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Canara HSBC OBC iSelect Star Term Insurance Riders

11 reviews Rate This
Highlights
Claim Settlement Ratio97.10%
Death Benefit Paid For1,252 Policies
Inception2008
Presence9,500 Branches
Total Death Benefit Paid106.53 Crore

iSelect Star Term Plan comes with the following riders:

  • Accidental Death Benefit

Under this optional cover, an additional amount is paid to the nominee, beneficiary or dependent along with the sum assured in case of the unfortunate death of the policyholder due to an accident.

  • Accidental Total and Permanent Disability

Under this optional cover, the insured receives the sum assured as a lump sum amount if they face an accidental total and permanent disability.

  • Child Support Benefit

The optional cover provides CSB sum assured along with amount payable on earlier death or diagnosis of terminal illness of the policyholder.

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Key Inclusions and Exclusions of the Plan

What's Included

  • Death/Terminal Illness benefit
  • Spouse cover
  • Accidental Death Benefit (additional inbuilt cover)
  • Child Support Benefit (additional inbuilt cover)
  • Accidental Total and Permanent Disability Benefit (additional inbuilt cover)

What's Not Included

  • Self-inflicted injury, suicide or attempted suicide
  • Accidental death under or due to influence of drugs, alcohol
  • Death due to war, invasion, terrorist activities
  • Physical handicap or mental infirmity
  • Death due to suicide within 12 months

iSelect Star Term Plan Reviews

4.8
Rating based on
11 User reviews
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What users are saying
  • All
  • Clear guidance

    At the age of 50+, getting any insurance becomes so difficult. But InsuranceDekho found plans which are exactly similar to my needs. I chose Canara HSBC as my constant supporter in my later years. Thank you, InsuarnceDekho, for helping me and making the whole process so smooth.

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    J
    By Jayesh Patel
    On: Jun 19, 2024
  • Financial Security for Loved O...

    InsuranceDekho's Canara HSBC OBC Term Insurance- iSelect Star Term Plan is my way of ensuring financial security for my loved ones, even when I'm not around.

    Read More

    M
    By Madhu Kala
    On: Sep 14, 2023
  • So many good and big companies

    The best part about InsuranceDekho is that I found a list of insurance companies based on their claim settlement ratio. I found some of the best insurance companies listed on InsuranceDekho’s website. The information on the website regarding the insurance gave me the confidence to choose and purchase the Canara HSBC OBC Term Insurance- iSelect Star Term Plan from InsuranceDekho. I am very happy with my purchase.

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    S
    By Sumaerra Khan
    On: Aug 29, 2023
  • Dedicated customer assistance

    I wanted to know the process of filing a claim online for the Canara HSBC OBC Term Insurance- iSelect Star Term Plan so I contacted the helpdesk number of InsuranceDekho. The customer care executive was very knowledgeable and was able to answer all my questions. I am very satisfied with the kind of services provided by InsuranceDekho. 

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    N
    By Neha Iyer
    On: Aug 24, 2023
  • Hassle-free policy issuance

    Bought Canara HSBC OBC Term Insurance- iSelect Star Term Plan from InsuranceDekho. The purchasing process was quick and completely hassle free and the policy details were sent immediately after the payment. The policy issuance is hassle-free. Extremely easy to purchase a term plan from InsuranceDekho.

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    P
    By Preety Pandey
    On: Aug 09, 2023
View All iSelect Star Term Plan Reviews

FAQs on iSelect Star Term Plan Health Insurance Plan

  • Why should I buy the iSelect Star Term plan?

    With iSelect Star Term plan by your side, you will be able to ensure financial security for your loved ones in case of your demise. 

  • Can I get my spouse covered under the iSelect Star Term plan?

    Yes! You can easily get your spouse covered under the iSelect Star Term plan by availing the Spouse Cover option at discounted rates.

  • Can I get the iSelect Star Term plan for a limited time period?

    Yes! You can get yourself covered under the iSelect Star Term plan for a limited period or for lifetime as per your requirements. 

  • Does the iSelect Star Term plan offer any discount?

    The iSelect Star Term plan comes at discounted rates for existing customers. 

  • Does the iSelect Star Term plan come with tax benefits?

    Yes! The iSelect Star Term plan provides tax benefits as per the Income Tax Act, 1961. 

  • Can I choose the renewal premium date for my iSelect Star Term Plan?

    Yes! Canara HSBC OBC iSelect Star Term Plan comes with the flexibility of choosing the renewal premium date.

  • Does iSelect Star Term Plan come with return of premium benefit?

    Yes! Under iSelect Star Term Plan one can avail the option of return of premium benefit and get all their premiums returned on outliving the policy tenure.

  • Is there any rebate available for females under the iSelect Star Term Plan?

    Yes! In case of a female life assured or the spouse of the life assured being a female, a 3 years age set back is used on death or terminal illness rates.

  • Will I get a discount on choosing a higher sum assured under iSelect Star Term Plan?

    Yes! If you or your working spouse chooses a higher sum assured, you will get more discount on the premiums to be paid. 

  • Can I convert my iSelect Star Term Plan renewal premium into EMI?

    Yes! You can easily pay your premium for iSelect Star Term Plan through credit card and convert it into EMIs.

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