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Emergency Assistance Service In Two Wheeler Insurance

Wish

Written by Sharad Bajaj

Updated Nov 07, 2020

Learn about the insurance add on of emergency assistance and the different ways in which your insurance company can be of help to you in emergency situations. You may not require it often, but when needed, it is a lifesaver.

Emergency Assistance or Roadside Assistance is a service provided by insurance companies which you may not need very frequently, and thus might overlook. In fact, it is truly vital to have. Depending on your insurance company, it would be available as an add on coverage or it would be available as a part of your policy itself. If you find yourself in need of it, it is truly a lifesaver. With this service, if you are stranded or in an emergency situation on the road and need immediate assistance, you will be able to reach out to your insurance company for a range of services that they provide. This can range from your bike breaking down to emergency towing services. Some insurance companies offer this service 24x7. Let’s read about the different services offered under emergency assistance service and learn why it is so vital to avail of.

Services Offered Under Emergency Assistance Cover

Read on to learn about some of the different services offered under two wheeler insurance as part of the emergency assistance service.

1. Spare Key

Perhaps one of the most distressing emergency situations is when you need to locate a second key for your bike in an emergency. With this service, instead of making numerous calls to different people, you can simply contact your insurance provider and they will be able to reach you with a spare key for your bike, reducing your stress as well as ensuring your needs are met.

2. Transportation

In the event of a major accident, the insurance company may provide transport to a hotel or your residence which can be an incredibly valuable service at a distressing time.

3. Mechanic Service

In the instance of a breakdown of your bike, you may require minor repairs to be performed on it. In such a situation, your insurance company would send a mechanic to your location to perform the necessary repairs and you would not need to worry about arranging to have your bike moved to the nearest garage. The cost of any parts that need replacing may not be covered by the policy.

4. Tyre Puncture

Some insurance companies would be able to provide you with the service of replacing a punctured tyre in an emergency situation.

5. Refueling Your Bike

It is an extremely distressing situation to run out of fuel at a location where there is no refuelling station in sight. At such a time, with emergency assistance service, you would be able to reach out to your insurance company and they would refuel your bike at your location. Depending on the specifics of your policy, you may be required to pay for the cost of fuel.

6. Jump Start

If the battery of your bike runs out and you need to perform a jump start, your insurance company would be able to provide this service for you.

Towing Services

If there are damages to your bike that cannot be repaired on sight, your insurance company will be able to arrange for your bike to be towed to the nearest network garage.

Takeaway

You can see that this is a vital service, and while it may not be required often, it can be a real lifesaver at a time of need. It is therefore extremely advisable to purchase, as you never know when an emergency situation of need may arise.

You May Also Like To Read:

Things To Check Before Buying A Used Two Wheeler In India

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

Wish

Written by Sharad Bajaj

Sharad is an insurance industry veteran who has managed motor insurance products for over a decade. Read More

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