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Engine Protection Add-On Cover In Two Wheeler: Benefits

Wish

Written by Udit Varshney

Updated Mar 20, 2021

This article mentions the benefits of having an engine protection add-on cover in two wheelers. It briefly introduces what the term means and the need for the same and then mentions 3 benefits in detail.

An engine protection add-on cover for two-wheelers is an add-on cover that is not a part of standard bike insurance policies, whether comprehensive, standalone or a personal accident cover and can be purchased separately with either of the three options. This add-on helps you to claim compensation for damages sustained by your two wheeler or bike’s engine.

An engine is the lifeline of your bike or two-wheeler. It provides support and power for its speed, mobility and performance stability. Like other machine parts, this part is also vulnerable to external damages and since the entire functioning of your bike depends upon your engine, it is extremely crucial to have an engine protection cover. In this article, we are going to talk about the benefits of having an engine protect add-on cover.

Engine Protection Add-On Cover In Two Wheeler: Benefits

Benefits of Engine Protection Add-On Cover in Two Wheelers -

  1. Extra Protection -

As the name suggests, this coverage aims to protect your bike or two wheeler’s engine. Available as a separate cover that you can buy with a comprehensive standalone or own damage Bike insurance policy, it offers financial protection against any external or internal mechanical damages sustained by your vehicle. It acts as a cushioning agent against the repairing costs of your vehicle and its maintenance as well.

  1. Protection Against Damages -

An engine protects add-on coverage offers you the benefit of insurance coverage for a host of damages. If your vehicle’s engine has been affected due to a water ingression, or due to the leakage of lubricating oils, or due to physical damages incurred from the different parts of the gearbox, you can be assured of complete financial protection against the costs of repairing and revving up your engine. With an overall coverage option, in this way, this add-on cover adequately addresses your concerns about your bike and your finances as well.

  1. Supports Exorbitant Prices -

An accident or a mechanical malfunction can render the engine of your two wheeler to be inactive and there might arise a situation where there might be no option but to replace the engine. In such cases, the costs of replacement are exorbitant high and it can create a hole in your pocket while your vehicle is undergoing repair. Under such circumstances having an engine add-on cover is very convenient as it effectively supports you with the required financial aid in times of emergency.

These are in short, the benefits of having an engine add-on insurance cover for your two wheeler. Whether vehicles are your passion or whether your engine has been badly damaged by a mechanical glitch, it is extremely important to have your two wheeler covered under insurance coverage. It ensures the timely address, attention and repair of automobiles and their continued service. Hopefully, while buying a new bike or a two wheeler you will keep these points in mind and opt for a coverage option that will adequately protect the heart of your bike.

Also, Read

Two Wheeler Insurance Comparison - Importance, Steps and More

IRDAI Guidelines For Bike Insurance Policies In India

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

Wish

Written by Udit Varshney

Udit has built B2C segments across various industries and has had significant contributions to the insurance sector. Read More

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