Best Two-Wheeler Insurance Plans Of 2022 In India

Under the Motor Vehicles Act, all two-wheeled vehicles, including bikes, motorcycles, and scooters, must have third-party insurance coverage before being authorised to drive. However, given its advantages, obtaining an appropriate form of two-wheeler insurance coverage is always a wise decision.

Along with coverage for the owner, comprehensive insurance offers substantial defence against any third-party liability and covers damages to your car caused by accidents, fires, theft, or natural disasters. To know more about the two-wheeler insurance plans in India, read on.

What Are Some Of The Best Two-Wheeler Insurance Plans Available In India?

Following are some of the best two-wheeler insurance plans available in India -

• Bajaj Allianz Two-Wheeler Insurance

1. Owing to its reliability and customer-focused attitude, Bajaj Allianz is among the most popular firms when it comes to two-wheeler coverage.
2. Three-year multi-year motorcycle coverage is offered with no difficulties and yearly policy renewal.
3. Process for easily and quickly settling claims.
4. It's simple to acquire or renew insurance online.
5. The customer service line is open every day of the year.
6. A zero depreciation add-on coverage option is also available.
7. For online insurance renewal, there is no need for a vehicle inspection.

• Royal Sundaram Bike Insurance

The innovative general insurance solutions developed by Royal Sundaram General Insurance for families, individuals, and businesses are famous. This well-known insurance firm has helped 28 million customers and has 158 offices throughout India. The company takes great pleasure in becoming the first company to offer a cashless way to settle disputes. Royal Sundaram bike insurance stands out for its straightforward and speedy claim handling process as well as its affordable charges.

1. Insurance for two-wheelers is inexpensive.
2. The length of the long-term insurance policy is up to three years.
3. Within 10 days, a quick and uncomplicated claim resolution.
4. Not a lot of documentation is required.

• SBI Bike Insurance

SBI General Insurance operates in more than 110 Indian locations and provides services to the retail, SME, and corporate sectors. The SBI General two-wheeler insurance policy, among the most searched products on the market, is thorough and contains a number of customer-focused benefits. Its defining characteristics include tailored pricing based on applicant profiles and additional savings.

1. Pricing that is customised is based on customer profiles.
2. When buying insurance, those between the ages of 25 and 55 are given a discount.
3. Bonuses and extra savings for regular coverage renewals.

• TATA AIG Two-Wheeler Insurance

Tata AIG is among the top two-wheeler insurance companies with comprehensive coverage. It has very high success rates, which lend legitimacy to its reputation. The Tata AIG bike coverage add-ons let you get more advantages. It uses technology to provide paperless financial solutions.

• HDFC ERGO Bike Insurance

Customers may obtain two-wheeler insurance from a reputable source at a significant discount thanks to HDFC ERGO General Insurance Company. The company also offers a comprehensive two-wheeler insurance plan, third-party coverage plan, independent own damage protection plan, and new bike protection. It has an unlimited claims option and a 6800-space networked garage.

Kotak Mahindra Two-Wheeler Insurance

Given that it gives complete coverage and shields you from needless financial difficulties brought on by accidents or mishaps, two-wheeler coverage from Kotak Mahindra is a sensible option. The insurance may be purchased easily and online. offers protection against all third-party legal liability Wide selection of extra coverings available rapid renewal procedure.

Endnotes

Two-wheelers are a viable mode of transportation. Due to its ease of relocation, people utilise them regularly. Numerous households have two or even more bicycles. The best two-wheeler protection can assist an individual in minimising the risks associated with the journey. One may choose the best coverage that includes theft for total peace of mind. It is advised to choose the proper comprehensive two-wheeler insurance coverage from a reliable Indian bike insurance company.

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