Life Insurance News

Common Terms Used Under A Life Insurance Policy

Term life insurance guarantees payment of a stated death benefit to the insured's beneficiaries if the insured person dies during a specified term. These policies have no value other than the guarante...

InsuranceDekho

20 Sep 2021

Do ULIPs Give Higher Returns?

A Unit Linked Insurance Plan is a market-linked plan (ULIP). This implies that, in addition to providing life insurance, your investment is diversified in the open market, and the returns are continge...

Insurance

20 Sep 2021

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What is a Money Back Plan? Why Should I Buy It?

Many of us would want to invest in a long-term traditional life insurance plan to build a guaranteed corpus. However, this may be an issue if funds are required before the policy's expiration date. A ...

InsuranceDekho

20 Sep 2021

Who Should Buy LIC Money Back Plan?

A money return plan is a form of life insurance policy that guarantees a percentage of the sum promised every few years. The money invested is returned to the policyholder as a survival benefit. Money...

InsuranceDekho

20 Sep 2021

Factors to Consider Before Buying A Child Insurance Plan

Child insurance plans are widely purchased by parents who want to provide their children with financial support and various benefits to help them achieve their financial goals. These plans necessitate...

InsuranceDekho

20 Sep 2021

Why Are Child Protection Plans More Important Than You Think?

As parents, your main priority will be to do all possible to guarantee your children's future. Many parents prefer to invest their money in kid plans because these plans allow you to save money for yo...

InsuranceDekho

20 Sep 2021

Exploring The Difference Between Endowment Policy And Money-back Plan

People in India typically look to invest in traditional insurance and savings programs to help them save for short- and long-term financial goals. Traditional plans such as endowment and money-back a...

InsuranceDekho

20 Sep 2021

Understanding The Meaning Of Endowment Policy

Endowment plans allow you to save money in a systematic method for your future financial requirements. An extra benefit is the life risk insurance, which would be quite beneficial to the family if som...

InsuranceDekho

20 Sep 2021

How Can A Person Use A Life Insurance Policy As A Collateral?

Collateral assignment safeguards the amount payable to the lender in that the lender gets the amount that was loaned out. This plays out well following the stipulations that are put in place, in the c...

InsuranceDekho

20 Sep 2021

Can You Get Life Insurance With A Pre-existing Medical Condition?

You can purchase a life insurance policy if you have a pre-existing medical condition. While you apply for a life insurance policy, you must declare the pre-existing medical condition, it may result i...

InsuranceDekho

19 Sep 2021

Think You Can't Afford Life Insurance? This May Help!

Families who feel that there is a financial squeeze may assume that life insurance can be an expense, may opt out or drop the idea of investing their money in a life insurance policy. In case the prim...

InsuranceDekho

19 Sep 2021

Is Life Insurance Worth It?

Life insurance is a great way to financially secure your family from the uncertainties of life. In your absence a life insurance policy can provide financial resources or an income source to your fami...

InsuranceDekho

19 Sep 2021

Understanding How A Term Insurance Plan Works?

As we all know that term insurance plans are risk protection plans, these plans provide financial assistance to the family of the life assured, in case the life assured passes away within the policy t...

InsuranceDekho

19 Sep 2021

Top 6 Reasons Why You Should Not Avoid Investing in Money Back Policies

Are you looking forward to making a worthwhile investment? Here are 6 reasons you should invest in money back policies.

InsuranceDekho

19 Sep 2021

How Is Surrender Value Calculated Under A Term Insurance Policy?

Term insurance policies are usually purchased for the long-term as it is purchased to protect and safeguard the financial future of a person and his loved ones. However, there are times when a person ...

InsuranceDekho

19 Sep 2021

Who Should Buy Endowment Insurance And When?

An endowment plan, is a type of life insurance that combines savings and protection into a single policy. The plan enables you to save for a variety of life objectives. Over the course of several year...

InsuranceDekho

19 Sep 2021

Do You Need A Money-Back Policy?

A money-back policy is a type of life insurance policy that pays out money on a set schedule. This money-back is computed as a percentage of the sum guaranteed that the policyholder has chosen. A mone...

InsuranceDekho

19 Sep 2021

Do ULIPs Allow Partial Withdrawal?

Unit Linked Policies allow policyholders to "partially" withdraw money from their own accumulated Fund Value before the insurance term ends. As a result, the policyholder is able to take some of his o...

InsuranceDekho

19 Sep 2021

ULIP Myths You Should Ignore

When it comes to ULIPs, the adjectives 'toxic' and 'expensive' are frequently used to describe this investment vehicle. ULIPs were initially marketed to the general public as a way to participate in t...

InsuranceDekho

19 Sep 2021

Top 3 ULIPs In India

ULIP plans allow you to start investing at the age of eighteen. When a policyholder pays recurring premiums for a ULIP, a portion of the money is used to cover life insurance. The remaining funds are ...

InsuranceDekho

19 Sep 2021