What is the eligibility criteria for Dengue Care Policy offered by HDFC Ergo General Insurance?

Dengue Care Policy covers people aged between 91 days and 65 years. Beyond 65 years, only renewal is allowed. To be able to purchase the policy, an adult should be aged at least 18 years, whereas a child should be aged between 91 days and 25 years.

What is the waiting period under Dengue Care Policy offered by HDFC Ergo General Insurance?

Dengue Care Policy offered by HDFC Ergo General Insurance comes with a waiting period of 15 days. Kindly note that the waiting period will be calculated from the date of commencement of the policy.

Can I purchase the Dengue Care Policy offered by HDFC Ergo General Insurance on a family floater sum insured basis?

No. You can purchase Dengue Care Policy only on an individual sum insured basis.

Can I avail tax benefits on the premium paid for Dengue Care Policy offered by HDFC Ergo General Insurance?

Yes. You can avail tax benefits on the premium paid for Dengue Care Policy offered by HDFC Ergo General Insurance, under Section 80D of the Income Tax Act, 1961.

Is there any limit on cover for OPD expenses under Dengue Care Policy?

Yes. Under Dengue Care Policy, the OPD expenses are covered for up to Rs. 10,000 if dengue is diagnosed. It covers you for consultations, pharmacy, diagnostic tests, home nursing for the treatment availed at home due to positive diagnosis of Dengue.

HDFC ERGO Dengue Care Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 37 mins
Claim Settlement Ratio	99.80%
Network Hospitals	13,000+
PED Coverage Starting From	3 year
Special Benefits	2X Cover from Day 1
Starting Premium	Rs. 1090/month

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HDFC ERGO Health Insurance Plan List

Family (3)
Individual (4)
Cancer (1)
Critical Illness (2)
Diabetes (1)
Parents (1)
Senior Citizen (1)

Name of Plan	Sum Insured
Optima SecureMin: 91 Days, Max: 65 YearsPopular		Check Premium
Optima RestoreMin: 91 Days, Max: 65 YearsPopular	3 Lakh	Check Premium
my: health SurakshaMin: 91 Days; Max: No LimitPopular	3 Lakh	Check Premium
Health Suraksha Top-Up Plus PolicyMin: 91 days; Max: 65 years	3 Lakh - 10 Lakh	Check Premium
my:Health Women Suraksha PolicyMin: 18 years; Max: 45 years	1 Lakh - 1 Crore	Check Premium
Dengue Care Policy Min: 91 Days; Max: 65 years	50 Thousand - 1 Lakh	Check Premium
Easy Health PolicyMin: 91 days; Max: 65 years	1 Lakh - 50 Lakh	Check Premium
my:Health Koti SurakshaMin: 18 years; Max: 65 years		Check Premium
Maxima PolicyMin: 91 Days; Max: 65 years		Check Premium
Day2Day Care PolicyMin: 91 Days; Max: 65 years		Check Premium
iCan CancerMin: 5 Years; Max: 65 Years	5 Lakh	Check Premium
Health WalletMin: 91 Days; Max: 65 Years	3 Lakh	Check Premium
EnergyMin: 18 Years, Max: 65 Years	2 Lakh	Check Premium
Optima SeniorMin: 61 Years; Max: No Limit	2 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day ; Max: 65 years	50,000 - 5 lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Critical Illness PlanMin: 5 Years; Max: 65 Years	5 Lakh	Check Premium

HDFC ERGO Health Insurance Top Up List

Top-up (4)
Family (1)
Individual (1)

Name of Plan	Sum Insured
Optima PlusMin: 91 Days; Max: 65 YearsPopular	5 Lakh	Check Premium
my: Health Medisure Super Top-upMin: 3 Months; Max: 65 YearsPopular	3 Lakh	Check Premium
Optima SuperMin: 91 Days; Max: 65 Years	5 Lakh	Check Premium

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FAQs on Dengue Care Policy Health Insurance Plan

What is the eligibility criteria for Dengue Care Policy offered by HDFC Ergo General Insurance?
Dengue Care Policy covers people aged between 91 days and 65 years. Beyond 65 years, only renewal is allowed. To be able to purchase the policy, an adult should be aged at least 18 years, whereas a child should be aged between 91 days and 25 years.
What is the waiting period under Dengue Care Policy offered by HDFC Ergo General Insurance?
Dengue Care Policy offered by HDFC Ergo General Insurance comes with a waiting period of 15 days. Kindly note that the waiting period will be calculated from the date of commencement of the policy.
Can I purchase the Dengue Care Policy offered by HDFC Ergo General Insurance on a family floater sum insured basis?
No. You can purchase Dengue Care Policy only on an individual sum insured basis.
Can I avail tax benefits on the premium paid for Dengue Care Policy offered by HDFC Ergo General Insurance?
Yes. You can avail tax benefits on the premium paid for Dengue Care Policy offered by HDFC Ergo General Insurance, under Section 80D of the Income Tax Act, 1961.
Is there any limit on cover for OPD expenses under Dengue Care Policy?
Yes. Under Dengue Care Policy, the OPD expenses are covered for up to Rs. 10,000 if dengue is diagnosed. It covers you for consultations, pharmacy, diagnostic tests, home nursing for the treatment availed at home due to positive diagnosis of Dengue.

Claim Process at HDFC ERGO Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.