuous years of coverage. 

    A
    Arpit Nigam
    On: Nov 25, 2019

  • Comprehensive Cover

    ICICI Lombard’s Rishtey provides me with comprehensive cover even at my old age. It is an excellent approach to protect me against several diseases and injuries. With it, I can get cashless treatment across the country.  

    G
    Ganesh Thakur
    On: Nov 24, 2019

4280 ICICI Lombard Cashless Network Hospitals in India

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FAQs

  • Why should I buy ICICI Lombard health insurance policy?

    ICICI Lombard Health Insurance is a smart choice to secure yourself and your loved ones against medical contingencies. The plans offered provide comprehensive health coverage along with outpatient department (OPD) benefits, maternity cover and a host of wellness benefits. Also, there are various value added services that enable you to enhance the sum assured, in case of claim-free years.

  • How do I cancel ICICI Lombard policy?

    You can easily cancel your policy during free-look period, just fill up the form and visit any of the ICICI Lombard branches. Once request is processed, refund of premium amount will be provided after applicable deductions(in any) within 15 days.

  • What is the toll free number of ICICI Lombard General Insurance?

    ICICI Lombard’s toll free number is 1800-2666.

  • What do you mean by floater option in ICICI Lombard health insurance plan?

    In a floater option, a single policy under one sum insured covers all the family. It can cover, 2 adults, 2 adults, and 1 child; 1 adult and 2 children; 2 adults and 3 children; 1 adult and 1 child. The sum insured can be used by anyone or all covered under the policy until the time the limit is exhausted.

  • Can I insure more than 2 adults or more than 3 children in my ICICI Lombard health insurance plan?

    There can be a maximum of 2 adults and 3 children in a policy. If the number of adults or number of children is more than 2+3, you need to buy a separate policy for the additional members.

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Claim Process at ICICI Lombard Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ICICI Lombard Health Insurance Contact Details

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