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Aditya Birla Activ Assure Diamond Health Insurance User Reviews

468 reviews Rate This
Aditya Birla
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio96%
Network Hospitals11,000+
Pre-existing Disease Coverage Starting FromDay 1
Special BenefitsIncentivized Wellness
Starting Premium for Rs. 5 lakh CoverageRs. 270/month

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Disclaimer: Actual Premium might vary basis your location, age and number of members
Rating of Activ Assure Diamond
4.8
Based on
39 User reviews
  • Benefits and Preventive Care

    The Aditya Birla Health Insurance Plan from InsuranceDekho goes beyond just covering medical expenses. It places a strong emphasis on wellness and preventive care. I have access to various wellness programs, health screenings, and preventive services, all aimed at keeping me healthy and proactive about my well-being. It's reassuring to know that my insurance provider prioritizes preventive care as much as I do.

    A
    Anaya Verma
    On: Jun 12, 2023
  • Interacts through Whatsapp

    I interacted with the support team of InsuranceDekho using the Whatsapp number given on the website regarding the coverage of Aditya Birla Health Insurance’s Activ assure Diamond plan. Later, I could reflect on the chat to finalise the decision. To me, it worked better than a phone call. 

    A
    Aritra Chatterjee
    On: Mar 09, 2021
  • Smooth mode of payment

    Payment for Aditya Birla Health Insurance’s Activ Assure Diamond was smooth at the portal of InsuranceDekho. I just gave the required details of my credit card and the rest was taken care of by the website. It was over within a few seconds.

    N
    Nayan Samaddar
    On: Feb 25, 2021
  • Numerous insurance companies

    InsuranceDekho has a list of all the best insurance companies in the nation. The companies offer a wide range of policies. Each company offers health plans that are designed to be serving the unique requirements of customers. I bought Aditya Birla Health Insurance’s Activ Assure Diamond plan.

    E
    Elakshi Shah
    On: Feb 16, 2021
  • 5 minutes policy documentation

    Documenting Aditya Birla Health Insurance’s Activ Assure Diamond health plan took 5 minutes to complete. When I came to InsuranceDekho, I got requested to check my free quote. I received a number of quotes and compared them to find the best deal. Once I found it, I went ahead to pay.

    R
    Ritwick Chatterjee
    On: Feb 12, 2021
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers
  • Unbeatable price range

    The health plans present on InsuranceDekho contain unlimited benefits within a reasonable price range. Depending on your personal expectations and needs, you can choose a policy. Glad to choose this platform to issue a health policy from Aditya Birla Health Insurance's Activ Assure Diamond plan at an unbeatable price.

    T
    Titli Sen
    On: Jan 25, 2021
  • Easy to understand policy features

    When I was issuing Aditya Birla Health Insurance’s Activ Assure Diamond policy from InsuranceDekho, I paid extra attention to the highlighted key features to identify my policy benefits. I got to know every coverage included in my plan.

    N
    Nirupama Bhattacharya
    On: Jan 18, 2021
  • Choose the best insurance company

    I booked Aditya Birla Health Insurance’s Activ Assure Diamond from InsuranceDekho. I must admit that the website made it easier for me to choose the best insurance company. I could easily gather information on their business volume to check the higher market share.

    S
    Sandip Panda
    On: Jan 13, 2021
  • Genuine policy information

    The policy information provided on InsuranceDekho is completely genuine. The insurance companies listed on the website are popular. The available health plans are one of a kind. Thanks to the website, they made it all available under a single roof. I bought Aditya Birla Health Insurance’s Activ Assure Diamond plan.

    B
    Bharat Acharya
    On: Jan 11, 2021
  • Dedicating helpdesk

    I am thankful to the dedicated helpdesk of InsuranceDekho. I have been a customer for over a year now, and whenever I faced an issue, I contacted them. They are always eager to help, even if it is for a menial matter. I am a policyholder of Aditya Birla Health Insurance’s Activ assure Diamond plan.

    D
    Debopriya Ghatak
    On: Jan 07, 2021
  • Ease of access

    The website of InsuranceDekho has profound information but all in an organised manner. So, for a customer, the accessibility of information is a piece of cake. I could easily access all the key features of Aditya Birla Health Insurance’s Activ Assure Diamond.

    S
    Subhro Goswami
    On: Dec 29, 2020
  • Dedicated customer team

    I read the policy issuance instructions on InsuranceDekho and started the procedure by generating my free quote. But, I got stuck at the time of payment. I called the helpline number. The customer team stepped up and helped. I was glad to issue Aditya Birla Health Insurance’s Activ Assure Diamond.

    A
    Arpita Kar
    On: Dec 23, 2020
  • Insurance at an affordable budget

    I was looking for a health plan that can offer optimum benefits at an affordable price. My friend suggested me to check InsuranceDekho and I was impressed with so many options within my budget. After comparing some premiums, I purchased Aditya Birla Health Insurance’s Activ Assure Diamond.

    S
    Sneha Palit
    On: Dec 21, 2020
  • Super add-ons

    I have purchased add-ons to enhance benefits for my Aditya Birla Health Insurance’s Activ Assure Diamond. Earlier I had very little knowledge about add-ons. InsuraceDekho changed that. After going through the details on add-ons on the website, I could make a better decision.

    Y
    Yashika Haldar
    On: Dec 15, 2020
  • Rapid quote generation

    I checked my health quote first thing when I landed on InsuranceDekho. I gave my personal details and within seconds it was generated. I was so happy with the rapid service that I purchased Aditya Birla Health Insurance’s Activ Assure Diamond plan from the website.

    P
    Papon Malakar
    On: Dec 14, 2020
  • Secure payment method

    InsuranceDekho is a reliable platform where I get everything I require related to an insurance policy. My Aditya Birla Health Insurance Activ Assure Diamond health plan was purchased from this platform. The payment was smooth and secure, I did not have to pay any extra charges.

    U
    Umang Ramanan
    On: Dec 11, 2020
  • Zero-paper policy

    The policy issuance through InsuranceDekho has been a great affair. I purchased Aditya Birla Health Insurance’s Active Assure Diamond plan. The policy issuance was fully digital. It was super fast and hassle-free. The soft copy of policy papers is easy to carry during emergencies.

    N
    Navina Gurung
    On: Dec 08, 2020
  • 5-minute policy issuance

    Issuing my Aditya Birla Health Insurance policy’s Activ Assure Diamond was a seamless experience on the InsuranceDekho platform. It took me 5 minutes to get my policy issued. I gave my details, selected the plan and made the payment. I received the policy documents via email almost immediately.

    S
    Shrabana Dasgupta
    On: Nov 18, 2020
  • Organised platform

    I could not believe that the InsuranceDekho platform is so well organised! I was checking out Aditya Birla Health Insurance’s plans on the website. It had separate segments for plans, policies and offers. This helped me to check out the different plans thoroughly and choose the Activ Assure Diamond policy.

    P
    Pihu Roy
    On: Nov 05, 2020
  • Get quotes in an instant

    When you land on the website of InsuranceDekho, within seconds you get a request to check your premium quote. Getting a quote for my Activ Assure Diamond plan from Aditya Birla Health Insurance was done in a jiffy. I compared some other quotes and finalised my plan. 

    S
    Sachin Sharma
    On: Nov 02, 2020
  • Do buy it!

    I have purchased the Activ Assure Diamond plan by Aditya Birla health insurance for me and my wife as it provides us with comprehensive coverage ranging from routine checkups to medicine costs.

    R
    Ridhima Sanduja
    On: Oct 20, 2020
  • Easy to use scheme!

    This is a policy that I found to be so easy to use, simple to understand and affordable to pay for. This is a pure diamond plan that never disappointed me in the complete duration. I am very much satisfied with this scheme and looking forward to keep it renewed again and again.

    D
    Deepti Srivastava
    On: Feb 20, 2020
  • A good insurance option!

    I am in a very happy state after using this plan. This has fallen truly on my desires. My family and I have been using this policy for more than 2 years and found it very reasonable and effective policy. I recommend any individual and family person to opt for this plan without any second thought. 

    H
    Harsh Jain
    On: Feb 20, 2020
  • Total Assistance!

    I am a family man and try to keep them healthy and happy. There are several reasons of selecting this plan, which comprise free health check-up, daycare procedure, Domiciliary hospitalisation, Reload of SI and more. I trust this policy as I believe that it can give every sort of assistance to my complete family. 

    R
    Rudra Prakash
    On: Feb 06, 2020
  • Very good plan!!!

    This health insurance plan gave me a complete coverage. The cover ranged from regular health checkups to hospitalisation benefit with different incentives in the form of cash back. I got the amount of the cashback in my health account, that led me earn up to 30% of the premium amount. It is a good plan to own!

    M
    Manak Gupta
    On: Feb 06, 2020
  • Forever Plan.

    This policy owns various exciting features and benefits, which promised me to deliver the utmost care. I bought it as it was tended to deliver several value-added services and optional covers as well. It gave me basic features as well as some attractive offerings too. I will use it lifetime.

    R
    Rishab Rana
    On: Jan 23, 2020
  • Plan of perfection.

    I am using this plan for more than 1 year. I bought this plan on the recommendation of my brother and found his advice a gem after using it. This is a plan of perfection for me as it delivered every point I desired to have in my plan. 

    Y
    Yash Khare
    On: Jan 23, 2020
  • A complete plan.

    It has safeguarded my family during a different medical crisis. It provided me a comprehensive coverage such as regular medical checkups to hospitalisation care with cash back benefits that helped me earn up to 30% of the premium amount. With this plan, I got a health coach or wellness coach by providing tips and coaching through an online chat service and a call-back service. 

    M
    Mohan Dev
    On: Dec 31, 2019
  • Sufficient medical benefits.

    My love for this plan can only be understood by those who actually have used it. I am a praiser of this plan and hope that it will help other people like it has helped me throughout the years. It has different points of achievement from reasonable rates to abundant benefits. 

    M
    Mona Singh
    On: Dec 30, 2019
  • Very essential!

    I have used many plans in my life but after using this Active Assure Diamond policy, my respect for Apollo Munich has increased a lot. This plan provides me with a comprehensive coverage ranging from regular medical checkups to hospitalisation care with various incentives in the form of cash back that helped me earn up to 30% of the premium amount.

    V
    Vinod Rai
    On: Dec 10, 2019

10849 Aditya Birla Cashless Network Hospitals in India

Choose Aditya Birla Health Insurance Critical Illness Plan

FAQs

  • On what factors the eligibility to get a health insurance plan depends?

    The two basic eligibility criteria for getting the insurance policy are entry age and medical check-up.

  • Can I buy a health insurance policy for my 4-year-old kid?

    Aditya Birla Health Insurance does not offer any separate health insurance plan for kids. But, they can be covered with their parents either on an individual or a floater basis.

  • When should a reimbursement claim request be submitted?

    Request for reimbursement claim should be submitted within 15 days of getting a discharge from the hospital or clinic.

  • What is the period in which Aditya Birla Health Insurance settles claims?

    Aditya Birla Health Insurance settles claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.

  • What is the Incurred Claims Ratio of Aditya Birla Health Insurance for the financial year 2018-2019?

    The ICR for Aditya Birla Capital Health for FY 2018-19 is 59%.

Claim Process at Aditya Birla Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Aditya Birla Health Insurance Contact Details

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