Amma Two Wheeler Insurance Scheme

Time and again, the government of India introduces schemes for the benefit of all, including women. In February 2018, a similar scheme was adopted by the Tamil Nadu government which is called the Amma Two Wheeler Insurance Scheme. The Amma two wheeler scheme was introduced for the benefit of working women in Tamil Nadu. Under this scheme, working women in Tamil Nadu are given discounts on buying two-wheelers. So, in this blog, let us walk you through the Amma Two Wheeler Insurance Scheme.

What is the Amma Two Wheeler Insurance Scheme?

The Amma Two Wheeler Insurance Scheme was introduced to celebrate the 70th birth anniversary of the famous late political leader from Tamil Nadu, Jayalalithaa. This scheme was launched by the Prime Minister of India, Narendra Modi and along with the presence of K Palaniswami. The Amma Two Wheeler Insurance Scheme was launched with the motive to promote the development and welfare of working women, especially those who come from poor families. With the Amma Two Wheeler Insurance Scheme, working women can get additional discounts on buying two-wheelers in Tamil Nadu. 

Listed below are the benefits of the Amma Two Wheeler Insurance Scheme:

• The Amma Two Wheeler Insurance Scheme provides a discount of either Rs. 25,000 or a 50% discount on the purchase of two-wheelers for women from the underprivileged section in Tamil. Thus, this scheme helps empower women from this section.
• The Amma Two Wheeler Insurance Scheme also provides an option to get a three wheels retrofitted two-wheeler for disabled women.
• The Amma Two Wheeler Insurance Scheme is provided to 1 lakh women of the state every year and this scheme can be availed by women from both rural and urban regions.
• With the Amma Two Wheeler Insurance Scheme, bank loans can also be easily sanctioned and provide financial help in paying the remaining two-wheeler cost.

Eligibility of Amma Two Wheeler Insurance Scheme

Here is the eligibility to avail of the benefits offered under the Amma Two Wheeler Insurance Scheme:

• The applicant must be of age between 18-40 years
• The annual income of the woman applicant must be less than Rs. 2,50,000 lakhs
• A valid driving licence is a must to apply for the Amma Two Wheeler Insurance Scheme
• The applicant must have passed at least till 8th standard

Eligible Beneficiaries of Amma Two Wheeler Insurance Scheme

Listed below are the eligible beneficiaries of the Amma Two Wheeler Insurance Scheme:

• Women who are the sole earning members of the family
• Women of the state who are commuting long distances
• Women who are employed in public sectors or are involved in petty trades
• Government-employed women either on a contractual or salaried basis
• Banking correspondents and ASHA workers

Documents Required to Apply for Amma Two Wheeler Insurance Scheme

The following documents are required to apply for the Amma Two Wheeler Insurance Scheme:

• Age proof
• Income proof
• A copy of a two-wheeler driving license or learner driving license
• Proof of residence
• Employment proof certificate
• Educational proof certificate
• Passport size photograph
• Differently abled ID proof, if eligible

Two-wheeler Specifications Permitted Under Amma Two Wheeler Insurance Scheme

There are certain specifications of a two-wheeler that are permitted under the Amma Two Wheeler Insurance Scheme such as the following:

• Two-wheeler whose engine capacity is not more than 125cc
• Two-wheelers that are registered under the Motor Vehicle Act of 1988
• Two-wheelers that are registered after January 2018

How to Download Amma Two Wheeler Form?

Here is how to download Amma two-wheeler application form:

• You can download the Amma two-wheeler insurance form from the https://www.tamilnadumahalir.org or alternatively collect it from the local governing bodies
• Once you have the form, fill out the form with all the essential details
• Then, you need to post the duly filled form by speed post to the local bodies. Then, an acknowledgment slip and application number will be provided

Take Away

Thus, the Amma two-wheeler insurance scheme is especially beneficial for underprivileged women in Tamil Nadu. Also, do not forget to buy two-wheeler insurance while you avail the benefits of the Amma Two-Wheeler Insurance Scheme.

Also read: Helmet Laws In India: All You Need To Know