Future Generali Travel Insurance

2. Shubh Yatra

- Description: Customised specifically for trips within Asia, it offers an array of benefits suited to the unique requirements of travelling in Asian countries.

- Suitable For: Ideal for travellers planning a journey within Asia, offering region-specific benefits and coverage.

3. Future Easy Travel Schengen

- Description: A plan designed to meet the visa requirements for travelling to Schengen countries, offering mandatory medical coverages and other travel-related benefits.

- Suitable For: Travellers who are planning a trip to one or more Schengen countries, ensuring that visa requirements are seamlessly met.

4. Future Easy Travel Worldwide

- Description: A global travel insurance plan, designed to offer wide-ranging coverages, ensuring you’re protected no matter where in the world you travel.

- Suitable For: Perfect for the global traveller, offering comprehensive protection on an international scale.

5. Future Student Suraksha

- Description: Tailored for students travelling abroad for studies, this plan offers essential coverage to meet the uncertainties students might face abroad.

- Suitable For: Students travelling overseas for educational purposes, ensuring a secure and protected educational journey.

Every plan has its own special features and advantages, so travellers can select the one that best suits their needs and trip goals. You can discover particular coverages and perks that are most pertinent to your trip with Future Generali's diverse selection of travel insurance policies, guaranteeing a safer and more pleasurable journey.

1. Your Travel Destination

Like any other factor, the destination has an equal role to play in buying travel insurance. For instance, if you are heading out to perform adventure activities in a foreign land, then you must buy additional coverage for such activities. So, buy travel insurance based on the destination you are travelling to.

2. Type Of Traveller

If you are a frequent traveller, then it makes sense to buy a multi-trip travel insurance plan to save both time and money. Furthermore, if you often travel with your family, it is better to buy group plans instead of individual travel insurance plans.

3. Duration Of Travel

The cost of the premium for travel insurance also varies depending on the duration of your trip.

4. Sum Insured

While buying any travel insurance plan, you must always keep the sum insured in mind. The sum insured in travel insurance refers to the maximum amount paid by the insurance company in case any mishaps take place during your journey. It is important to note that the higher the sum insured, the higher will be the travel insurance costs.

5. Add-ons or Riders

You can include several add-ons in your travel insurance plan to further enhance its benefits. Some of the add-ons or riders available are Adventure Sports Cover, Emergency Hotel Accommodation Cover, Baggage Loss, Trip Delay, etc. Moreover, the insured needs to declare in advance if they suffer from any pre-medical condition. Doing so helps to evaluate the premium and if in any case, you fail to inform about your pre-existing medical condition, then there will be a difficulty at the time of claim settlement.

6. Compare The Different Travel Insurance Plans

There are a plethora of other insurance companies that are now offering travel insurance plans and there are different offerings in these plans. Identify what services are provided, whether they provide cashless hospitalisation, how their claim settlement process works, and more when comparing travel insurance plans. Only after comparing the available travel insurance plans, purchase the one that best suits your needs.

7. Understand The Exclusions

Before buying any type of travel insurance, always enquire about the exclusions along with what is being offered under the policy. As the exclusions vary from insurer to insurer, it is always better to keep a check on the same beforehand.

8. Others

In addition to those listed above, there are certain other things that you need to consider while buying a travel insurance plan online such as the following:

1. The policyholder must complete the KYC process. Please note that the KYC has to be completed only for 1 proposer, even if there are multiple travellers.

2. Policyholders also need to fill out the proposal form and enter details like name, address, nominee details, and others

What is Covered under Future Generali's Travel Insurance?

Your travel insurance coverage will depend on the plan you choose. However, common coverage includes:

1. Medical Care:

• Sickness medical expenses

• Accident medical expenses

• Emergency medical evacuation

• Repatriation of remains

• Daily hospital allowances

• Emergency sickness dental relief

2. Travel Inconvenience:

• Hijack benefit

• Trip cancellation

• Trip curtailment

• Loss of passport

• Missed connection

• Trip delay

3. Personal Care:

• Baggage loss

• Compassionate visit

• Financial emergency

• Baggage delay

4. Personal Accident:

• Accidental death and permanent total disablement

• Accidental death on a common carrier

• Accidental death (air travel only)

What is Not Covered under Future Generali's Travel Insurance?

The policy does not cover:

• Pre-existing diseases

• Unexpected events occurring before your trip begins

• Travelling against the advice of a medical practitioner

• Participating in naval, military, or air force operations

• Injury/disease caused by nuclear weapons/materials

• Travelling to countries with special travel restrictions

• Self-inflicted injury or illness

• Medical and nervous disorders

• Sexually transmitted diseases, AIDS, and HIV

• Being under the influence of drugs, alcohol, or other intoxicants

Step 1: Go to the InsuranceDekho website and click on "Travel Insurance."

Step 2: Provide information like how long you'll be traveling, your destination, and details about the travelers.

Step 3: See a list of travel insurance plans based on the details you have provided.

Step 4: Pick the Future Generali travel insurance plan that suits you best.

Step 5: Pay the premium for the selected plan.

Step 6: Once the payment is done, you'll receive an email with all the details of your policy.

NOTE: If you have any questions while buying Future Generali Travel Insurance, contact the InsuranceDekho support team at 755 1196 989 or email support@insurancedekho.com.

Ensuring that you meet the eligibility criteria and understand the buying process will help in making an informed and hassle-free purchase of Future Generali Travel Insurance, leading to a protected and worry-free travel experience.

How to Renew Future Generali Travel Insurance Plans?

To renew your Future Generali Travel Insurance policy, follow these steps:

Step 1: Go to the official Future Generali Travel Insurance website.

Step 2: Enter your policy number and other required details to access your policy details.

Step 3: Find the renewal option and click on the “Renew” button.

Step 4: Make any necessary changes, such as adding riders if needed.

Step 5: Review your renewal quote and make the payment to complete the renewal process.

Documents Required for Claiming Future Generali Travel Insurance

If you want to claim Future Generali Travel Insurance, you'll have to provide these documents:

• A copy of your original ticket

• A copy of your passport

• The original bills from the hospital

• If something got stolen while you were traveling, a FIR report is needed

• You also need to fill out the claim form and make sure it's all filled in accurately

2. Research the Plans: Explore the different plans offered by Future Generali. Look at the coverage, benefits, and exclusions of each plan.

3. Consider the Coverage: Ensure the plan covers medical emergencies, trip cancellations, loss of belongings, and other potential risks relevant to your trip.

4. Look for Customisation Options: Check if the plan allows for any add-ons or customisations that can enhance your coverage based on your specific needs.

5. Compare Premiums: Consider the cost of the insurance plan. Ensure it offers value for the coverage provided and fits within your budget.

6. Check Reviews and Ratings: Look for customer reviews and ratings to understand the satisfaction level of other customers and the company's service quality.

7. Consult Customer Service: Don’t hesitate to reach out to customer service for queries or clarifications. Their responses can provide insights into the policy and the company’s customer-centricity.

8. Read Policy Terms: Ensure that you thoroughly read and understand the terms and conditions, inclusions, and exclusions of the policy before purchasing.

By carefully considering these aspects, you can select a Future Generali Travel Insurance plan that provides comprehensive coverage and peace of mind during your travels.