What are the types of plans offered by HDFC Ergo?

HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans , and a super top-up insurance plan.

Why should I buy health insurance by HDFC Ergo?

HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims , no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

How to apply for and buy health insurance plans offered by HDFC Ergo?

You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.

Is there a limitation on the entry age for buying HDFC medical insurance plans?

The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

What is the customer care number of HDFC Ergo?

The customer care number for HDFC Ergo is 022 6234 6234.

HDFC ERGO Critical Illness Health Insurance User Reviews

526 reviews Rate This

HDFC ERGO

Highlights

Cashless Approval TAT	Within 37 mins
Claim Settlement Ratio	99.80%
Network Hospitals	13,000+
PED Coverage Starting From	3 year
Special Benefits	2X Cover from Day 1
Starting Premium	Rs. 1090/month

Health Insurance Calculator

Whom do you want the insurance for ?

You

Couple

Family

Father

Mother

Select the age of all members

You
Select Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

5 lac (Recommmended)

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Critical Illness Plan

4.0

Based on

32 User reviews

Good for critical times
I found this plan to be good for covering life-threatening conditions. At less premium, i have been covered for up to 15 critical illnesses and will get a lump sum amount on diagnosis. I have purchased this plan for 2 year period. From my experience up to now, i will recommend it to all.
R
Ram Singh
On: Feb 03, 2020
Critical illnesses covered at low cost
I am so relieved that my search for a low cost critical illness is finally over. Thanks insurancedekho guys that you suggested this reliable plan to me when i needed it the most. I appreciate hdfc ergo for coming up with a great plan at such low premium without letting the customer compromise at any end.
D
Deven Shah
On: Jan 20, 2020
Best financial security
According to me, this is the best plan that covers critical illnesses at a low premium cost. This covers you for up to 15 critical illnesses and does not require medical checkup for up to the age of 45 years. In this plan, you get lump sum amount payment on diagnosis of covered critical illnesses.
M
Manishankar
On: Jan 17, 2020
Full of useful features
I have purchased this policy around 10 days back. It covers me for 15 critical illnesses. I have bought it for 2 years and did not require to go for medical check-up as i am below 45 years. A great feature of the plan is lump sum payment in a single transaction on diagnosis. Rest, the policy provides multiple beneficial features.
G
Geetaben Shah
On: Jan 02, 2020
Gives lump sum benefit
Finding a good critical illness policy was not hard for me. I simply called insurancedekho team for help and got it without any delay. After a few suggestions and considerations, i bought critical illness plan by hdfc ergo. The feature that i liked the most is lump sum amount on diagnosis. I recommend this policy to all of you!
M
Murali Krishna
On: Dec 26, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Easy to buy and rely plan
I am new to hdfc ergo. Thanks to insurancedekho people that they suggested this cover to me. I was planning to buy a plan covering critical illness. Had it not been for insurancedekho, i couldn’t have bought this plan with ease. I am extremely satisfied i have a plan that will support when i need it the most.
C
Chintan Kumar
On: Dec 19, 2019
Superb plan with superior features
I am being very honest when i say that this policy is the best in terms of covering critical illnesses. It offers a superior cover with features that are very much in support of us policyholders. Be it wide cover for critical illnessess or lump sum amount on diagnosis, the policy offers utmost support in every way.
M
Manasvi Awasthi
On: Dec 12, 2019
Saved my life and finances
My experience with critical illness plan of hdfc ergo was good. Firstly, i did not jhave to undergo pre-policy check-up. Secondly, i got covered for up to 15 critical illnesses and was paid a lump sum amount in a single transaction. Had this plan not been there in my life, i would have lost my savings.
A
Anurag Bhatnagar
On: Dec 02, 2019
Finally i got a good critical illness cover
The best thing i did to secure my financial stability was to buy this plan. One of the best plans by hdfc ergo, critical illness plan offers a lump sum amount on diagnosis of any covered life-threatening illness. The best thing is that it covers 15 critical illnesses. Great plan
J
Jalindar Balbhim Bhogawade
On: Nov 22, 2019
Perfect for my needs
I am grateful to InsuranceDekho people for recommending this policy to me. I must tell all that it is a low premium wide cover policy by hdfc ergo. It offers cover for 15 critical illnesses such as stroke, cancer, and others. Also, it does not require people up to 45 years of age to undergo pre-policy checkup.
N
Neeraj
On: Nov 22, 2019

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FAQs

What are the types of plans offered by HDFC Ergo?
HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.
Why should I buy health insurance by HDFC Ergo?
HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.
How to apply for and buy health insurance plans offered by HDFC Ergo?
You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.
Is there a limitation on the entry age for buying HDFC medical insurance plans?
The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.
What is the customer care number of HDFC Ergo?
The customer care number for HDFC Ergo is 022 6234 6234.

View All

Claim Process at HDFC ERGO Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.