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Kotak Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Kotak
4.6
Based on
147 User reviews

  • Easy-to-use interface

    The website of InsuranceDekho was extremely easy to use. Even though it was the first time when I was buying a life insurance plan from InsuranceDekho, I still faced no problems. I eventually bought the Kotak Life Insurance Policy from InsuranceDekho. 

    A
    Arpit Pathak
    On: Jul 10, 2023

  • Comprehensive Riders for Enhanced Protection

    What impressed me about InsuranceDekho's life insurance policies were the comprehensive riders they offered. These additional benefits allowed me to customize my Kotak Life Insurance Policy’s coverage to include critical illness protection and disability coverage, providing enhanced protection for unforeseen circumstances.

    A
    Anita Tomar
    On: Jul 05, 2023

  • Transparent Policy Terms and Conditions

    Transparency is essential when it comes to life insurance and the Kotak Life Insurance Policy I chose delivered on that front. InsuranceDekho provided clear and concise policy terms and conditions, leaving no room for confusion. It's reassuring to know exactly what is covered and what isn't, ensuring there are no surprises down the line.

    A
    Ashita Bhuttan
    On: Jun 28, 2023

  • Effortless service

    The team of InsuranceDekho was extremely helpful when I was buying the Kotak Life Insurance Policy from InsuranceDekho. They provided me with much-needed assistance and helped in every possible way in buying the Kotak Life Insurance Policy. So, thank you team InsuranceDekho for your guidance in buying the policy. 

    S
    Sanjyoy Chandaswami
    On: Jun 23, 2023

  • Great customer service

    I enjoyed extremely convenient customer service when I was buying the Kotak Life Insurance Policy from InsuranceDekho. The team members were prompt in settling all my queries and moreover even helped me in selecting a good life insurance plan. 

    R
    Ranya Dubey
    On: Jun 21, 2023

  • Affordable plans

    There were a number of plans available on InsuranceDekho and most of them were affordable life insurance plans. So, based on my budget and needs, I picked the Kotak Life Insurance Policy and aAffordable plans - Karan Chibbarm satisfied with the purchase.

    K
    Karan Chibbar
    On: Jun 16, 2023

  • Friendly guidance by the team

    Right from the start till the end, the dedicated team of InsuranceDekho was right there by my side to assist me in buying the Kotak Life Insurance Policy. They helped me understand the policy in a better way and also buy it in a hassle-free way. Thank you team for such a fantastic job

    A
    Aisha Paul
    On: Jun 14, 2023

  • Flexible premium payment options

    The Kotak Life Insurance Policy provides flexibility in premium payment options. They allow monthly, quarterly, or annual payments, depending on my convenience. It's great to have the flexibility to choose a payment frequency that works best for me. I got this plan from InsuranceDekho.

    K
    Kismat Kaur
    On: Jun 07, 2023

  • Fair Premiums

    The Kotak Life Insurance Policy from InsuarnceDekho is very transparent and fair. I appreciated that they provided clear explanations of how the premium was determined, ensuring that I understood what I was paying for. Their transparent approach gave me confidence in their pricing structure.

    V
    Vijaya Chatterjee
    On: Jun 05, 2023

  • Personalized Customer Care

    I had some questions about my coverage under the Kotak Life Insurance Policy and called customer service. The representative I spoke with was so helpful and took the time to explain everything to me. I felt like a valued customer. I secured this plan from InsuranceDekho and am glad that I bought this plan. 

    S
    Saroj Pathak
    On: May 29, 2023

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FAQs

  • Why should I choose Kotak Life Insurance?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans. These plans are designed to cater to the needs and budget of every individual. Kotak Life Insurance has a claim settlement ratio of 96.38% for the year 2019-20.

  • What all life insurance plans does Kotak Life Insurance offer?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans.

  • What is the toll-free customer care number for Kotak Life Insurance?

    Kotak Life Insurance toll-free number is 1800-209-8800.

  • How do I calculate my premium for Kotak Life Insurance plans?

    You can compute your premium for Kotak Life Insurance plans:

    Step 1: Open the Kotak Life Insurance website and locate the ‘How to Do I’ section then click on ‘Pay My Premium’
    Step 2: On the ‘Pay My Premium’ page click on ‘Calculate My Premium’
    Step 3: Enter your details required such as name, date of birth, mobile number, email ID and choose your gender as well choose if you are a tobacco user or not.
    Step 4: Click on ‘Get Quote’ and various quotes will appear on the screen.

  • What are the online modes of payment offered by Kotak Life Insurance?

    Kotak Life Insurance provides the facility of online payment of premiums through Net Banking, Debit/Credit cards, E-wallets and Bill Desk.

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