What are the types of plans offered by HDFC Ergo?

HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans , and a super top-up insurance plan.

Why should I buy health insurance by HDFC Ergo?

HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims , no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

How to apply for and buy health insurance plans offered by HDFC Ergo?

You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.

Is there a limitation on the entry age for buying HDFC medical insurance plans?

The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

What is the customer care number of HDFC Ergo?

The customer care number for HDFC Ergo is 022 6234 6234.

HDFC ERGO Critical Illness Health Insurance User Reviews

526 reviews Rate This

HDFC ERGO

Highlights

Cashless Approval TAT	Within 37 mins
Claim Settlement Ratio	99.80%
Network Hospitals	13,000+
PED Coverage Starting From	3 year
Special Benefits	2X Cover from Day 1
Starting Premium	Rs. 1090/month

Health Insurance Calculator

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Choose required Coverage for yourself?

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Rating of Critical Illness Plan

4.0

Based on

32 User reviews

Easy access to policy documents
I had planned to buy the HDFC ERGO Health- Critical Illness Plan so I took InsuranceDekho’s help. Let me tell you that I did not face any trouble knowing about the plan as the policy document was easily available. Also, the team told me about it in detail.
M
Madhurima Madan
On: Aug 29, 2023
Exceptional Health Insurance Coverage
I have been insured with InsuranceDekho for health insurance with the HDFC ERGO- Critical Illness Plan, and their coverage is exceptional. They covered all my medical expenses during a recent hospitalization, and the claim process was smooth.
R
Rafiya Ahmed
On: Jul 24, 2023
Easy and multiple payment modes
I was told by my friend to buy a health insurance plan from InsuranceDekho. Initially, I was skeptical, but then I found that the HDFC ERGO- Critical Illness Plan suits my needs. Moreover, there were multiple payment modes available which made me confident about buying it
M
Mona Oberoi
On: Jul 11, 2023
Track Policy Easily
Nice company with amazing features! I bought the HDFC ERGO- Critical Illness Plan from the official website of the company. My heartful thanks to their customer support team for resolving my queries even during the night. Also after purchase, it was highly convenient to track my health insurance policy, and all the documents were submitted online. Recommended to everyone.
S
Siddhart Siddak
On: Jun 27, 2023
Specific critical illness covered policies
I landed on InsuranceDekho looking for a health policy that could provide me coverage against certain critical illnesses. The choices were impressive. I focused on the minute details to compare the policies and confirmed HDFC Ergo General Insurance’s Critical Illness Plan.
K
Keshav Arora
On: Jan 29, 2021

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Zero paper policy
The paperless policy of InsuranceDekho is a remarkable feature. I insured my family with the Critical Illness Plan of HDFC ERGO General Insurance. I did not have to provide any documents. Just a few basic details did the job and the policy was already issued.
S
Sayami Nandi
On: Nov 30, 2020
Reliable Plan
I found Critical Illness Plan by HDFC ergo to be of great use to me as it covers me against many life-threatening diseases. After purchasing this plan from insurancedekho now I don’t have to worry about future uncertainties. Also, I could purchase this plan without a pre-policy medical checkup.
A
Advik Sharma
On: Oct 23, 2020
Good financial security
I will say that this policy according to me is a good financial security for people with risk of critical illness. I myself have purchased it a few days back and feel relieved with the same. Lump sum benefit, cover of 15 illnesses are two best parts of this policy.
G
Gurvinder Kaur
On: Feb 24, 2020
Good opportunity by hdfc
Critical Illness Plan by HDFC ERGO is a new policy for me. However, i am satisfied because it has me covered for up to 15 critical illnesses. The premium is less than my expectations. Overall, this policy has saved me from a massive expenses on treatment.
F
Faisal Khan
On: Feb 17, 2020
Recommended by a dear friend
I was told about this plan by a close friend of mine. As expected, this plan is very good for me as it covers a lot of critical illnesses without much of premium. Also, no medical check-up is required up to the age of 45 years. I am fully satisfied with my choice.
B
Balwant Chaudhary
On: Feb 11, 2020
Good for critical times
I found this plan to be good for covering life-threatening conditions. At less premium, i have been covered for up to 15 critical illnesses and will get a lump sum amount on diagnosis. I have purchased this plan for 2 year period. From my experience up to now, i will recommend it to all.
R
Ram Singh
On: Feb 03, 2020
Critical illnesses covered at low cost
I am so relieved that my search for a low cost critical illness is finally over. Thanks insurancedekho guys that you suggested this reliable plan to me when i needed it the most. I appreciate hdfc ergo for coming up with a great plan at such low premium without letting the customer compromise at any end.
D
Deven Shah
On: Jan 20, 2020
Best financial security
According to me, this is the best plan that covers critical illnesses at a low premium cost. This covers you for up to 15 critical illnesses and does not require medical checkup for up to the age of 45 years. In this plan, you get lump sum amount payment on diagnosis of covered critical illnesses.
M
Manishankar
On: Jan 17, 2020
Full of useful features
I have purchased this policy around 10 days back. It covers me for 15 critical illnesses. I have bought it for 2 years and did not require to go for medical check-up as i am below 45 years. A great feature of the plan is lump sum payment in a single transaction on diagnosis. Rest, the policy provides multiple beneficial features.
G
Geetaben Shah
On: Jan 02, 2020
Gives lump sum benefit
Finding a good critical illness policy was not hard for me. I simply called insurancedekho team for help and got it without any delay. After a few suggestions and considerations, i bought critical illness plan by hdfc ergo. The feature that i liked the most is lump sum amount on diagnosis. I recommend this policy to all of you!
M
Murali Krishna
On: Dec 26, 2019
Easy to buy and rely plan
I am new to hdfc ergo. Thanks to insurancedekho people that they suggested this cover to me. I was planning to buy a plan covering critical illness. Had it not been for insurancedekho, i couldn’t have bought this plan with ease. I am extremely satisfied i have a plan that will support when i need it the most.
C
Chintan Kumar
On: Dec 19, 2019
Superb plan with superior features
I am being very honest when i say that this policy is the best in terms of covering critical illnesses. It offers a superior cover with features that are very much in support of us policyholders. Be it wide cover for critical illnessess or lump sum amount on diagnosis, the policy offers utmost support in every way.
M
Manasvi Awasthi
On: Dec 12, 2019
Saved my life and finances
My experience with critical illness plan of hdfc ergo was good. Firstly, i did not jhave to undergo pre-policy check-up. Secondly, i got covered for up to 15 critical illnesses and was paid a lump sum amount in a single transaction. Had this plan not been there in my life, i would have lost my savings.
A
Anurag Bhatnagar
On: Dec 02, 2019
Finally i got a good critical illness cover
The best thing i did to secure my financial stability was to buy this plan. One of the best plans by hdfc ergo, critical illness plan offers a lump sum amount on diagnosis of any covered life-threatening illness. The best thing is that it covers 15 critical illnesses. Great plan
J
Jalindar Balbhim Bhogawade
On: Nov 22, 2019
Perfect for my needs
I am grateful to InsuranceDekho people for recommending this policy to me. I must tell all that it is a low premium wide cover policy by hdfc ergo. It offers cover for 15 critical illnesses such as stroke, cancer, and others. Also, it does not require people up to 45 years of age to undergo pre-policy checkup.
N
Neeraj
On: Nov 22, 2019
This critical illness plan saved my savings
Hdfc ergo’s critical illness plan is really great. Available at low premium amount, critical illness plan is one of the best plans you can take to handle critical illness treatment expenses. I also took this plan and when the emergency came, i got lump sum payment for treatment.
P
Prashant Vashishtha
On: Nov 13, 2019
Much-required plan
I have bought this plan 5 months ago. I would say that insurancedekho people help me find a good plan that covered my critical illness expenses. I did not have to undergo medical tests before taking the policy. I am satisfied there is a plan that will help me at my major time.
V
Vishal Agarwal
On: Nov 13, 2019
This critical illness cover is best
For months i have been looking for a critical illness plan. Finally, i can say that i have found the plan of my needs. Features that i like include lump sum benefit, and no medical check-up for up to 45 years age people. This plan is offering great financial stability at such low premium cost.
S
Sachin
On: Oct 31, 2019
Critical Illness Plan experience was great
I recently filed a claim. I must appreciate hdfc ergo for making a plan that gave me a lump sum amount for dealing with medical expenses. I was successful in managing hefty bills without having to spend a single penny from my pocket.
S
Shivaji Chavan
On: Oct 31, 2019
My search for critical illness plan is over
I am thankful to insurancedekho guys for recommending this plan. Now, i am tension-free. This plan has covered me for 15 critical illness at a low premium. Also, i will get getting lump sum amount in a single transaction. I am happy and satisfied with this plan.
O
Om Prakash Sharma
On: Oct 22, 2019
Ideal health cover for critical illness
It has been a few months since i bought this cover. Must say that i am satisfied with the plan. Cover for 15 critical illnesses, lump sum amount on diagnosis, no medical checkup for people up to 45 years are a few major features. Overall, this plan is worthy of buying.
N
Nishanth Vadlamudi
On: Oct 22, 2019
Thankful to this life-saving plan
I am really grateful to HDFC ERGO and InsuranceDekho for this plan. Critical Illness plan has promised me lump sum benefit on diagnosis so i am not worried about my financial condition anymore. Rest, i find the services of InsuranceDekho guys to be great.
R
Rajput Vijay Singh
On: Oct 11, 2019
Critical Illness plan is affordable
It has been a year since in purchased this plan. I have not made a claim but i know that their process is simple. I am getting covered for up to 15 critical illnesses and did not have to undergo medical checkup for buying plan. Overall, i like this policy.
A
Ajay Satam
On: Oct 11, 2019
Critical Illness plan is really superb
One of my friends suggested me HDFC ERGO’s critical illness plan. But when i heard from InsuranceDekho guys that it’s really beneficial, i went for it. This plan covers all expenses due to critical illness and gives a lump sum amount. Claim, renewal, and other things are simple and convenient. Highly recommended!
M
Md Zubair
On: Oct 01, 2019
You did a good job HDFC ERGO
Critical Illness is a plan that covers 15 critical illnesses and gives you a lump sum amount. When i heard this from InsuranceDekho, i knew this was my plan. It is a low premium, wide coverage policy that covers Stroke, Cancer, and other critical illnesses. The services are great. I recommend this plan to all.
J
Jyoti
On: Oct 01, 2019

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FAQs

What are the types of plans offered by HDFC Ergo?
HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.
Why should I buy health insurance by HDFC Ergo?
HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.
How to apply for and buy health insurance plans offered by HDFC Ergo?
You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.
Is there a limitation on the entry age for buying HDFC medical insurance plans?
The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.
What is the customer care number of HDFC Ergo?
The customer care number for HDFC Ergo is 022 6234 6234.

View All

Claim Process at HDFC ERGO Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.