Things You Should Check In Your Two Wheeler Insurance Document
This article is about the things that you need to check in your insurance document. It begins with an introduction of the importance of two wheeler insurance documents and then lists the top 5 things that you should check in the same.
Table of Contents
Riding a two-wheeler saves a lot of time during transportation and helps people to reach their destination faster, on time. However, one must not forget about safe driving to avoid accidents and it is wise to carry the insurance papers of your bike to avoid any kind of harassment in any unforeseen situation. For example, you can be stopped anytime by traffic police for a document check or you might, unfortunately, suffer from an accident. Having your hike documents ensures that you are financially covered from all aspects and no extra time is wasted in completing paperwork.
There are certain things that you must check for in your two two-wheeler insurance document and in this article, we are going to give you a list of those pointers. To find out, let’s take a look below.
Things You Should Check In Your Two Wheeler Insurance Document
The following is a list of things that you should check in your two-wheeler insurance documents -
1. Policy Number
The policy number is the most important thing on your checklist and the most sought-after detail when documents are checked for two-wheeler insurance.
2. Personal Details
Personal details like your name, address, contact number, email should be thoroughly checked by you for any kind of faulty data as misinformation can lead to the cancellation of your policy, liable to be labelled as a fraud.
3. Premium Details
You must check the premium details on your two-wheeler insurance document. The amount or premium that you will have to pay, the sum assured or the Insured Declared Value (IDV) that the insurance company will pay you in case of theft or complete damage to your two-wheeler should be glossed over attentively. If you have other add ons, you must also check the premium for the same.
4. Policy Validity
Under no circumstances should you forget to check the policy’s expiry date. Checking the validity of your policy will allow you to renew it on time. If you are not careful about the policy tenure, you might fail to renew it on time and your policy will lapse. In such cases, you can also lose your No Claim Bonus and be forced to pay extra premiums.
5. Terms And Conditions
Never miss out on reading the terms and conditions of your two-wheeler insurance policy. The benefits that you are entitled to ultimately border on these and you should always, read, check and understand them properly.
Conclusion
These are the top 5 things that you should check on your two-wheeler insurance company. It will help you to stay updated about the information and also help you to avail benefits in times of crisis. Be sure to follow all rules and regulations and always carry a copy of your two-wheeler insurance to avoid harassment.
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
