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Genuine ICICI Prudential Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of ICICI Prudential
4.7
Based on
351 User reviews

  • Instant Policy issuance

    I was able to buy ICICI Pru IProtect Smart term insurance policy with the help of InsuranceDekho’s knowledgeable customer assistance team. They guided me step by step and the policy was issued quickly. 

    R
    Rohan Kumar
    On: Jul 14, 2021

  • Bought life insurance with so much ease

    I am highly thankful to InsuranceDekho for helping me buy ICICI Prudential ICICI Pru POS iProtect Smart without any inconvenience. I feel so relieved to have finally purchased a policy that fits my needs perfectly.  

    A
    Ajay Pratap Singh
    On: Jul 12, 2021

  • Broad selection of policies

    InsuranceDekho has a broad selection when it comes to life insurance policies. The website has some of the best insurance companies and a plethora of policies. Each policy is unique and is fit to fulfil customer requirements. I checked my options and bought ICICI Prudential iProtect Smart Money Back plan. 

    R
    Rohan Agarwal
    On: Jul 09, 2021

  • Helped to gain a fruitful insight

    InsuranceDekho helped me to obtain fruitful insights regarding a wide range of life insurance policy types. I thoroughly analysed them and matched them with my criteria. Finally, issued the ICICI Prudential iProtect Smart life insurance plan.   

    R
    Rathin Bose
    On: Jul 07, 2021

  • Purchased life insurance policy seamlessly

    I am impressed with the way InsuranceDekho helped me to purchase ICICI Prudential POS iProtect Smart plan on my own so seamlessly. After quote generation, comparison, documents upload, and premium payment, I received the policy documents within minutes. 

    H
    Hitakshi Parekh
    On: Jul 05, 2021

  • Gives beneficial recommendations

    Beneficial recommendations given by the officials of InsuranceDekho regarding purchasing riders helped me to extend the coverage of ICICI Prudential iProtect Smart with minimal investment. I would like to thank the team for introducing policy riders to me at the right time. 

    M
    Mridul Bhowmick
    On: Jul 02, 2021

  • Listed insurance companies are financially sound

    All the listed insurance companies on InsuranceDekho are financially sound, which makes them efficient at the time of emergency claim settlements. This factor persuaded me to book ICICI Prudential iProtect Smart plan. 

    P
    Prakhar Kumar
    On: Jun 30, 2021

  • Found detailed policy provisions

    Finding detailed policy provisions is easy but complex policy language can be confusing. But on InsuranceDekho I could find easily comprehensible policy provisions. Happy that I issued  ICICI Prudential iProtect Smart term insurance plan here. 

    S
    Smita Dutta
    On: Jun 28, 2021

  • Offers extensive coverage

    The policy coverages offered by InsuranceDekho are extensive. These are perfect for customers like me who want substantial coverage at lower premiums. I checked my options and decided to buy ICICI Prudential iProtect Smart Money Back life insurance plan. 

    V
    Vedant Agarwal
    On: Jun 25, 2021

  • Numerous purposeful riders

    With the help of riders, life insurance policy coverage can be extended. When I was looking for riders under my ICICI Prudential iProtect Smart plan, my friend suggested that I check InsuranceDekho. I found numerous purposeful riders here. 

    S
    Suryadip Mukherjee
    On: Jun 23, 2021

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FAQs

  • Why should I choose ICICI Prudential Life Insurance?

    ICICI Prudential life insurance has a wide range of plans to choose from according to your budget and terms. ICICI Prudential Life Insurance has a high Claim Settlement Ratio. ICICI Pru Life Insurance offers excellent customer care service and flexible payout options. Most importantly ICICI Prudential Life Insurance plans have affordable premiums.

  • What all life insurance plans does ICICI Prudential offer?

    Under the life insurance category, ICICI Prudential offers Term Insurance Plans, Health Insurance plans, Unit Linked Insurance Plans, Traditional Savings/Money Plans, Retirement Plans, Group Plans, Rural Plans.

  • What are the factors that affect the premium of ICICI Life Insurance plans?

    Factors that affect the premium calculation of ICICI Life insurance plans include the policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy among other factors.

  • What is the grace period of ICICI Prudential Life Insurance plans?

    In case of non-payment of premium by the due date, ICICI Prudential Life Insurance offers a grace period of 15 days for monthly payments and of 30 days for half-yearly and yearly payments.

  • What are the payout options available for ICICI Prudential Life Insurance Plans?

    ICICI Prudential Life Insurance offers the 4 flexible payout options to its life insurance customers namely Lump-sum, Income, Increasing income and Lump-sum plus income.

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