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HDFC ERGO my:Health Medisure Classic Health Insurance User Reviews

526 reviews Rate This
HDFC ERGO
Highlights
Cashless Approval TATWithin 37 mins
Claim Settlement Ratio99.80%
Network Hospitals13,000+
PED Coverage Starting From3 year
Special Benefits2X Cover from Day 1
Starting Premium Rs. 1090/month

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Rating of my:Health Medisure Classic
4.1
Based on
37 User reviews

  • No issues purchasing this policy

    First and foremost, my all thanks to insurancedekho people for helping me buy this cover. I did not have any problems while the purchase process. The premium is affordable, the plan features are great, the claim process is smooth and simple. I gives my thumbs up to this policy.

    N
    Nimit Agarwal
    On: Dec 13, 2019

  • New cover for me

    It has been 3 weeks since i purchased this plan. The features that i really liked are day care procedures, new-born baby, maternity cover, Ayurveda treatment, pre and post hospitalisation expenses and much more. I will definitely recommend my:Health medisure classic to my friends and relatives. 

    H
    Hemant
    On: Dec 12, 2019

  • Best policy ever purchased by me

    I was in search of a superb health insurance policy that offers large cover when i came to know about this plan. I went with this recommendation of insurancedekho guys and don’t regret my decision at all. Now, i am secure from basic expenses, have add-ons covers at hand, and also parent and childcare cover as i wanted.

    P
    Prateek Saxena
    On: Dec 06, 2019

  • Superb cover at less premium rates

    I am very much happy with my purchase. Hdfc ergo has earned my trust again by offering this great policy at less premium cost. This is my second policy with hdfc ergo that covers me for in-patient hospitalisation cover, pre and post hospitalisation cost, organ donor expenses, road ambulance, sum insured rebound option and a lot of beneficial features.

    P
    Pavan Kumar
    On: Dec 05, 2019

  • Already recommended to my relatives

    I have purchased this cover 3 -4 months back and already suggested it to 2 of my relatives. I was so impressed with this policy when i heard about it. To all, if you want to have a good cover at less premium, go for this one as it will serve all your basic needs. You can also opt for its add-ons like non-medical expenses, extended cumulative bonus, room rent modification, etc.

    S
    Snehal Johri
    On: Dec 05, 2019
    • Must BuyMust Buy

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  • Promises wide cover and ultimate medical services

    Hdfc ergo’s my:health medisure classic plan is superb. I liked all its features, especially the cover for maternity expenses along with the cover for a newborn baby. Affordable and reliable, this plan is definitely one of the best policies i have ever invested in. Thanks hdfc ergo for this one. 

    P
    Parul Kundra
    On: Dec 03, 2019

  • Excellent policy by hdfc ergo health insurance

    Insurancedekho, i am so thankful to you that you suggested me this cover. This policy is great in terms of cover, comes with lifelong renewability at very affordable premium amount.  my: Health Medisure Classic not only provides basic coverage, but also optional covers for double sum insured for critical illness and waiver of room rent sub-limits.

    R
    Ram Singh
    On: Dec 03, 2019

  • Blessed to have such cover

    I am thankful to insurancedekho team for helping me out with this plan. This plan is extremely affordable for me. It covers my expenses for daycare procedures, new-born baby cover, maternity cover, Ayurveda treatment, pre & post hospitalisation and many more. Overall, it has been a worthwhile purchase for me. 

    R
    Ranbir Malhotra
    On: Dec 02, 2019

  • Go for it if looking for wide cover

    If you are searching for a health insurance policy with a broad cover at less premium rate, i guarantee you that it will be a good one. Especially, if you are willing to invest in a maternity cover plan along with the cover for a new born baby. 8 out of 10 from my side.  

    V
    Vishal Jamwal
    On: Dec 02, 2019

  • Wide cover with smooth services

    First off, i want to thank InsuranceDekho people for suggesting this plan to me. I really wanted a plan covering maternity with new born baby cover. Lifelong renewal, affordable premium amount, are some of the great features of the plan. Rest, apart from offering basic features, the plan provides great features.

    V
    Vikal Maske
    On: Nov 22, 2019

9552 HDFC ERGO Cashless Network Hospitals in India

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FAQs

  • What are the types of plans offered by HDFC Ergo?

    HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.

  • Why should I buy health insurance by HDFC Ergo?

    HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

  • How to apply for and buy health insurance plans offered by HDFC Ergo?

    You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes. 

  • Is there a limitation on the entry age for buying HDFC medical insurance plans?

    The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

  • What is the customer care number of HDFC Ergo?

    The customer care number for HDFC Ergo is 022 6234 6234.

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Claim Process at HDFC ERGO Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

HDFC ERGO Health Insurance Contact Details

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