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Genuine ICICI Prudential Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of ICICI Prudential
4.7
Based on
351 User reviews

  • All-time accessible customer service

    All-time accessibility to the customer team of InsuranceDekho gives peace of mind. The team replies promptly. This has convinced me that if I face an issue regarding my ICICI Pudential’s iProtect Smart plan, I will get assistance immediately.  

    P
    Papon Nath
    On: Jun 21, 2021

  • Assisted to make an informed decision

    When I landed on InsuranceDekho searching for befitting life insurance coverage, I checked the minute details available for each plan. I would like to thank the website as it assisted me to make an informed decision. I bought ICICI iProtect Smart insurance plan. 

    N
    Nilanjan Bhattacharya
    On: Jun 18, 2021

  • Policy provisions are clearly mentioned

    The best thing about InsuranceDekho is that the policy provisions are clearly mentioned here. Even if it was my first time issuing a life insurance plan, I could do it on my as the steps were simple. I issued ICICI’s iProtect Smart life insurance plan. 

    P
    Priyanka Paul
    On: Jun 16, 2021

  • Profound information on policies

    Before making an investment in a life insurance plan, it is crucial to go through the minute details of the plan. The profound information I found on InsuranceDekho helped me to make an informed decision. I bought ICICI iProtect Smart life insurance plan. 

    A
    Avantika Roy
    On: Jun 14, 2021

  • Learned how personal habits impact premium

    I am a policyholder of ICICI iProtect Smart plan. From InsuranceDekho I got to know how personal habits like consumption of tobacco/ alcohol might impact the premium calculation. This encouraged me to lead a healthier life. 

    M
    Monalisa Chandra
    On: Jun 10, 2021

  • Quick quotes

    Getting free quotes on InsuranceDekho was a super quick affair. I filled in some basic information and a list of quotes was generated. I compared and found ICICI’s iProtect Smart life insurance plan.  

    A
    Arunima Das
    On: Jun 09, 2021

  • Learned about types of life insurance plans

    InsuranceDekho helped me to learn about various types of life insurance plans. I checked all the details and found the basic Level Term plan type most suitable for my budget. I bought it under ICICI’s iProtect Smart insurance plan. 

    P
    Puja Bhattacharya
    On: Jun 07, 2021

  • Got the best plan

    While I was looking for the best term plan that could provide financial protection to my family during my untimely demise, InsuranceDekho helped me. Here I could analyse different plans offered by carriers with higher solvency ratios. Finally, I chose ICICI’s iProtect Smart plan. 

    E
    Evaan Gupta
    On: Jun 03, 2021

  • Hassle-free claim settlement

      I filed a claim on the InsuranceDekho website since I was insured with the ICICI Prudential Insurance plan. The claim settlement process was hassle-free. I was guided by their team throughout and my claim was settled in no time. Happy with the service. 

    P
    Piyush Reddy
    On: Invalid date

  • Critical illness coverage

    I was looking for a life insurance policy on InsuranceDekho that can give me the option of critical illness coverage. After comparing so many policies. I decided of buying ICICI Pru iProtect Smart life insurance policy. The website is very well organized I am impressed. 

    R
    Raghubir Dasesh
    On: Invalid date

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FAQs

  • Why should I choose ICICI Prudential Life Insurance?

    ICICI Prudential life insurance has a wide range of plans to choose from according to your budget and terms. ICICI Prudential Life Insurance has a high Claim Settlement Ratio. ICICI Pru Life Insurance offers excellent customer care service and flexible payout options. Most importantly ICICI Prudential Life Insurance plans have affordable premiums.

  • What all life insurance plans does ICICI Prudential offer?

    Under the life insurance category, ICICI Prudential offers Term Insurance Plans, Health Insurance plans, Unit Linked Insurance Plans, Traditional Savings/Money Plans, Retirement Plans, Group Plans, Rural Plans.

  • What are the factors that affect the premium of ICICI Life Insurance plans?

    Factors that affect the premium calculation of ICICI Life insurance plans include the policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy among other factors.

  • What is the grace period of ICICI Prudential Life Insurance plans?

    In case of non-payment of premium by the due date, ICICI Prudential Life Insurance offers a grace period of 15 days for monthly payments and of 30 days for half-yearly and yearly payments.

  • What are the payout options available for ICICI Prudential Life Insurance Plans?

    ICICI Prudential Life Insurance offers the 4 flexible payout options to its life insurance customers namely Lump-sum, Income, Increasing income and Lump-sum plus income.

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