Kia Seltos Insurance

The Kia Seltos is a mid-sized SUV car that comes with city-friendly dimensions. It's got an upright stance which is generally liked by Indian SUV buyers and sports sleek people. It is a 5 seater SUV available in 18 variants, 5 engine options that are BS6 compliant and run on both manual and automatic transmission. The engine capacity of this car ranges up to 1499 cc and delivers a mileage up to 20.8 km. When it comes to safety features, it gets up to six airbags, brake assist, emergency stop signal, ABS with EBD, vehicle stability management (VSM), hill assist control (HAC), and electronic stability control (ESC).

Why You Need Car Insurance For Your KIA Seltos?

Car owners are compulsorily required to own at least a third party insurance plan while driving in India. The liability only cover is meant to provide compensation for damages sustained by a third party due to the insured’s car. To drive a car without a third-party car insurance cover is a punishable offence that can make you pay a fine of Rs. 2,000 and/or imprisonment for a maximum of up to 3 months.

Types of Car Insurance Covers

Different types of car insurance plans are available that you can buy for your Kia Seltos car:

1. Third Party Cover

Third-party insurance is the basic cover that compensates your financial liabilities towards a third party due to an accident with your car. The liabilities could arise due to bodily injuries, death, disability and property damage of a third party. The property damage cover is limited to Rs. 7.5 lakh under this policy.

2. Own-Damage Cover

This car insurance is designed to cover damages or losses sustained by your own car due to a mishap such as an accident, theft, fire, natural and manmade calamity, riots, strikes, etc. This car insurance cover is meant to safeguard your own car and gives no coverage to third party damage.

3. Comprehensive Cover

This car insurance provides comprehensive coverage to car owners. It takes care of your third party liabilities as well as your own car damages. This complete cover gives your car holistic protection. However, it costs relatively higher than other insurance plans due to its extensive coverage, but, it is the most recommended insurance cover.

How to Buy Insurance for Kia Seltos via InsuranceDekho?

Here are the steps to buy a car insurance plan for your Kia Seltos at InsuranceDekho:

Step 1: Visit the InsuranceDekho website.

Step 2: Enter the number of your car. If you don’t have it, you can also proceed by choosing your car’s brand, model, variant, fuel type, registration year, etc.

Step 3: Enter your name and mobile number correctly. Get free policy quotes.

Step 4: Choose the policy that suits you the best as per your requirements and budget.

Step 5: Pay for the premium of the opted plan and get the policy document via email.