What are the wellness benefits offered under My:Health Women Suraksha Policy?

Following wellness benefits are offered under My:Health Women Suraksha Policy: Fitness discounts at the time of renewal Health incentive Wellness services and health coach

What are the policy terms available under My:Health Women Suraksha Policy?

My:Health Women Suraksha Policy can be purchased for 1 year, 2 years, or 3 years depending on your budget and other requirements.

Who all can be covered under My:Health Women Suraksha Policy?

Under My:Health Women Suraksha Policy, you can cover dependent daughter, dependent mother, mother-in law, grandmother, granddaughter, daughter-in-law, sister, sister-in-law, and niece, apart from self.

What is the entry age for My:Health Women Suraksha Policy?

My:Health Women Suraksha Policy can be purchased by people aged between 18 years and 65 years. For optional pregnancy cover, the applicant shall be aged between 18 years and 40 years.

What are the waiting periods under My:Health Women Suraksha Policy?

My:Health Women Suraksha Policy comes with the following waiting periods: 90 days and 180 days as per the illness specified in policy wordings, 1 year for pregnancy and newborn complications, and 4 Years for all pre-existing conditions.

HDFC ERGO my:Health Women Suraksha Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 37 mins
Claim Settlement Ratio	99.80%
Network Hospitals	13,000+
PED Coverage Starting From	3 year
Special Benefits	2X Cover from Day 1
Starting Premium	Rs. 1090/month

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HDFC ERGO Health Insurance Plan List

Family (3)
Individual (4)
Cancer (1)
Critical Illness (2)
Diabetes (1)
Parents (1)
Senior Citizen (1)

Name of Plan	Sum Insured
Optima SecureMin: 91 Days, Max: 65 YearsPopular		Check Premium
Optima RestoreMin: 91 Days, Max: 65 YearsPopular	3 Lakh	Check Premium
my: health SurakshaMin: 91 Days; Max: No LimitPopular	3 Lakh	Check Premium
Health Suraksha Top-Up Plus PolicyMin: 91 days; Max: 65 years	3 Lakh - 10 Lakh	Check Premium
my:Health Women Suraksha PolicyMin: 18 years; Max: 45 years	1 Lakh - 1 Crore	Check Premium
Dengue Care Policy Min: 91 Days; Max: 65 years	50 Thousand - 1 Lakh	Check Premium
Easy Health PolicyMin: 91 days; Max: 65 years	1 Lakh - 50 Lakh	Check Premium
my:Health Koti SurakshaMin: 18 years; Max: 65 years		Check Premium
Maxima PolicyMin: 91 Days; Max: 65 years		Check Premium
Day2Day Care PolicyMin: 91 Days; Max: 65 years		Check Premium
iCan CancerMin: 5 Years; Max: 65 Years	5 Lakh	Check Premium
Health WalletMin: 91 Days; Max: 65 Years	3 Lakh	Check Premium
EnergyMin: 18 Years, Max: 65 Years	2 Lakh	Check Premium
Optima SeniorMin: 61 Years; Max: No Limit	2 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day ; Max: 65 years	50,000 - 5 lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Critical Illness PlanMin: 5 Years; Max: 65 Years	5 Lakh	Check Premium

HDFC ERGO Health Insurance Top Up List

Top-up (4)
Family (1)
Individual (1)

Name of Plan	Sum Insured
Optima PlusMin: 91 Days; Max: 65 YearsPopular	5 Lakh	Check Premium
my: Health Medisure Super Top-upMin: 3 Months; Max: 65 YearsPopular	3 Lakh	Check Premium
Optima SuperMin: 91 Days; Max: 65 Years	5 Lakh	Check Premium

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FAQs on my:Health Women Suraksha Policy Health Insurance Plan

What are the wellness benefits offered under My:Health Women Suraksha Policy?
Following wellness benefits are offered under My:Health Women Suraksha Policy:

Fitness discounts at the time of renewal

Health incentive

Wellness services and health coach
What are the policy terms available under My:Health Women Suraksha Policy?
My:Health Women Suraksha Policy can be purchased for 1 year, 2 years, or 3 years depending on your budget and other requirements.
Who all can be covered under My:Health Women Suraksha Policy?
Under My:Health Women Suraksha Policy, you can cover dependent daughter, dependent mother, mother-in law, grandmother, granddaughter, daughter-in-law, sister, sister-in-law, and niece, apart from self.
What is the entry age for My:Health Women Suraksha Policy?
My:Health Women Suraksha Policy can be purchased by people aged between 18 years and 65 years. For optional pregnancy cover, the applicant shall be aged between 18 years and 40 years.
What are the waiting periods under My:Health Women Suraksha Policy?
My:Health Women Suraksha Policy comes with the following waiting periods:

90 days and 180 days as per the illness specified in policy wordings,

1 year for pregnancy and newborn complications, and

4 Years for all pre-existing conditions.

Claim Process at HDFC ERGO Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.