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Kotak e-Term Term Insurance User Reviews

172 reviews Rate This
Kotak
Highlights
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore
Rating of e-Term Plan
4.5
Based on
12 User reviews

  • Simple process and helpful team

    Deciding to renew my term insurance, Kotak e-term policy through the InsuranceDekho Portal was a hassle-free experience. Their feature of premium calculator and reminders helps me avoid the lapse in coverage and makes my life so easy.

    V
    Vivek mehta
    On: Jun 10, 2024

  • Customized Coverage Options

    I appreciated the ability to customize my Kotak Term Insurance- e-Term Plan-Term Insurance’s coverage with InsuranceDekho. It allowed me to tailor the policy to my family's specific needs.

    S
    Sharada Padukone
    On: Oct 03, 2023

  • Effortless Claims Process

    I was so relaxed while filing a claim for my Kotak Term Insurance- e-Term Plan-Term Insurance with InsuranceDeko as it was hassle-free. They make a difficult time much more manageable with their efficient claims process

    S
    Summi Bhatia
    On: Sep 15, 2023

  • Assistance during renewal

    The policy renewal time for my Kotak Term Insurance- e-Term Plan-Term Insurance that I purchased was approaching. To get it renewed I visited InsuranceDekho and checked the renewal procedure and get it done in a few clicks only. 

    S
    Sonia Mattu
    On: Aug 07, 2023

  • No hidden charges

    There were no hidden charges involved when I was buying Kotak Term Insurance- e-Term Plan-Term Insurance from InsuranceDekho. Without the involvement of any external agent, I was able to do it all by myself and save on additional costs.

    V
    Vaibhan Aneja
    On: Jul 17, 2023

  • Convertibility Options for Future Needs

    One of the advantages of the Kotak Term Insurance- e-Term Policy from InsuranceDekho is the option to convert it into a permanent policy in the future. Having the ability to convert to a permanent policy without additional underwriting provides added flexibility and long-term planning possibilities. 

    G
    Gaurav Bindra
    On: Jun 28, 2023

  • Flexible Options to Suit Individual Needs

    What I appreciate most about my Kotak Term Insurance- e-Term Plan is the flexibility it offers. I had the freedom to choose the coverage amount and duration that suited my individual needs. The ability to customize the policy makes it a great fit for anyone. Thank You InsuranceDekho for suggesting this wonderful plan to me. 

    P
    Pradeepa Nair
    On: Jun 23, 2023

  • Comprehensive Coverage

    I feel reassured knowing that the Kotak Term Insurance- e-Term Plan from InsuranceDekho offers comprehensive coverage. It not only provides a death benefit but also includes additional features like critical illness coverage, which gives me peace of mind.

    A
    Anuradha Maheshwari
    On: Jun 14, 2023

  • Got my policy renewed in very less time

    I bought the Kotak -e term plan from the InsuranceDekho website a year ago. I visited their site again to get my policy renewed. The process was done in just 5 minutes with the guidance of their team. I am really happy to see that I got my work done in such a short time. Happy with the service.

    D
    Dheeraj Kumar
    On: Mar 03, 2022

  • Amazing benefits

    I bought the Kotak -e term plan from the InsuranceDekho website which comes with necessary benefits. The plan is amazing in itself. I loved it for all its benefits and would recommend it to all.   

    R
    Ritu Batra
    On: Feb 28, 2022

FAQs

  • What is the customer helpline number of Kotak Life Insurance?

    The toll-free customer helpline number of Kotak Life is - 1800 209 8800.

  • What is the Claim Settlement Ratio of Kotak Life Insurance?

    Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.

  • What is the difference between term insurance and life insurance?

    A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.

  • Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.

  • Does Kotak Life Term insurance plans offer tax benefits?

    Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.

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Claim Process at Kotak Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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