Pradhan Mantri Matru Vandana Yojana Benefits
We are living in India, where a woman is treated as a goddess! And the government of India never fails to launch initiatives that support women.
Among them, one such maternity benefit scheme is Pradhan Mantri Matru Vandana Yojana (PMMVY), which supports pregnant women and newborn babies who belong to disadvantaged classes.
In India, every third woman is undernourished, and every second woman is anaemic. (1) Because undernutrition is the biggest issue among the majority of Indian women, they almost give birth to low-weight babies. To fight this problem, the Pradhan Mantri Matru Vandana Yojana was launched in 2017 to provide financial support to pregnant women and lactating mothers.
In this blog, we will learn all about the PMMVY, including its benefits, eligibility criteria, and the online application process.
What Is Pradhan Mantri Matru Vandana Yojana?
Pradhan Mantri Matru Vandana Yojana is a centrally sponsored flagship maternity scheme by the Ministry of Women and Child Development and the government of India that came into effect on 1st January 2017.
It provides maternity benefits to women who belong to socially and economically disadvantaged sections of society.
Under PMMVY, eligible women receive a direct cash benefit of ₹5,000 in three instalments during pregnancy and after childbirth. Also, a cash incentive of ₹1,000 as per approved norms towards Maternity Benefits under Janani Suraksha Yojana (JSY) is also provided. In total, a woman gets ₹6,000/- on average.
Which category of women is eligible to receive the benefits of Pradhan Mantri Matru Vandana Yojana? Read on to find out!
Who is Eligible for PMMVY?
This scheme mainly aims to support women who belong to socially, economically disadvantaged, and marginalized sections of society. The criteria are:
-
The pregnant woman should be at least 19 years old.
-
The woman who is employed and experiencing wage losses due to the pregnancy.
-
Pregnant women can apply for the PMMVY within 270 days of childbirth.
-
If the applicant delivers twins, triplets or quadruplets in her second pregnancy, and among them, one or more children is a girl, the woman will receive a cash benefit as per the PMMVY 2.0 norms. (as explained below)
-
Women of scheduled castes (SC) and scheduled tribes (ST).
-
Women who are fully disabled (Divyang Jan) or partially (40%).
-
Women holders of BPL ration Card, e-Shram card, and MGNREGA Job Card.
-
Women who are already beneficiaries under Pradhan Mantri Jan Aarogya Yojana (PMJAY) under Ayushman Bharat.
-
Women farmers who are beneficiaries under Kisan Samman Nidhi.
-
Women whose net family income is less than ₹ 8 Lakh per annum.
-
Pregnant and Lactating AWWs/ AWHs/ ASHAs.
-
Women holding Ration Card under NFSA Act 2013
-
Any other category as may be prescribed by the Central Government
Exclusions of PMMVY
The exclusions of the PMMVY scheme are:
-
The pregnant woman's husband’s Aadhaar number is not mandatory for availing the benefits under the Scheme.
-
All pregnant women and lactating mothers who are employees of the Central Government or State Government or Public Sector Undertaking and are getting similar benefits from their organizations are not eligible to get the benefits of the scheme.
Benefits of Pradhan Mantri Matru Vandana Yojana
The cash benefits of ₹5000 for the first child are given in two instalments. Below is the detailed information on how these benefits will be dispersed.
-
First Child:
|
Instalment |
Conditions |
Amount (in Rs.) |
|
First Instalment |
~On pregnancy registration |
₹1,000 |
|
Second Instalment |
~At least one antenatal check-up (ANC) within six months of the last menstrual period (LMP) date at any certified hospital identified by the respective administering State/UT or any Anganwadi Centre. |
₹2,000 |
|
Third Instalment |
~When the childbirth is registered ~The child has received all the vaccines till the age of 14 weeks under the Universal Immunization Programme of the Health and Family Welfare Ministry. |
₹2,000 |
-
Second Child (if it is a girl child):
Benefits given according to the PMMVY 2.0 norms
|
Single Instalment |
~On pregnancy registration ~ At least one antenatal check-up (ANC) within six months of the last menstrual period (LMP) date at any certified hospital identified by the respective administering State/UT or any Anganwadi Centre. ~ The girl child must receive all due vaccines until she is 14 weeks old under the Universal Immunization Programme of the Ministry of Health and Family Welfare. |
₹6,000 |
Online Application Process of Pradhan Mantri Matru Vandana Yojana
The online application process for the PMMVY is really simple. All you need to do is follow the below step-by-step guide.
-
Visit the official website of the Ministry(2) and click on the “login” tab in the right corner.
-
Enter the mobile number for verification.
-
Enter the other details, such as name, State, District, Area, Block, Village, and relationship with the beneficiary.
-
Then, click on the “Create account” button.
-
Once the account is created, click on the “Login” tab on the website's main homepage.
-
Now, fill in the user ID, password, and captcha code.
-
Then, apply for the PMMVY scheme.
-
After login, click on the "Data Entry" tab and choose the "Beneficiary Registration" option.
-
Enter all the personal details on the Beneficiary registration page.
-
Then choose the suitable option under the Scheme applying for the First Child or Second Child.
-
Once all the details are filled in, click on the "Submit" button.
Conclusion
To conclude, the Pradhan Mantri Matru Vandana Yojana (PMMVY) has provided great financial support to pregnant and lactating women across India. It has ensured the timely check-ups and vaccinations of the mother and the babies. This resulted in significant improvements in healthcare access and outcomes for backward families across the country.
Frequently Asked Questions (FAQs)
Q. What Are the Benefits of Pradhan Mantri Matru Vandana Yojana (PMMVY)?
The Pradhan Mantri Matru Vandana Yojana offers cash benefits of ₹5000 in two instalments for the first child. Also, if the second child is a girl, ₹6000 is given in a single instalment.
Q. What documents are required for Pradhan Mantri Matru Vandana Yojana (PMMVY)?
To apply for PMMVY, the beneficiary needs the following documents.
-
Aadhaar card
-
Aadhaar-linked bank or post office details
-
Bank account details
-
Eligibility proof
-
MCP or RCHI card
-
LMP and ANC date
-
Childbirth certificate and child immunization details
Q. When can I claim the second instalment?
You can claim the second instalment 180 days after the Last Menstrual Period (LMP) of the applicant.
Q. Does the scheme offer any other coverages?
No, the scheme does not offer any other coverages apart from the instalments.
Q. Does the benefit under PMMVY continue if the child does not survive?
No. If the child does not survive, the beneficiary is not eligible for the benefits of the scheme.
Q. Is PMMVY applicable for a second child?
Yes, the benefits of PMMVY are available for a second child only if it is a girl child.
References:
-
https://wcd.nic.in/sites/default/files/PMMVY%20Scheme%20Implemetation%20Guidelines%20._0.pdf
-
https://pmmvy.wcd.gov.in/
