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HDFC ERGO Critical Illness Health Insurance User Reviews

526 reviews Rate This
HDFC ERGO
Highlights
Cashless Approval TATWithin 37 mins
Claim Settlement Ratio99.80%
Network Hospitals13,000+
PED Coverage Starting From3 year
Special Benefits2X Cover from Day 1
Starting Premium Rs. 1090/month

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Rating of Critical Illness Plan
4.0
Based on
32 User reviews

  • This critical illness plan saved my savings

    Hdfc ergo’s critical illness plan is really great. Available at low premium amount, critical illness plan is one of the best plans you can take to handle critical illness treatment expenses. I also took this plan and when the emergency came, i got lump sum payment for treatment.  

    P
    Prashant Vashishtha
    On: Nov 13, 2019

  • Much-required plan

    I have bought this plan 5 months ago. I would say that insurancedekho people help me find a good plan that covered my critical illness expenses. I did not have to undergo medical tests before taking the policy. I am satisfied there is a plan that will help me at my major time. 

    V
    Vishal Agarwal
    On: Nov 13, 2019

  • This critical illness cover is best

    For months i have been looking for a critical illness plan. Finally, i can say that i have found the plan of my needs. Features that i like include lump sum benefit, and no medical check-up for up to 45 years age people. This plan is offering great financial stability at such low premium cost.

    S
    Sachin
    On: Oct 31, 2019

  • Critical Illness Plan experience was great

    I recently filed a claim. I must appreciate hdfc ergo for making a plan that gave me a lump sum amount for dealing with medical expenses. I was successful in managing hefty bills without having to spend a single penny from my pocket. 

    S
    Shivaji Chavan
    On: Oct 31, 2019

  • My search for critical illness plan is over

    I am thankful to insurancedekho guys for recommending this plan. Now, i am tension-free. This plan has covered me for 15 critical illness at a low premium. Also, i will get getting lump sum amount in a single transaction. I am happy and satisfied with this plan.  

    O
    Om Prakash Sharma
    On: Oct 22, 2019
    • Must BuyMust Buy

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  • Ideal health cover for critical illness

    It has been a few months since i bought this cover. Must say that i am satisfied with the plan. Cover for 15 critical illnesses, lump sum amount on diagnosis, no medical checkup for people up to 45 years are a few major features. Overall, this plan is worthy of buying.  

    N
    Nishanth Vadlamudi
    On: Oct 22, 2019

  • Thankful to this life-saving plan

    I am really grateful to HDFC ERGO and InsuranceDekho for this plan. Critical Illness plan has promised me lump sum benefit on diagnosis so i am not worried about my financial condition anymore. Rest, i find the services of InsuranceDekho guys to be great.

    R
    Rajput Vijay Singh
    On: Oct 11, 2019

  • Critical Illness plan is affordable

    It has been a year since in purchased this plan. I have not made a claim but i know that their process is simple. I am getting covered for up to 15 critical illnesses and did not have to undergo medical checkup for buying plan. Overall, i like this policy.

    A
    Ajay Satam
    On: Oct 11, 2019

  • Critical Illness plan is really superb

    One of my friends suggested me HDFC ERGO’s critical illness plan. But when i heard from InsuranceDekho guys that it’s really beneficial, i went for it. This plan covers all expenses due to critical illness and gives a lump sum amount. Claim, renewal, and other things are simple and convenient. Highly recommended!

    M
    Md Zubair
    On: Oct 01, 2019

  • You did a good job HDFC ERGO

    Critical Illness is a plan that covers 15 critical illnesses and gives you a lump sum amount. When i heard this from InsuranceDekho, i knew this was my plan. It is a low premium, wide coverage policy that covers Stroke, Cancer, and other critical illnesses. The services are great. I recommend this plan to all.  

    J
    Jyoti
    On: Oct 01, 2019

9552 HDFC ERGO Cashless Network Hospitals in India

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FAQs

  • What are the types of plans offered by HDFC Ergo?

    HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.

  • Why should I buy health insurance by HDFC Ergo?

    HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

  • How to apply for and buy health insurance plans offered by HDFC Ergo?

    You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes. 

  • Is there a limitation on the entry age for buying HDFC medical insurance plans?

    The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

  • What is the customer care number of HDFC Ergo?

    The customer care number for HDFC Ergo is 022 6234 6234.

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Claim Process at HDFC ERGO Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

HDFC ERGO Health Insurance Contact Details

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