On what factors the eligibility to get a health insurance plan depends?

The two basic eligibility criteria for getting the insurance policy are entry age and medical check-up.

Can I buy a health insurance policy for my 4-year-old kid?

Aditya Birla Health Insurance does not offer any separate health insurance plan for kids. But, they can be covered with their parents either on an individual or a floater basis.

When should a reimbursement claim request be submitted?

Request for reimbursement claim should be submitted within 15 days of getting a discharge from the hospital or clinic.

What is the period in which Aditya Birla Health Insurance settles claims?

Aditya Birla Health Insurance settles claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.

What is the Incurred Claims Ratio of Aditya Birla Health Insurance for the financial year 2018-2019?

The ICR for Aditya Birla Capital Health for FY 2018-19 is 59%.

Aditya Birla Activ Health Essential Insurance User Reviews

468 reviews Rate This

Aditya Birla

Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	96%
Network Hospitals	11,000+
Pre-existing Disease Coverage Starting From	Day 1
Special Benefits	Incentivized Wellness
Starting Premium for Rs. 5 lakh Coverage	Rs. 270/month

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Activ Health Essential

4.6

Based on

32 User reviews

Premium calculator available
InsuranceDekho has made the process of premium calculation easier. I used the calculator to calculate the estimated premium of the Activ Health Essential policy of Aditya Birla Health Insurance. It did the job in seconds and saved my effort.
S
Sheikh Basit
On: Nov 26, 2020
Amiable help desk
I contacted the help desk of InsuranceDekho to learn more about cashless mediclaim. I am a policyholder of Aditya Birla Health Insurance’s Activ Health Essential. The customer executive was courteous and eager to help. Now, I know all there is to know about cashless mediclaim.
S
Shreya Naskar
On: Nov 24, 2020
Learn about best insurers at a click
I landed on the insurancedekho.com and was amazed at the fact that I could know about all the best insurers and the specifications of available policies under one page. I gathered all the necessary information about health insurance policies. It helped me to get Aditya Birla Health Insurance Activ Health Essential policy for my family.
D
Debalina Chandra
On: Nov 09, 2020
No hidden charges
InsuranceDekho is the most genuine website I know. I purchased Aditya Birla Health Insurance’s Activ Health Essential policy from the website. I just had to pay for the premium. There were no hidden or extra charges involved. My family is now secured because of them.
P
Pramotesh Srivastav
On: Nov 06, 2020
A much need one plan.
Just like its name, this plan is essential to have. I am using this for 2 years and planning to renew it again and again. I didn’t find any flaw in this health plan. This plan gave me extensive coverage and great benefits. This is certainly a must-have a scheme.
V
Vishnu Sharma
On: Feb 25, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

A healthy deal.
Since when I have bought this plan, I have been headed towards a healthier life. This is a plan that actually has taught me and helped me to life a great life without thinking of diseases. I recommend this to every one close to me.
R
Ruchi Mehra
On: Feb 25, 2020
Road to healthiness.
This health insurance policy gave me benefits to protect me and my family. Apart from delivering medical assistance it also delivered me various rewards at the same time to make me earn. This scheme is framed in a way which let me embark a journey towards healthiness and well-being.
G
Girish Chandel
On: Feb 07, 2020
Must have policy!
In addition to a lot of benefits and coverages for different illnesses, this health insurance plan provided me with an additional value-added benefits. I also got some rewards in the form of health returns where around 30% of annual premium is given as HealthReturns. It is a must have health plan for everyone.
V
Vikrant Saluja
On: Feb 07, 2020
Amazing benefits.
This health insurance plan is designed to offer every sort of support to head towards the well-being. It gave me a coverage of Rs. 10 Lakh, which gave me a sense of protection. It also provided me with additional value-added benefits and rewards in the form of health returns through which it gave me every possible health related help.
M
Mayank Goel
On: Jan 24, 2020
Long-lasting product.
I am a user of this plan for long. It is the most suitable choice to choose this health insurance plan for me and my family. This is undoubtedly an excellent product available at a reasonable price and that too, by providing complete customer satisfaction. From benefits to coverage it delivers the best possible.
R
Raghu
On: Jan 24, 2020

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FAQs

On what factors the eligibility to get a health insurance plan depends?
The two basic eligibility criteria for getting the insurance policy are entry age and medical check-up.
Can I buy a health insurance policy for my 4-year-old kid?
Aditya Birla Health Insurance does not offer any separate health insurance plan for kids. But, they can be covered with their parents either on an individual or a floater basis.
When should a reimbursement claim request be submitted?
Request for reimbursement claim should be submitted within 15 days of getting a discharge from the hospital or clinic.
What is the period in which Aditya Birla Health Insurance settles claims?
Aditya Birla Health Insurance settles claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.
What is the Incurred Claims Ratio of Aditya Birla Health Insurance for the financial year 2018-2019?
The ICR for Aditya Birla Capital Health for FY 2018-19 is 59%.

View All

Claim Process at Aditya Birla Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Aditya Birla Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Aditya Birla Health Insurance
1800-270-7000Mon to Fri 10:00 AM to 7:00 PM
care.healthinsurance@adityabirlacapital.com