What are the types of plans offered by HDFC Ergo?

HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans , and a super top-up insurance plan.

Why should I buy health insurance by HDFC Ergo?

HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims , no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

How to apply for and buy health insurance plans offered by HDFC Ergo?

You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.

Is there a limitation on the entry age for buying HDFC medical insurance plans?

The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

What is the customer care number of HDFC Ergo?

The customer care number for HDFC Ergo is 022 6234 6234.

HDFC ERGO my:Health Medisure Classic Health Insurance User Reviews

526 reviews Rate This

HDFC ERGO

Highlights

Cashless Approval TAT	Within 37 mins
Claim Settlement Ratio	99.80%
Network Hospitals	13,000+
PED Coverage Starting From	3 year
Special Benefits	2X Cover from Day 1
Starting Premium	Rs. 1090/month

Health Insurance Calculator

Whom do you want the insurance for ?

You

Couple

Family

Father

Mother

Enter Your Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

5 Lac

10 Lac

25 Lac

Select Coverage

Disclaimer: Actual Premium might vary basis your location, age and number of members

Rating of my:Health Medisure Classic

4.1

Based on

37 User reviews

Easy to compare policies
Insurance Dekho is an easy to use portal with several health insurance plans available. I bought the HDFC ERGO- my: Health Medisure Classic from them and paid the premium via a secured payment gateway. Before buying it, I compared it with other similar plans and bought it as it was the most suitable option.
J
Jatin Rautela
On: Aug 02, 2023
Finest Health Insurance Company
Had a marvelous experience with Insurance Dekho. In my opinion, this is the best platform where you can choose and buy health insurance plans conveniently. I recently bought the HDFC ERGO- my: Health Medisure Super Top-Up from their website. Every step in the process was super-cool. InsuranceDekho needs more people like us to share their amazing experiences and grow unexpectedly. I loved the services!
A
Ananya Lahori
On: Jul 17, 2023
Encrypted payment portal
The payment portal on InsuranceDekho is totally encrypted. It convinced me to disclose my credit card details without any worries. I paid for the renewal of my HDFC Ergo General Insurance’s my:Health Medisure Classic plan. It did not involve any hidden charges.
S
Sonakshi Ramanathan
On: Mar 01, 2021
Simple policy purchase
Purchasing HDFC Ergo General Insurance’s my:Health Medisure Classic from InsuranceDekho was simple. I generated my quotes and started to compare the premium rates using the premium calculator. I found the most befitting one and paid for it using my debit card.
A
Angira Banik
On: Feb 22, 2021
All-time accessible
The all-time digital presence of InsuranceDekho is remarkable. Nowadays, physically being present to avail insurance-related services is not worth considering. I loved how I could issue HDFC Ergo General Insurance’s my:Health Medisure Classic plan from the comfort of my own home.
L
Leena Bajpeyi
On: Feb 01, 2021

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Best suggestions
Without the suggestions from the expert of InsuranceDekho, I could not have issued the HDFC Ergo General Insurance’s my:Health Medisure Classic plan. I landed on the website and was struggling to choose the right policy for my family. I rang the helpline number and got some best suggestions before purchasing the policy.
C
Chinmoy Roy
On: Jan 08, 2021
Swift comparison
InsuranceDekho gives the opportunity to compare various health policies to its customers. It helped to find the best plan suitable. I generated my health quote and compared the premium with other health insurers before finalising HDFC Ergo General Insurance’s my:Health Medisure Classic.
K
Kunal Samaddar
On: Dec 29, 2020
Rapid quote generation
I landed on insurancedekho and within seconds got requested to get my free quote. For that, I needed to submit my personal details, within a few seconds, my quote was generated. It was super easy. I purchased HDFC Ergo General Insurance’s my:Health Medisure Classic afterwards.
U
Umesh Kumar
On: Dec 23, 2020
Multiple plans availability
Each insurance company on InsuranceDekho has a list of health plans. The plans are described in detail with key features and benefits. The HDFC Ergo General Insurance’s my: Health MedisureClassic Brochure was easily downloadable on the website. I made up my mind after reading it.
C
Chetna Sharma
On: Dec 21, 2020
Got to know about claim settlement ratio
InsuranceDekho provides insurer details like claim settlement ratios, their business volume and availability of network hospitals to its customers beforehand. This makes it easy for them to make an informed decision. I bought the HDFC Ergo General Insurance’s my:Health Medisure Classic plan.
Y
Yashika Kaur
On: Dec 08, 2020
Provides free insurance quotes
I did not have to worry about getting the premium quotes of different policies after using InsuranceDekho. They generated all the quotes for free that also very quickly. This made it easier for me to choose my:Health Medisure Classic plan of HDFC ERGO Health Insurance.
S
Saptak Chatterjee
On: Nov 26, 2020
Learned about claim settlement ratio
InsuranceDekho has helped me to learn more about how the claim settlement ratio works. I am a policyholder of HDFC ERGO General insurance’s my: Health Medisure Classic. I am grateful to the website for their excellent service.
S
Shourya Kumar
On: Nov 20, 2020
Good health investment
I would like to express my thanks to you insurancedekho team for suggesting such a good plan. This policy is perfect for me. At low premium, i have gained insurance for many expenses including daycare procedures, maternity expenses, new born baby cover, Ayurveda treatment and more. 8 out of 10 points from my side.
V
Varun Goel
On: Feb 25, 2020
New to me
my: Health Medisure Classic Plan is new for me. I was recommend it by one of my friends. Later when i talked to insurancedekho guys about it, i was ready to buy it immediately. Under this plan, i am being covered for basic expenses as well as maternity expenses with cover for a newborn baby. Optional covers are also available under this policy.
Y
Yogesh
On: Feb 18, 2020
Very new experience for me
I was looking for a maternity plan suitable for me. All credit goes to insurancedekho for recommending this plan. I am not only getting maternity benefit, but also new born baby expenses. Optional covers available with the plan are double sum insured for critical illness and waiver of room rent sub-limits that come at an additional premium.
D
Disha Naresh
On: Feb 10, 2020
Impressed by this plan
This plan has solved my financial shortage. Now, i am secure that it will cover me for medical expenses when the time comes. This plan has no age restriction and gives feature of lifelong renewability. Coverage includes pre & post hospitalisation, inpatient treatment, daycare procedures, alternative treatment, hospitalisation due to an accident, and many more.
H
Hanumant Prasad
On: Feb 04, 2020
Thanks insurancedekho for help with this plan
This is my first insurance with hdfc ergo. The plan is really good whether i talk about coverage benefits or claim process or premium. Add-on benefits like double sum insured for critical illness & room rent sub-limit waiver are also there. I want to sincerely thank insurancedekho team that they supported me in buying this policy.
R
Rajnish Kumar
On: Jan 24, 2020
Wide health cover plan by hdfc
This plan with hdfc ergo is very good in coverage. I am paying low premium amount but i am getting a lot of benefits including the maternity cover along with new born baby cover. My coverage includes inpatient treatment, pre & post hospitalisation, alternative treatment, hospitalisation due to accident and more.
J
Jatin Kapoor
On: Jan 13, 2020
Covers for maternity also
Ok, so i was looking for a plan that can cover me for basic medical expenses as well as maternity cover. I am glad that i found my:Health Medisure Classic. So thankful to insurancedekho team that they helped me during the purchase process and thereafter. I recommend this plan to anyone searching for affordable insurance.
A
A K Suman
On: Dec 27, 2019
Plan with good in-built benefits and add-ons
It has been around 19 days that i have purchased this policy. Wide health cover, smooth services, low premium amount are the benefits that increase the value of the policy a lot more. Add-on benefits like Double Sum Insured for Critical Illness and Waiver of Room Rent Sub-limits are also good to have.
R
Rohit Batra
On: Dec 20, 2019
No issues purchasing this policy
First and foremost, my all thanks to insurancedekho people for helping me buy this cover. I did not have any problems while the purchase process. The premium is affordable, the plan features are great, the claim process is smooth and simple. I gives my thumbs up to this policy.
N
Nimit Agarwal
On: Dec 13, 2019
New cover for me
It has been 3 weeks since i purchased this plan. The features that i really liked are day care procedures, new-born baby, maternity cover, Ayurveda treatment, pre and post hospitalisation expenses and much more. I will definitely recommend my:Health medisure classic to my friends and relatives.
H
Hemant
On: Dec 12, 2019
Best policy ever purchased by me
I was in search of a superb health insurance policy that offers large cover when i came to know about this plan. I went with this recommendation of insurancedekho guys and don’t regret my decision at all. Now, i am secure from basic expenses, have add-ons covers at hand, and also parent and childcare cover as i wanted.
P
Prateek Saxena
On: Dec 06, 2019
Superb cover at less premium rates
I am very much happy with my purchase. Hdfc ergo has earned my trust again by offering this great policy at less premium cost. This is my second policy with hdfc ergo that covers me for in-patient hospitalisation cover, pre and post hospitalisation cost, organ donor expenses, road ambulance, sum insured rebound option and a lot of beneficial features.
P
Pavan Kumar
On: Dec 05, 2019
Already recommended to my relatives
I have purchased this cover 3 -4 months back and already suggested it to 2 of my relatives. I was so impressed with this policy when i heard about it. To all, if you want to have a good cover at less premium, go for this one as it will serve all your basic needs. You can also opt for its add-ons like non-medical expenses, extended cumulative bonus, room rent modification, etc.
S
Snehal Johri
On: Dec 05, 2019
Promises wide cover and ultimate medical services
Hdfc ergo’s my:health medisure classic plan is superb. I liked all its features, especially the cover for maternity expenses along with the cover for a newborn baby. Affordable and reliable, this plan is definitely one of the best policies i have ever invested in. Thanks hdfc ergo for this one.
P
Parul Kundra
On: Dec 03, 2019
Excellent policy by hdfc ergo health insurance
Insurancedekho, i am so thankful to you that you suggested me this cover. This policy is great in terms of cover, comes with lifelong renewability at very affordable premium amount. my: Health Medisure Classic not only provides basic coverage, but also optional covers for double sum insured for critical illness and waiver of room rent sub-limits.
R
Ram Singh
On: Dec 03, 2019
Blessed to have such cover
I am thankful to insurancedekho team for helping me out with this plan. This plan is extremely affordable for me. It covers my expenses for daycare procedures, new-born baby cover, maternity cover, Ayurveda treatment, pre & post hospitalisation and many more. Overall, it has been a worthwhile purchase for me.
R
Ranbir Malhotra
On: Dec 02, 2019
Go for it if looking for wide cover
If you are searching for a health insurance policy with a broad cover at less premium rate, i guarantee you that it will be a good one. Especially, if you are willing to invest in a maternity cover plan along with the cover for a new born baby. 8 out of 10 from my side.
V
Vishal Jamwal
On: Dec 02, 2019
Wide cover with smooth services
First off, i want to thank InsuranceDekho people for suggesting this plan to me. I really wanted a plan covering maternity with new born baby cover. Lifelong renewal, affordable premium amount, are some of the great features of the plan. Rest, apart from offering basic features, the plan provides great features.
V
Vikal Maske
On: Nov 22, 2019

Page 1 of 2 pages

13214 HDFC ERGO Cashless Network Hospitals in India

Search your city

View All HDFC ERGO Network Hospitals

Choose HDFC ERGO Critical Illness Plan

HDFC ERGO Health Insurance for Cancer

Choose HDFC ERGO Plan for

FAQs

What are the types of plans offered by HDFC Ergo?
HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.
Why should I buy health insurance by HDFC Ergo?
HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.
How to apply for and buy health insurance plans offered by HDFC Ergo?
You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.
Is there a limitation on the entry age for buying HDFC medical insurance plans?
The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.
What is the customer care number of HDFC Ergo?
The customer care number for HDFC Ergo is 022 6234 6234.

View All

Claim Process at HDFC ERGO Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.