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Kotak e-Term Term Insurance User Reviews

172 reviews Rate This
Kotak
Highlights
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore
Rating of e-Term Plan
4.5
Based on
12 User reviews

  • Simple process and helpful team

    Deciding to renew my term insurance, Kotak e-term policy through the InsuranceDekho Portal was a hassle-free experience. Their feature of premium calculator and reminders helps me avoid the lapse in coverage and makes my life so easy.

    V
    Vivek mehta
    On: Jun 10, 2024

  • Customized Coverage Options

    I appreciated the ability to customize my Kotak Term Insurance- e-Term Plan-Term Insurance’s coverage with InsuranceDekho. It allowed me to tailor the policy to my family's specific needs.

    S
    Sharada Padukone
    On: Oct 03, 2023

  • Effortless Claims Process

    I was so relaxed while filing a claim for my Kotak Term Insurance- e-Term Plan-Term Insurance with InsuranceDeko as it was hassle-free. They make a difficult time much more manageable with their efficient claims process

    S
    Summi Bhatia
    On: Sep 15, 2023

  • Assistance during renewal

    The policy renewal time for my Kotak Term Insurance- e-Term Plan-Term Insurance that I purchased was approaching. To get it renewed I visited InsuranceDekho and checked the renewal procedure and get it done in a few clicks only. 

    S
    Sonia Mattu
    On: Aug 07, 2023

  • No hidden charges

    There were no hidden charges involved when I was buying Kotak Term Insurance- e-Term Plan-Term Insurance from InsuranceDekho. Without the involvement of any external agent, I was able to do it all by myself and save on additional costs.

    V
    Vaibhan Aneja
    On: Jul 17, 2023

  • Convertibility Options for Future Needs

    One of the advantages of the Kotak Term Insurance- e-Term Policy from InsuranceDekho is the option to convert it into a permanent policy in the future. Having the ability to convert to a permanent policy without additional underwriting provides added flexibility and long-term planning possibilities. 

    G
    Gaurav Bindra
    On: Jun 28, 2023

  • Flexible Options to Suit Individual Needs

    What I appreciate most about my Kotak Term Insurance- e-Term Plan is the flexibility it offers. I had the freedom to choose the coverage amount and duration that suited my individual needs. The ability to customize the policy makes it a great fit for anyone. Thank You InsuranceDekho for suggesting this wonderful plan to me. 

    P
    Pradeepa Nair
    On: Jun 23, 2023

  • Comprehensive Coverage

    I feel reassured knowing that the Kotak Term Insurance- e-Term Plan from InsuranceDekho offers comprehensive coverage. It not only provides a death benefit but also includes additional features like critical illness coverage, which gives me peace of mind.

    A
    Anuradha Maheshwari
    On: Jun 14, 2023

  • Got my policy renewed in very less time

    I bought the Kotak -e term plan from the InsuranceDekho website a year ago. I visited their site again to get my policy renewed. The process was done in just 5 minutes with the guidance of their team. I am really happy to see that I got my work done in such a short time. Happy with the service.

    D
    Dheeraj Kumar
    On: Mar 03, 2022

  • Amazing benefits

    I bought the Kotak -e term plan from the InsuranceDekho website which comes with necessary benefits. The plan is amazing in itself. I loved it for all its benefits and would recommend it to all.   

    R
    Ritu Batra
    On: Feb 28, 2022

  • Hassle-free claim settlement

    I filed a claim on the InsuranceDekho website since I was insured with the Kotak - e term plan from their website. The process involved no complications at all. The claim was settled in very less time and at ease. The team guided me well in the process.  

    M
    Mamta Khati
    On: Feb 22, 2022

  • Easy comparisons

    It is very easy to compare term insurance plans on InsuranceDekho’s website using the online term insurance premium calculator tool. I compared and selected Kotak’s e-Term plan from InsuranceDekho.

    C
    Chanchal Nathan
    On: Invalid date

FAQs

  • What is the customer helpline number of Kotak Life Insurance?

    The toll-free customer helpline number of Kotak Life is - 1800 209 8800.

  • What is the Claim Settlement Ratio of Kotak Life Insurance?

    Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.

  • What is the difference between term insurance and life insurance?

    A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.

  • Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.

  • Does Kotak Life Term insurance plans offer tax benefits?

    Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.

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Claim Process at Kotak Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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