Digit General Cashless Car Insurance Process Explained

Clients may get their vehicle insurance claims resolved fast with Digit General Insurance's straightforward and hassle-free method. Both cashless and reimbursement claims are available via Digit Car Insurance. You may make a cashless claim at any of the more than 1,000 Digit General Insurance-affiliated garages throughout India.

Process of Getting a Cashless Car Insurance in Digit General

Go Digit General Insurance's Digit automobile insurance is a popular four-wheeler insurance package. Go Digit offers two types of automobile insurance plans: third-party and comprehensive car insurance. The insurance company has a strong track record when it comes to settling claims.

1. Notification of a Claim

It is critical to notify the insurer as soon as possible when an accident or covered event/uncertainty occurs. All you have to do is dial the Digit toll-free number, which is available 24 hours a day, seven days a week, and provide all of the information you have. At this time, no paperwork will be required to be completed.

2. Acceptance of a Claim Request and Vehicle Self-Inspection

Digit is noted for its lightning-fast claim processing. A self-inspection link will be issued to your registered cellphone number as soon as you notify the claim. You will be needed to follow the procedures and instructions and use your smartphone to photograph the vehicle's damages.

3. Evaluation and Documentation

The Digit team will assess the loss and damage and notify you with a cost estimate and claim amount estimate.

4. Final Claim Settlement And Repair

Digit policyholders may use over 1,000 affiliated garages to get hassle-free cashless workshop services. The firm will pay the full cost of the claim, and the insurance will return the automobile when the applicable deductibles have been paid.

Reasons for Rejection of a Car Insurance Claim in Common Digits

Digit General Insurance has developed specified standards that all policyholders must follow in order to settle a claim. The insurance company will deny the claim in the following circumstances:

• When an accident occurs when the motorist is under the influence of alcohol or drugs.
• When a rookie driver with a learner's license was driving the automobile in the absence of a valid license holder.
• When a piece of proof was supplied that was untrue.
• When there is no evidence to support the accident's occurrence.
• Damage caused by the driver's deliberate carelessness.
• Damage caused by non-accidental causes
• The claim was not submitted right away.

No-Claim Bonus Digit General

Every year that a policyholder does not file a claim, Digit General Insurance gives them a No Claim Bonus (NCB). It is a reduction on the amount of premium that runs from 20% to 50%, and it is something you receive at the conclusion of your car insurance policy period by driving safely throughout and without filing any vehicle accident claims. This clarifies that NCB is zero when you buy a comprehensive vehicle insurance plan, and you earn it only when you renew your policy, and it grows with each year of claim-free coverage.

Take Away

Go Digit General Insurance is a rapidly expanding non-life insurance company. The firm provides consumers with streamlined general insurance solutions and is continually working to make the entire insurance procedure (from purchasing to filing claims) simpler and easier. Third-party vehicle insurance products, standalone own-damage car insurance policies, and comprehensive car insurance policies are all available via Digit General Insurance. Aside from these policies, the insurer also provides personal accident coverage to reimburse policyholders in the event of an automobile accident that results in the death or incapacity of the driver.

Also read - Types of Bajaj Allianz Car Insurance & How to Claim It?

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.