Kia Car Insurance

Inclusions Of Kia Car Insurance Policy	Exclusions of Kia Insurance Policy
Repair costs for damage due to collision or accident.	Damage to the car caused by to depreciation of spare parts over time unless you own a zero depreciation cover.
Covers damage due to car theft.	Damage due to electrical/mechanical breakdowns.
Covers damage due to natural calamities and man-made issues like riots, strikes and vandalism.	Damage due to driver’s negligent driving, driving under influence and driving without legal documents( Car insurance papers, valid driving licence and car registration documents)
Covers damage due to fire incidents.	Damage caused due to over speeding and rash driving.
Third-party liability coverage is provided as part of comprehensive and specific policy plans.	Damage caused to use of private car for commercial purposes or any purpose that is not specified to the insurer at the time of signing the policy agreement.
Provides personal accident cover.

How to Renew Kia Car Insurance Policy Online?

Renewing the insurance for your Kia car can now be done in a quick and easy manner online. Make sure to renew the insurance policy for your Kia car without a break to avail the benefits it offers. To maintain your insurance policy it is crucial to remember the expiry date of the policy and renew it well before this date arrives. Below-mentioned is the steps you need to take to renew your Kia car insurance online:

Step 1: Visit our website InsuranceDekho and select the ‘Car Insurance’ option, it is the second tab from the top left corner of the home page.

Step 2: Provide the registration number of your Kia car. In case you do not have this information with you, there is an option to provide alternate details such as the make, model and year of registration of your car. Next, enter the car’s variant and fuel type.

Step 3: In the given section enter the previous car insurance policy’s expiry date as well as the name of the insurance provider. Also provide the details of your claims in the past year, if any.

Step 4: Next provide your personal details including your name and mobile number. Also, select the duration for which you would like to renew the insurance policy. Once you have entered all the required information select the ‘Submit and Get Quotes’ button.

Step 5: All the quotes for car insurance policies for your Kia car will be visible on the screen. You can compare the different quotes based on your requirements and select the one that suits you best. If you want to purchase add-on covers you can select them at this stage.

Step 6: Lastly, make the payment for your selected Kia car insurance policy and the policy document will be sent to your registered email ID. There are several options for making payments offered when purchasing insurance online including net banking, debit cards, credit cards and online wallets.

Car Insurance Cashless Garage Network for Kia Cars

Documents Required to Raise Kia Car Insurance Claim

1. For Accidental Damage Claims:

1. Duly filled claim form (available on the insurer’s website or branch)
2. Copy of the insurance policy
3. Copy of the Registration Certificate (RC) of your Kia car.
4. Copy of the driver’s license of the person driving at the time of the accident
5. FIR or police report (if applicable, especially for major damages or third-party involvement)
6. Repair estimate from the garage
7. Original bills & receipts of repairs (if reimbursement is needed)
8. Photographs of the damaged car and accident site

2. For Theft Claims:

1. A Copy of the FIR lodged with the police
2. Original car keys
3. RC book with a transfer endorsement to the insurer
4. Duly signed RTO transfer forms (Form 28, 29, 30)
5. Letter of subrogation and indemnity bond
6. Non-traceable certificate from the police confirming the car is untraceable

3. For Third-Party Claims:

1. FIR copy
2. Copy of the insurance policy
3. Copy of the RC & driver’s license
4. Court summons (if applicable)

4. For Cashless Claims:

1. Duly filled claim form
2. RC copy and driving license
3. Insurance policy copy
4. Garage estimate & repair bills
5. Surveyor’s report (arranged by the insurer)

How to Raise Cashless Car Insurance Claim for Kia Cars?

In the event of a mishap where the Kia car needs to be repaired, you can take the car to a network garage of the insurance provider. Here you can avail of the cashless claim process. To be able to use this service make sure to inform the insurance provider about the mishap as soon as possible so they can initiate the claim process. At the network garage, you can get your car repaired after the claim has been approved. After the repairs are done the insurance provider will take care of the costs directly with the garage making it hassle-free for the policyholder. Moreover, there is lower out-of-pocket when you get your car repaired in this manner.

The benefit of availing of the cashless claim process is that you no longer need to make any sudden payments in the event of a mishap. Moreover, since the repairs are done at a network garage there are also fewer documents required for the process. It is also a quicker way to get your car repaired after the mishap as the insurance provider can directly take care of several formalities with the network garages. Lastly, with these network garages, you can rest assured that the insurance provider will only allow top-quality spare parts and mechanics to be used.