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LIC Jeevan Umang Policy Life Insurance Eligibility

9 reviews Rate This
Highlights
Claim Settlement Ratio98.62%
Customer Care8:00 AM to 8:00 PM
Death Benefit Paid For73,3809 Policies
Inception1956
Presence2048 Branches
Total Death Benefit Paid12797.85 Crore

Take a look at the different eligibility parameters of LIC Jeevan Umang Plan 945:

Minimum entry age

90 days

Maximum entry age

55 years

Policy term

100 years

Premium paying term

15, 20, 25, and 30 years

Minimum sum assured

Rs. 2,00,000

Minimum age at the end of the premium paying term

30 years

Maximum age at the end of the premium paying term

70 years
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Key Inclusions and Exclusions of the Plan

What's Not Included

  • There are certain exclusions in the LIC Jeevan Umang Plan. Listed are some of the exclusions of LIC Jeevan Umang Plan: If the policyholder commits suicide during the first 12 months of the policy tenure, then no claims shall be entertained by LIC except for 80% of the premium paid. In case the policyholder is below 8 years, then no claims shall be entertained. If the policy lapses due to failure of paying out the premium and there is no paid-up value-added, then no benefits shall be paid out.

LIC Jeevan Umang Reviews

5.0
Rating based on
9 User reviews
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What users are saying
  • All
  • 24/7 service

    The Customer Service team at InsuranceDekho was always there to help me any day of the week. I bought the LIC Jeevan Umang Plan last month, and whenever I reached out to them, they quickly solved my problems, making the process easier for me.

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    N
    By Nandini Lamba
    On: May 28, 2024
  • Perfect policy

    I am so amazed by the team of InsuranceDekho. The experts here go out of their way to serve your insurance needs. I got the experience while getting my LIC India- LIC Jeevan Umang issued. I had no idea that the plan offered critical illness too, but the team here informed me about it in detail. I am highly impressed! 

    Read More

    S
    By Subhash Chugh
    On: Aug 24, 2023
  • Great team, good services

    I was recommended InsuranceDekho’s name by my friends. Glad I went with their advice and got my LIC India- LIC Jeevan Umang issued. The team helped me with every concern of mine and cleared all confusions. So thankful to the experts here! 

    Read More

    S
    By Sumeet Marwaha
    On: Aug 10, 2023
  • The website is helpful

    I have recently got my LIC India- LIC Jeevan Umang issued with InsuranceDekho’s support. The company’s website was quite helpful in gaining the information about the plan. Also, the team was really helpful. I am quite satisfied with the services.

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    K
    By Kalpana Ahuja
    On: Aug 01, 2023
  • Guaranteed benefit plan

    The LIC India- LIC Jeevan Umang available on InsuranceDekho offers so many benefits that I was easily convinced to buy this plan when my friend suggested it. This amazing plan offers guaranteed returns and has good coverage which made me sure of buying it. 

    Read More

    M
    By Madhu Ganguly
    On: Jul 20, 2023
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LIC Life Insurance Plan List

    Name of PlanSum Assured
    LIC Bima Jyoti20 lac - 10 cr Check Premium
    LIC SIIP20 lac - 10 cr Check Premium
    LIC Jeevan Anand20 lac - 10 cr Check Premium
    LIC Jeevan Labh20 lac - 10 cr Check Premium

    FAQs on LIC Jeevan Umang Health Insurance Plan

    • Does LIC Jeevan Umang Plan offer income benefits?

      With the LIC Jeevan Umang Plan, you can get income in the form of annual survival benefits.

       

    • Is death benefit offered under LIC Jeevan Umang Plan?

      Yes, a death benefit is offered under the LIC Jeevan Umang Plan, if the policyholder dies during the policy term. 

       

    • Can I get flexible paying terms with LIC Jeevan Umang Plan?

      Yes, there are flexible paying terms when you buy LIC Jeevan Umang Plan. You can pay for either 15, 20, 25, or 30 years.

       

    • What is the benefit of buying the LIC Jeevan Umang Plan?

      You can enjoy the benefits of creating income as well as enjoying life insurance coverage with the LIC Jeevan Umang Plan. 

       

    • What are the minimum and maximum entry age of the LIC Jeevan Umang Plan?

      The minimum and maximum entry age of the LIC Jeevan Umang Plan is 90 days and 55 years respectively. 

       

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