Maruti Celerio Insurance

Maruti Suzuki Celerio Summary

Maruti Suzuki Celerio is a combination of style, elegance, and comfort, which is equipped with excellent safety and security options. It comes with an engine capacity of up to 998 cc and boasts to deliver a mileage of 21.63 kmpl and 31.79 km/kg, under the petrol and CNG variants respectively. The car has a seating capacity of 5 people and runs on manual as well as automatic transmissions. The Maruti Suzuki Celerio is available in 12 diverse variants and 6 different colours. It’s safety features incorporate an anti-lock braking system, anti-theft device, airbags for driver and passenger, central locking, seat belt warning, etc.

Maruti Suzuki Celerio Car Insurance

As per the Indian Motor Tariff, you should at least own a third party insurance cover. This cover compensates you for financial liabilities that may arise towards a third party due to an accident or a mishap involving your car. Driving a car without having at least a third party insurance policy is a punishable offence in India, which can get you penalised with a fine of Rs. 2,000 and/or imprisonment of up to 3 months.

Types of Insurance Cover

1. Third Party Cover

It is a basic insurance cover, which is compulsory to be owned by you. The cover is designed to cover you against the financial liabilities towards the third party for bodily injury, death as well as property damage which may occur due to an accident involving your car. The compensation for property damage is limited to Rs. 7.5 lakh.

2. Standalone Own-Damage Cover

It is an insurance cover that insures you against any damage or loss sustained by your car in an accident or a mishap.

3. Comprehensive Cover

It is an insurance cover which safeguards you against the financial liabilities which you may incur towards a third party as well as the own-damage expenses incurred due to an accident or any unfortunate event.

How to Buy Insurance for Maruti Suzuki Celerio from InsuranceDekho

Get all the insurance-related solutions for your car insurance by visiting the official website of InsuranceDekho. Follow the steps below to buy car insurance for your Maruti Suzuki Celerio:

Step 1: Visit the official website InsuranceDekho

Step 2: Fill the number of your car in the “get your quote” section. In case you do not have the car number, then you can also enter details like car brand, car model, fuel type, variant of the car, registration year, registration location, etc., to move ahead.

Step 3: Fill your name and mobile number to get the insurance quotes

Step 4: Choose an insurance quote as per your budget and requirements

Step 5: Pay for the chosen insurance plan. You will receive the policy document via an email.

Maruti Suzuki Celerio Car Insurance Claim Process

Cashless Car Insurance Process

When it comes to the cashless car insurance process, it makes your Maruti Suzuki Celerio car get repaired without making any payment at a network garage and makes the insurance company settle the expense of your car repair. Below is the cashless car insurance claim process for your Celerio car:

• Inform your insurance company just after facing an accident or mishap by calling the support staff of your insurer or by visiting insurer’s website or through their mobile app, if available.
• Share all the details of the incident to the police and lodge an FIR, especially in case of accident, theft, fire and so on.
• Click pictures of damages incurred by your insured car, bodily injuries suffered by you, etc., soon after the accident to keep them as strong proof during the claim settlement.
• Find the nearest network garage and take your car there for cashless repairs. If your car is unable to be moved due to damage, you can also contact your insurer to arrange towing facilities.
• Once your car reaches the garage, your insurance company will send a surveyor to survey your car’s damages and assess their extent. He may also require you to show him all the valid and active documents like car registration certificate, driving license, FIR, and so on.
• The surveyor will estimate the claim amount and prepare a claim report and send it to your insurer. Based on the surveyor's report, your insurer will approve or reject your claim.
• If your insurer gives approval, the network garage will start repairing your car. After the repair work is completed, your insurer will settle the repair bills directly with the garage.

Reimbursement Car Insurance Process

The reimbursement claim process will make you pay for the repair bills initially and then reimburse it through your insurer. Below is the reimbursement car insurance claim process for your Celerio car:

• Inform your insurance company about the event and register your claim.
• Take your insured car to any workshop or garage of your choice to get it repaired.
• The surveyor will be sent by your insurer to the garage to access the damages.
• A claim report will be prepared and submitted by the surveyor to your insurer.
• The garage will repair your car and generate the bill which you will have to pay.
• Submit the original bills of repair to your insurance company with a claim form.
• The insurer will examine repair bills and claim form and reimburse your repair cost.