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Aditya Birla Activ Assure Diamond Health Insurance User Reviews

468 reviews Rate This
Aditya Birla
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio96%
Network Hospitals11,000+
Pre-existing Disease Coverage Starting FromDay 1
Special BenefitsIncentivized Wellness
Starting Premium for Rs. 5 lakh CoverageRs. 270/month

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Rating of Activ Assure Diamond
4.8
Based on
39 User reviews
  • Do buy it!

    I have purchased the Activ Assure Diamond plan by Aditya Birla health insurance for me and my wife as it provides us with comprehensive coverage ranging from routine checkups to medicine costs.

    R
    Ridhima Sanduja
    On: Oct 20, 2020
  • Easy to use scheme!

    This is a policy that I found to be so easy to use, simple to understand and affordable to pay for. This is a pure diamond plan that never disappointed me in the complete duration. I am very much satisfied with this scheme and looking forward to keep it renewed again and again.

    D
    Deepti Srivastava
    On: Feb 20, 2020
  • A good insurance option!

    I am in a very happy state after using this plan. This has fallen truly on my desires. My family and I have been using this policy for more than 2 years and found it very reasonable and effective policy. I recommend any individual and family person to opt for this plan without any second thought. 

    H
    Harsh Jain
    On: Feb 20, 2020
  • Total Assistance!

    I am a family man and try to keep them healthy and happy. There are several reasons of selecting this plan, which comprise free health check-up, daycare procedure, Domiciliary hospitalisation, Reload of SI and more. I trust this policy as I believe that it can give every sort of assistance to my complete family. 

    R
    Rudra Prakash
    On: Feb 06, 2020
  • Very good plan!!!

    This health insurance plan gave me a complete coverage. The cover ranged from regular health checkups to hospitalisation benefit with different incentives in the form of cash back. I got the amount of the cashback in my health account, that led me earn up to 30% of the premium amount. It is a good plan to own!

    M
    Manak Gupta
    On: Feb 06, 2020
  • Must BuyMust Buy

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  • Forever Plan.

    This policy owns various exciting features and benefits, which promised me to deliver the utmost care. I bought it as it was tended to deliver several value-added services and optional covers as well. It gave me basic features as well as some attractive offerings too. I will use it lifetime.

    R
    Rishab Rana
    On: Jan 23, 2020
  • Plan of perfection.

    I am using this plan for more than 1 year. I bought this plan on the recommendation of my brother and found his advice a gem after using it. This is a plan of perfection for me as it delivered every point I desired to have in my plan. 

    Y
    Yash Khare
    On: Jan 23, 2020
  • A complete plan.

    It has safeguarded my family during a different medical crisis. It provided me a comprehensive coverage such as regular medical checkups to hospitalisation care with cash back benefits that helped me earn up to 30% of the premium amount. With this plan, I got a health coach or wellness coach by providing tips and coaching through an online chat service and a call-back service. 

    M
    Mohan Dev
    On: Dec 31, 2019
  • Sufficient medical benefits.

    My love for this plan can only be understood by those who actually have used it. I am a praiser of this plan and hope that it will help other people like it has helped me throughout the years. It has different points of achievement from reasonable rates to abundant benefits. 

    M
    Mona Singh
    On: Dec 30, 2019
  • Very essential!

    I have used many plans in my life but after using this Active Assure Diamond policy, my respect for Apollo Munich has increased a lot. This plan provides me with a comprehensive coverage ranging from regular medical checkups to hospitalisation care with various incentives in the form of cash back that helped me earn up to 30% of the premium amount.

    V
    Vinod Rai
    On: Dec 10, 2019

10849 Aditya Birla Cashless Network Hospitals in India

Choose Aditya Birla Health Insurance Critical Illness Plan

FAQs

  • On what factors the eligibility to get a health insurance plan depends?

    The two basic eligibility criteria for getting the insurance policy are entry age and medical check-up.

  • Can I buy a health insurance policy for my 4-year-old kid?

    Aditya Birla Health Insurance does not offer any separate health insurance plan for kids. But, they can be covered with their parents either on an individual or a floater basis.

  • When should a reimbursement claim request be submitted?

    Request for reimbursement claim should be submitted within 15 days of getting a discharge from the hospital or clinic.

  • What is the period in which Aditya Birla Health Insurance settles claims?

    Aditya Birla Health Insurance settles claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.

  • What is the Incurred Claims Ratio of Aditya Birla Health Insurance for the financial year 2018-2019?

    The ICR for Aditya Birla Capital Health for FY 2018-19 is 59%.

Claim Process at Aditya Birla Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Aditya Birla Health Insurance Contact Details

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