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Kotak Life Insurance User Reviews

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
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2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Kotak
4.6
Based on
147 User reviews

  • Quick claim settlement

    I settled a death claim under Kotak’s Saral Jeevan Bima with the help of simple and clear instructions given at the InsuranceDekho website. Must say that the website is really user-friendly and full of relevant information. 

    V
    Vikram Sharma
    On: Jul 12, 2021

  • Multiple riders availability

    On InsuranceDekho I found multiple riders that can extend coverages. But I did not know which ones to choose for my Kotak E - Term Plan. An official of the customer team emphasised my preferences and suggested that I buy Waiver of Premium Rider. 

    P
    Pranav Subhramaniam
    On: Jul 09, 2021

  • Implements paperless system

    I was looking for a plan that could offer holistic protection at a reasonable price on InsuranceDekho. I generated quotes, compared, found Kotak E-Term Plan and paid. The whole process was digitally conducted. Really appreciate how the website implements a paperless system. 

    A
    Avantika Banerjee
    On: Jul 07, 2021

  • Quick claim settlement

    I settled a maturity claim under the Kotak Term Plan super quickly thanks to the easily comprehensible and transparent instructions available on InsuranceDekho. The website has minimal formalities when it comes to claim settlement. Such a commendable feature! 

    O
    Oindrila Chaki
    On: Jul 05, 2021

  • Easily comprehensible policy provisions

    Before making an investment call, it is crucial to understand policy provisions. But most of the time the critical language comes in the way. But, InsuranceDekho uses lucid language to describe its policy provisions which makes them easily comprehensible. Glad that I issued Kotak Term Plan from here. 

    S
    Sourishree Basak
    On: Jul 02, 2021

  • Customer-centric

    When it comes to providing flawless insurance policy services, InsuranceDekho is completely customer-centric. It gets regularly updated to provide relevant information and the all-time accessible support team resolves all kinds of policy-oriented issues. I am a policyholder of Kotak Term Plan. 

    S
    Sohini Banerjee
    On: Jun 30, 2021

  • Quick premium calculation

    Calculating multiple policy premiums simultaneously has been a quick affair on InsuranceDekho. I got introduced to the premium calculator on time which made the calculation of Kotak Term Plan streamlined, accurate and fast.   

    J
    Jhumur Malhotra
    On: Jun 28, 2021

  • Simple customisation

    Customisation of my Kotak Saral Jeevan Bima with purposeful riders like Waiver of Premium Rider and Critical Illness Rider has been simple on InsuranceDekho. After mentioning my policy details, I selected the riders, went to the payment portal and paid. 

    C
    Chandrima Kar
    On: Jun 25, 2021

  • Multiple online payment mode allowed

    The presence of multiple payment modes makes InsuranceDekho the most feasible option for me. I wanted to pay the premium for my Kotak Term Plan using my net banking facility. I selected the payment mode, the amount and that was it. Within seconds, I got payment confirmation. 

    J
    Joyeeta Bhattacharya
    On: Jun 23, 2021

  • Got to know about required documents for issuance

    I was issuing Kotak’s Life e-Term Plan from InsuranceDekho. After the completion of quotes generation, and policy selection, I wanted to know what kind of documents to upload. Within a few clicks, I found the list effortlessly. 

    K
    Kamalika Bhattacharya
    On: Jun 21, 2021

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FAQs

  • Why should I choose Kotak Life Insurance?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans. These plans are designed to cater to the needs and budget of every individual. Kotak Life Insurance has a claim settlement ratio of 96.38% for the year 2019-20.

  • What all life insurance plans does Kotak Life Insurance offer?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans.

  • What is the toll-free customer care number for Kotak Life Insurance?

    Kotak Life Insurance toll-free number is 1800-209-8800.

  • How do I calculate my premium for Kotak Life Insurance plans?

    You can compute your premium for Kotak Life Insurance plans:

    Step 1: Open the Kotak Life Insurance website and locate the ‘How to Do I’ section then click on ‘Pay My Premium’
    Step 2: On the ‘Pay My Premium’ page click on ‘Calculate My Premium’
    Step 3: Enter your details required such as name, date of birth, mobile number, email ID and choose your gender as well choose if you are a tobacco user or not.
    Step 4: Click on ‘Get Quote’ and various quotes will appear on the screen.

  • What are the online modes of payment offered by Kotak Life Insurance?

    Kotak Life Insurance provides the facility of online payment of premiums through Net Banking, Debit/Credit cards, E-wallets and Bill Desk.

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