Best Two Wheeler Insurance Plans In India 2021

When it comes to buying a two wheeler insurance plans, it is always advisable to do a good background research and settle for the plan that is best suited to your needs. But our hectic work schedules do not really give us that extra time to delve into it and that is why in this article, we are going to tell you about the top two wheeler insurance plans in India so that you are able to make an informed choice. 

Best Two Wheeler Insurance Plans In India 

The following are a list of the top two wheeler insurance plans in India in 2021.  

• Bajaj Allianz Two Wheeler Insurance  

This plan comes with an inbuilt third-party damage cover, network garages and a no claim bonus. It offers a personal accident cover of INR 15 Lakh and an incurred claim ratio of 62%. The policy term is for one year and it can be renewed online. It offers 24/7 customer service providing instant relief to any service related issue and compensates you for damages caused to your two wheeler due to any natural or man made disaster. It is a good choice for people who want quick and hassle free solutions without paying anything extra. 

• Bharti AXA Two Wheeler Insurance 

This plan too comes with an inbuilt third party damage cover, network garages and a no claim bonus facility. It offers a personal accident cover of INR 15 Lakh and an incurred claim ratio of 75%. With a policy term of 1 year, it also offers an additional accident cover of INR 1 Lakh for the pillion rider. You can pay the premium at once via any mode of payment that is convenient for you. This plan also offers free servicing facilities in network garages all over India and comes with attractive add-ons that enhance your two wheeler’s protection at no extra cost. 

• Digit Two Wheeler Insurance 

Inbuilt facilities for this insurance plan correspond to a third party damage cover, network garages and a no claim bonus. With a personal accident cover of INR 15 lakh and an incurred claim ratio of 76% it offers comprehensive protection. You can avail a cashless facility for servicing your car in any of the network garages across the country, customize your plan according to your financial and coverage requirements and also avail a smartphone enabled bike insurance claim settlement process that is easy and hassle free.

• HDFC Ergo Two Wheeler Insurance 

This insurance plan also comes with a third party cover, network garages and a no claim bonus. With a personal accident cover of INR 15  Lakh, this policy promises to reimburse all accidental damages for the two wheeler and the owner as well. Its repair services incorporate two wheeler accessories and policyholders have the benefit of filing their claims online. With round the clock customer support, buying this two wheeler insurance policy is a good choice.

Also Read:- Bike Insurance Policy - When & How Should You Change It?  

Take Away 

This is, in brief, a summary of the top 5 two wheeler insurance policies in India in 2021. Hopefully it will aid you to choose the best option as per the configuration of your bike and your financial requirement. You must not forget to insure your two wheeler with an insurance policy as it is one of the first ways of ensuring protection against the damages that might be sustained by it or you due to an accident. If you are still undecided about it, refer to the list above and get a two wheeler insurance policy as fast as you can!

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.