What are the types of plans offered by HDFC Ergo?

HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans , and a super top-up insurance plan.

Why should I buy health insurance by HDFC Ergo?

HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims , no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

How to apply for and buy health insurance plans offered by HDFC Ergo?

You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.

Is there a limitation on the entry age for buying HDFC medical insurance plans?

The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

What is the customer care number of HDFC Ergo?

The customer care number for HDFC Ergo is 022 6234 6234.

HDFC ERGO my:Health Medisure Classic Health Insurance User Reviews

526 reviews Rate This

HDFC ERGO

Highlights

Cashless Approval TAT	Within 37 mins
Claim Settlement Ratio	99.80%
Network Hospitals	13,000+
PED Coverage Starting From	3 year
Special Benefits	2X Cover from Day 1
Starting Premium	Rs. 1090/month

Health Insurance Calculator

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Select the age of all members

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Choose required Coverage for yourself?

5 lac (Recommmended)

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of my:Health Medisure Classic

4.1

Based on

37 User reviews

Great plan with beneficial features
This is my first experience with hdfc ergo. Apart from providing basic features like maternity cover, new born baby cover, and others, the plan gives optional covers for Double Sum Insured for Critical Illness, Waiver of Room Rent Sub-limits. The best thing is that the policy comes at an affordable premium rate.
R
Ravindra Rai
On: Nov 22, 2019
Wide health cover at less premium
A few days back i was looking for a good plan that provides wide coverage at low premium along with maternity cover. Luckily, i found this plan. After having a word with insurancedekho guys about this plan, i bought it immediately. Now i have finally got maternity cover with new born baby cover.
R
Rekha Sharma
On: Nov 13, 2019
Perfect health coverage for me
Thanks insurancedekho for suggesting this plan. I am happy with my purchase. Finally, there is an option for me where i can not worry about finance and avail medical treatment without any problem. The best part is vast cover at minimal premium amount.
A
Aadesh
On: Nov 13, 2019
My:health medisure classic is reliable plan
All thanks to InsuranceDekho guys, i am able to relax. All my financial concerns are gone because of this one plan. I must say that all the features are great and really helpful. inpatient treatment, alternative treatment, daycare procedures, hospitalisation due to an accident, are all good features covered.
S
Satyendra
On: Nov 12, 2019
Happy with this plan
I have recently purchased this plan. Guys from Insurancedekho advised me to invest in this plan as it covers a lot of medical expenses at a low cost of premium. I am happy that i bought this cover that will help me in my medical emergency. I give this plan 8 out of 10.
V
Vinit Jha
On: Nov 12, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Good maternity cover feature
My:health medisure classic is my first purchase with hdfc ergo. Apart from basic features and benefits, this plan gives you maternity coverage and hospital daily cash feature. It also comes with features such as double sum insured for critical illness and waiver of room rent sub-limits. I highly recommend it!
S
Shahid Ali Syyed
On: Nov 08, 2019
Good plan full of features
It has been a few months that i purchased this policy. I liked its features such as pre & post hospitalisation cover, day care procedure, new born baby cover, maternity cover, Ayurvedic treatment cover, etc. The best part is that these many features you get at an affordable premium rate.
T
Trinath Charam Sethy
On: Nov 08, 2019

Page 4 of 4 pages

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FAQs

What are the types of plans offered by HDFC Ergo?
HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.
Why should I buy health insurance by HDFC Ergo?
HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.
How to apply for and buy health insurance plans offered by HDFC Ergo?
You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.
Is there a limitation on the entry age for buying HDFC medical insurance plans?
The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.
What is the customer care number of HDFC Ergo?
The customer care number for HDFC Ergo is 022 6234 6234.

View All

Claim Process at HDFC ERGO Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.