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Max Smart Secure Plus Term Insurance User Reviews

162 reviews Rate This
Max
Highlights
Claim Settlement Ratio99.65%
Death Benefit Paid For15,342 Policies
Inception2000
Presence269 Offices
Total Death Benefit Paid562.54 Crore
Rating of Smart Secure Plus Plan
4.5
Based on
13 User reviews

  • Value for Premium Paid

    I genuinely believe that the Max Term Insurance- Smart Secure Plus Plan  I acquired through InsuranceDekho offers exceptional value for the premium paid, considering the peace of mind it provides.

    S
    Sweta Suman
    On: Sep 05, 2023

  • Got to know about the claim settlement ratio

    I purchased the Max Term Insurance- Smart Secure Plus Plan from InsuranceDekho. While purchasing the plan I got to know about the importance of claim settlement ratio while choosing a term plan. InsuranceDekho’s website is quite informative. 

    R
    Rina Vohra
    On: Aug 24, 2023

  • Bought a good term plan

    Bought Max Term Insurance- Smart Secure Plus Plan  from InsuranceDekho. I wanted to purchase a plan that fit my budget so I contacted the helpline number of InsuranceDekho, the customer care executive suggested the Max Term Insurance- Smart Secure Plus Plan  as it fit my budget and requirements.

    S
    Shanaz Khan
    On: Aug 23, 2023

  • Policy issued within minutes

    I purchased The Max Term Insurance- Smart Secure Plus Plan from InsuranceDekho. The policy details were sent within a few minutes of making the payment. I did not need to worry about the policy documents, they were sent after a few days. I was impressed with the fast services provided by InsuranceDekho.

    G
    Gita Gagan
    On: Aug 22, 2023

  • Quick Policy Issuance

    The Max Term Insurance- Smart Secure Plus Plan  was issued promptly by InsuranceDekho, ensuring I had coverage right when I needed it. The experience of the entire process was smooth and without any glitches.

    S
    Sugreev Meena
    On: Jul 21, 2023

  • Helpful Policy Comparison Tools

    InsuranceDekho's policy comparison tools were excellent in my decision-making process to buy the Max Term Insurance- Smart Secure Plus Plan. The platform allowed me to compare multiple life insurance policies side by side, considering factors such as coverage, premiums, and benefits. This feature helped me make an informed choice and select the policy that best suited my needs and preferences.

    R
    Rajesh Sehra
    On: Jul 19, 2023

  • Peace of Mind

    I can't express how grateful I am for InsuranceDekho's Max Term Insurance- Smart Secure Plus Plan. It gives me peace of mind knowing that my loved ones will be financially secure in case anything happens to me. The policy terms are clear, and the customer service team was helpful throughout the process.

    K
    Kapil Arya
    On: Jul 12, 2023

  • Budget-Friendly Plans

    InsuranceDekho is the best online company to buy a health insurance plan. I bought the Max Term Insurance- Smart Secure Plus Plan from the company’s website. It was easy to compare the plans and pick the one that was per my requirements. Besides my purchase, there are many other plans listed on their website. I chose to buy this plan because it was advantageous for me. Totally worth it!

    T
    Taruna Sodi
    On: Jul 07, 2023

  • The Underwriting Process is very streamlined

    The underwriting process with this life insurance company was streamlined and efficient. They asked the necessary medical questions and conducted the required assessments promptly, making the application process smoother. I ended up buying the Max Term Insurance- Smart Secure Plus Plan for myself and am very happy with the plan.

    S
    Samagya Gupta
    On: Jul 04, 2023

  • Smooth process

    The overall process of buying the Max Term Insurance- Smart Secure Plus Plan from InsuranceDekho was extremely smooth. I literally faced no problem when I was buying the Max Life Term Insurance Policy from InsuranceDekho. Moreover, the team further made the entire process easier. 

    R
    Reet Rawat
    On: Jun 16, 2023

FAQs

  • Why should I choose a Max Life Term Insurance Plan?

    Max Life Insurance is a reliable life insurance provider that offers several features and benefits in its term insurance plans. Apart from this, the company handles the claims well. Also, the insurance company offers high long-term coverage to policyholders which is available till the age of 85 years.

  • How much Max Life Term Life cover do you need?

    As a basic rule, one should buy term life cover up to 10-12 times of their annual income.

  • What is the grace period of the Max Life Term Insurance Plans?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India (IRDAI).

  • Can I change the duration of my Max Life Term Insurance plan after the policy is issued to me?

    No. The duration of Max Life Term Insurance cannot be changed once the policy is issued.

  • Are Non-Resident Indians (NRIs) allowed to purchase Max Life Term Insurance Policy?

    Yes, Non-Resident Indians (NRIs) can purchase Max Life Term Insurance if they are Indian citizens, have at any time held an Indian passport, or a person who is legally wedded spouse of an Indian citizen.

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Claim Process at Max Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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