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Star Red Carpet Health Insurance User Reviews

403 reviews Rate This
Star
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.10%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

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Rating of Red Carpet
3.9
Based on
29 User reviews
  • Got discount on premium in red carpet policy

    I recently purchased a health insurance plan for my parents from star health and i was really happy to know that the ID’s team offered me a discount of 10% on the premium. I wasn’t expecting this as not all companies offer discounts. I saved on premium...m happy..  

    p
    prasad more
    On: Nov 07, 2019
  • Gives cover over 70 years too

    Red carpet is one of few senior citizen health insurance plans that gives cover to ppl aged up to 75 years of age. It gives cover for room rent, ICU charges, daycare procedure, free health check up, OPD benefit, and ambulance cover..I brought this plan for my grandfather and it seems that this will prove to be helpful in future..  

    M
    Mangal naskar
    On: Oct 29, 2019
  • Helpful plan for my grandparents…….

    I realised the importance of purchasing a health insurance plan for senior citizen after going through an article about the same on insurancedekho. I gave them a call to understand more about the online and I was able to buy my red carpet health insurance plan from star health within a few minutes.     

    S
    Siddharth Deosthalee
    On: Oct 29, 2019
  • Big returns on this plan

    This is a good plan for senior citizens. I brought it for my parents. The follow up for this is great too. They help you even after you purchase the policy from them. It gives ambulance from hospital and vice versa. Rs. 3 Lakh is my claim with good policy coverage features.    

    S
    SUDHA PRAJAPATI
    On: Oct 16, 2019
  • Great help for senior citizens

    Senior citizens dont have much money with them in old age so thay can buy this red carpet plan for a better health and strss free future yyears of their lives. I have brought it recently for my mother and she was really happy to have it.    

    V
    Vishal
    On: Oct 16, 2019
  • Must BuyMust Buy

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  • Good cover plan

    My parents are aged over 60 years and I was not able to find a good health insurance plan for them. Then I came to know about Red Carpet Plan on the website of Insurancedekho. Red carpet plan is a good plan for senior citizens as it offers them great coverage including daycare procedures and other coverage benefits too.    

    D
    Darbari Vishwakarma
    On: Oct 03, 2019
  • Nice plan for senior citizens

    I have brought red carpet plan of star health from insurancedekho at affordable premium. The plan is good and offers my in-laws necessary coverage features too. The best thing is that this plan can be brought on family floater basis also.   

    R
    Rohit A Mirani
    On: Oct 03, 2019
  • Good plan for parents

    Understanding the importance of health insurance these days, I had gifted this plan to my parents on their anniversary. I thought this was the best way to help them at this age. One of the best thing offered in this plan is cover for daycare procedures. I give this policy 5 on 5 stars.   

    M
    Megha Acharya
    On: Sep 20, 2019
  • Best plan for old people

    I heard about Red Carpet plan from a friend and found it helpful for myself. I and 63 years old and was in search of a comprehensive health insurance plan which I found Red Carpet to be one. I haven’t claimed for any treatment yet but Iam satisfied with the coverage features.   

    N
    Namala
    On: Sep 20, 2019

9625 Star Cashless Network Hospitals in India

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    • Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. 
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  • Why should I buy a Star Health insurance plan?

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  • How many claims can I make in a year?

    You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

  • How many network hospitals are covered under Star Health?

    There are more than 9,800 top-quality network hospitals covered under Star Health.

  • Is medical check-up required to buy a Star Health Insurance Policy?

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  • 1

    Claim Assistance

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  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

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  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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