Who is eligible for cover under Health Pulse Policy?

People aged between 18 years nad 65 years can be covered under Health Pulse Policy. You can also include dependent children if they are aged between 91 days and 25 years.

What are the sum insured options available under Health Pulse Policy offered by Niva Bupa Health Insurance?

Health Pulse Policy offered by Niva Bupa Health Insurance comes with sum insured options between Rs. 3 Lakh and Rs. 1 crore that you can choose as per our budget and requirements.

Is there any co-payment clause under this policy?

Yes. Health Pulse Policy by Niva Bupa Health Insurance comes with a co-payment clause. You are required to pay 20% of the claim amount if you want to avail medical treatment in Delhi-NCR, Gujarat, Mumbai, and Kolkata.

Am I covered for expenses related to COVID-19 treatment under this policy?

Yes. The policy covers you for treatment required due to positive diagnosis of COVID-19 as per the terms and conditions of the policy.

Do I need to undergo a medical check-up before buying this policy?

You may be required to undergo a medical check-up when signing for a new Health Pulse Policy. But medical check-ups are not required at the time of renewal. It is, however, recommended to undergo a medical check-up at the time of enrolment as it helps in speedy claim settlement process.

Niva Bupa Health Pulse Insurance Wordings

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Highlights

Cashless Approval TAT	Within 30 minutes
Claim Settlement Ratio	92.00%
Network Hospitals	10,000+
Pre-existing Disease Coverage From	Day 1
Special Benefits	Unlimited restoration
Starting Premium for Rs. 5 lakhs SI	Rs. 550/month

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Niva Bupa Health Insurance Plan List

Name of Plan	Sum Insured
Senior FirstPopular		Check Premium
Niva Bupa Health CompanionPopular		Check Premium
ReAssure 2.0Popular		Check Premium
Health Pulse Policy Min: 91 days; Max: 65 yearsPopular	3 Lakh - 25 Lakh	Check Premium
Health Companion PolicyMin : 91 Days; Max: 65 YearsPopular	3 Lakh - 1 Crore	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular		Check Premium
ReAssure Policy Min : 18 Years; Max: 65 Years	3 Lakh - 1 Crore	Check Premium
CritiCare PolicyMin: 18 years; Max: 65 years	3 Lakh - 2 Crore	Check Premium
Heartbeat PolicyMin: 18 years; Max: No Limit	5 Lakh - 1 Crore	Check Premium
Health PremiaMin: 3 Months; Max: 65 Years	1 Lakh	Check Premium
Corona Kavach PolicyMin : 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium

Niva Bupa Health Insurance Top Up List

Name of Plan	Sum Insured
Health Recharge Policy Min: 18 years; Max: 65 yearsPopular	2 Lakh - 95 Lakh	Check Premium

10059 Niva Bupa Cashless Network Hospitals in India

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FAQs on Health Pulse Policy Health Insurance Plan

Who is eligible for cover under Health Pulse Policy?
People aged between 18 years nad 65 years can be covered under Health Pulse Policy. You can also include dependent children if they are aged between 91 days and 25 years.
What are the sum insured options available under Health Pulse Policy offered by Niva Bupa Health Insurance?
Health Pulse Policy offered by Niva Bupa Health Insurance comes with sum insured options between Rs. 3 Lakh and Rs. 1 crore that you can choose as per our budget and requirements.
Is there any co-payment clause under this policy?
Yes. Health Pulse Policy by Niva Bupa Health Insurance comes with a co-payment clause. You are required to pay 20% of the claim amount if you want to avail medical treatment in Delhi-NCR, Gujarat, Mumbai, and Kolkata.
Am I covered for expenses related to COVID-19 treatment under this policy?
Yes. The policy covers you for treatment required due to positive diagnosis of COVID-19 as per the terms and conditions of the policy.
Do I need to undergo a medical check-up before buying this policy?
You may be required to undergo a medical check-up when signing for a new Health Pulse Policy. But medical check-ups are not required at the time of renewal. It is, however, recommended to undergo a medical check-up at the time of enrolment as it helps in speedy claim settlement process.

Claim Process at Niva Bupa Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Niva Bupa Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Niva Bupa Health Insurance
1860-500-1000Mon to Fri 10:00 AM to 7:00 PM