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Max Smart Secure Plus Term Insurance User Reviews

162 reviews Rate This
Max
Highlights
Claim Settlement Ratio99.65%
Death Benefit Paid For15,342 Policies
Inception2000
Presence269 Offices
Total Death Benefit Paid562.54 Crore
Rating of Smart Secure Plus Plan
4.5
Based on
13 User reviews
  • My queries were answered promptly

    On buying the Max Term Insurance- Smart Secure Plus Plan from InsuranceDekho, all my queries were answered. The team made it a point to be available for me throughout the buying process of the Max Life Term Insurance Policy. 

    M
    Mayank Chand
    On: Jun 13, 2023
  • Chatbox feature

    I used the chat box feature available on the InsuranceDekho website while buying the Max Life Smart term plan. All my issues regarding the plan were resolved with the help of this feature. I am really happy with this plan. 

    P
    Pulkit Sharma
    On: Mar 07, 2022
  • Protected Services

    I was thinking of renewing my life insurance plan but had no idea where to look for support when my brother suggested me to get in touch with InsuranceDekho's customer support team. They helped me review my current plan and compared it with other options. I decided to switch to a more budget-friendly option, Max Life Insurance, which offers me much-improved coverage. Thank you so much, team. 

    M
    Meenakshi Malla
    On: Invalid date

FAQs

  • Why should I choose a Max Life Term Insurance Plan?

    Max Life Insurance is a reliable life insurance provider that offers several features and benefits in its term insurance plans. Apart from this, the company handles the claims well. Also, the insurance company offers high long-term coverage to policyholders which is available till the age of 85 years.

  • How much Max Life Term Life cover do you need?

    As a basic rule, one should buy term life cover up to 10-12 times of their annual income.

  • What is the grace period of the Max Life Term Insurance Plans?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India (IRDAI).

  • Can I change the duration of my Max Life Term Insurance plan after the policy is issued to me?

    No. The duration of Max Life Term Insurance cannot be changed once the policy is issued.

  • Are Non-Resident Indians (NRIs) allowed to purchase Max Life Term Insurance Policy?

    Yes, Non-Resident Indians (NRIs) can purchase Max Life Term Insurance if they are Indian citizens, have at any time held an Indian passport, or a person who is legally wedded spouse of an Indian citizen.

Claim Process at Max Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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