Does Oriental Health Insurance policy come with a lifelong renewability benefit?

Yes, all the health insurance policies offered by Oriental Health Insurance comes with lifelong renewability benefit.

How many claims can I make with Oriental Health Insurance policies?

There is no restriction on the number of claims you can make in a policy year. However, it should not go beyond the sum insured amount specified in the policy document.

Does Oriental Insurance Company have a family floater health insurance policy?

Yes. Oriental Insurance Company provides a health insurance policy, especially for families. The name of the policy is “Happy Family Floater.” The best feature of the policy is that it covers critical illnesses too.

How to apply for and buy an Oriental Health Insurance policy?

You can apply and buy an Oriental Health Insurance policy online from the official website of the company. You can also contact InsuranceDekho at 7551-196-989 to get all the details and purchase any policy of Oriental Insurance Company.

Who all are covered under the family floater policy of Oriental Insurance Company?

The family floater plan of Oriental Insurance Company covers legally wedded spouse, children (i.e. natural or legally adopted) between the age of 91 days to 18 years, dependent children up to 25 years (girl until she gets married, divorced and widowed daughter), parents, and parents-in-law.

Oriental HOPE (Health of Privileged Elders) Health Insurance User Reviews

165 reviews Rate This

Oriental

Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	93.96%
COVID-19 Cover	Yes
Network Hospitals	4,300+
Policies Sold	12,50,812
Renewability	Lifelong

Health Insurance Calculator

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Choose required Coverage for yourself?

5 lac (Recommmended)

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of HOPE (Health of Privileged Elders)

4.0

Based on

23 User reviews

Healthy & Wealthy!
This policy of oriental health not just keeps me healthy, but also wealthy during my twilight age. It has given me and my spouse the approach to live longer without having to worry about medical expenses!
V
Vaibhav Sadanand Patil
On: Nov 27, 2019
Thanks Oriental!
I turned 60 last year. I was very much upset about my old age and didn’t want it to be a financial enemy due to medical conditions. Thanks to Oriental that provided me HOPE policy. This policy takes care of my health during this age period. I am worry-free now.
B
Binoda
On: Nov 19, 2019
Best option for me
HOPE Policy is the best option for me during my old age because it is available at affordable premiums and lets me avail cashless treatment at any network hospitals. Besides, the policy covers room rent, ICU charges, pre and post hospitalisation expenses and much more.
A
Arun N Patel
On: Nov 18, 2019
Perfect policy
I purchased the HOPE policy almost a year ago is perfect for me. Besides wide coverage benefits, I have bought it for long-term benefits such as premium discounts, no claim bonus discounts, and cover for alternative treatment.
R
Rakesh
On: Nov 06, 2019
Like this policy very much
This health policy is very nice for people above 60 due to its good features. Coverage is high, claims are awesome with fast and easy service by the insurer. I like this policy very much.
R
Rohit Yadav
On: Nov 06, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Perfect for seniors!
HOPE is a perfect plan for people aged 60 years. The good thing about this policy is that it is available with several sum insured options. Also, it offers coverage for AYUSH treatment.
R
Rohit Yadav
On: Oct 29, 2019
Safeguards my parents
HOPE is the only hope for my parents to safeguard them in case of any medical emergency. It meets almost every medical need. It covers expenses incurred on knee replacement, accidental injury, cardio-vascular, room rent, and so on.
A
Ankush
On: Oct 29, 2019
Hope for Senior Citizens
Oriental Insurance HOPE policy comes with several benefits for senior citizens. A hope for elderly people, it covers the entire medical expenses related to hospitalisation and treatment.
A
Abhijeet
On: Oct 18, 2019
Recommendable
I recommend HOPE policy to other senior citizens because it is a kind of policy that is helpful for every person during their old age. It covers expenses for Accidental Injury, Knee Replacement, Chronic Renal Failure, Cancer, etc.
R
Rajesh
On: Oct 18, 2019
Wonderful Experience
HOPE policy is great for seniors. I have a wonderful experience with the policy and the policy provider. Looking forward to a long-time cover under the policy.
A
AK Zubair Ahmed
On: Oct 10, 2019

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FAQs

Does Oriental Health Insurance policy come with a lifelong renewability benefit?
Yes, all the health insurance policies offered by Oriental Health Insurance comes with lifelong renewability benefit.
How many claims can I make with Oriental Health Insurance policies?
There is no restriction on the number of claims you can make in a policy year. However, it should not go beyond the sum insured amount specified in the policy document.
Does Oriental Insurance Company have a family floater health insurance policy?
Yes. Oriental Insurance Company provides a health insurance policy, especially for families. The name of the policy is “Happy Family Floater.” The best feature of the policy is that it covers critical illnesses too.
How to apply for and buy an Oriental Health Insurance policy?
You can apply and buy an Oriental Health Insurance policy online from the official website of the company. You can also contact InsuranceDekho at 7551-196-989 to get all the details and purchase any policy of Oriental Insurance Company.
Who all are covered under the family floater policy of Oriental Insurance Company?
The family floater plan of Oriental Insurance Company covers legally wedded spouse, children (i.e. natural or legally adopted) between the age of 91 days to 18 years, dependent children up to 25 years (girl until she gets married, divorced and widowed daughter), parents, and parents-in-law.

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Claim Process at Oriental Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Oriental Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Oriental Health Insurance
1800-118-48524x7
csd@orientalinsurance.co.in