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Star Criticare Plus Health Insurance User Reviews

403 reviews Rate This
Star
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.10%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

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Rating of Criticare Plus
4.2
Based on
31 User reviews

  • All the best insurancedekho

    I have heard about many plans for critical illness cover but have never been felt so satisfied that iam today. There were a lot of doubts in my mind until today which the sales person in ID explained me so well. His name was Ravi and it was a good experience purchasing criticare plus policy from them   

    B
    Bhagwati charan nayak
    On: Nov 08, 2019

  • Great benefits under criticare plan

    Couldnt have asked for more as my current criticare plan  give me satisfactory coverage. It offers advantages like pre hospitalisation expenses, cover for non allopathic treatment, pre hospitalisation and post hospitalisation expenses. I paid for premium online in one go.. No compaints from the company     

    B
    Beerendra
    On: Nov 08, 2019

  • Average plan for critical illness

    I brought criticare plan from inusrancedekho at goiod price. Also, they did not even take much time in delivering me the policy documents and all. I talked to Ravi in the company and he helped me buy this plan online in one go payment.  it was a good deal for money!  

    S
    Sanjeev Sharma
    On: Oct 30, 2019

  • Daycare procedures covered..

    Its an average health insurance plan that covers critical illnesses. Good thing about this plan is that it covers some daycare procedures too and also provides cover for non-allopathic treatments, emergency ambulance, and pre and post hospitalisation.   

    B
    Buddhiprakash
    On: Oct 30, 2019

  • Gives amount in lump sum in case of critical illness

    Have this plan for sum insured of 2 lakh rs. But it has co payment. The plan can be purchased in two sections which the sales executives at insurancedekho can help you understand well. Also, one can read the policy document etc to know the product better I am satisfied with this plan and looking forward to renew it  

    M
    Manoj Kumar Gupta
    On: Oct 18, 2019
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Helpful plan..

    I get lump sum amount in addition to hospitalization expenses under my criticare health insurance plan which I brought from insurancedekho recently. The plan also gives me cover for pre and post hospitalisation expenses, non-allopathic treatment and emergency ambulance cover. Can go for this plan to save expenses in future…  

    A
    AAyush goel
    On: Oct 18, 2019

  • 4 on 5.

    There are many critical illness plans in the market but why I chose star health to fulfil my requirement is that star has always been very clear in the terms and conditions. The brochures are simple to understand and there is nothing hidden. So I trust this company and liked the plan too.   

    M
    Meenakshi
    On: Oct 04, 2019

  • Many coverage features in plan

    I have purchased one more policy apart from the basic plan that I had of star health. This is for critical illness. Criticare plus plan has many coverage features but I dislike this thing in this plan that it comes with co-payment. But this is good that it offers several sum insured options.   

    C
    Chetankumar harendrabhai thakor
    On: Oct 04, 2019

  • 3.5 stars from my side.....

    There is no survival period in Criticare Plus policy by star health. Also, the plan provided me cover for daycare procedures too. Iam happy to make this choice of purchasing this plan from InsuranceDekho. Have made claim twice and have no complaints from the reimbursement process. 3.5 stars from my side.....   

    N
    Nahida
    On: Sep 24, 2019

  • Purchased Criticare Plus for myself.. Made th eright choice

    Criticare plan from Star Health is a really helpful plan for someone suffering from some particular critical illnesses. Otherwise, also, this plan goes well for someone who wishes to get comprehensive coverage for illnesses, sickness, disease as well as a lump sum in case of major illness.   

    S
    Swati
    On: Sep 24, 2019

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FAQs

  • How to buy Star Health Insurance Plan?

    InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: 

    • Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. 
    • Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan. 

  • Why should I buy a Star Health insurance plan?

    The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

  • How many claims can I make in a year?

    You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

  • How many network hospitals are covered under Star Health?

    There are more than 9,800 top-quality network hospitals covered under Star Health.

  • Is medical check-up required to buy a Star Health Insurance Policy?

    Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years. 

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Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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