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Liberty Health Insurance for Woman

Liberty General Health Connect policy is well-known health insurance for women. An individual and family floater policy, this product comes with a lot of benefits for women, ranging from pre and post-hospitalisation, discounts on premiums, a wide range of sum insured options, flexible policy tenure, lifetime renewal facility and so on. This policy has 4 variants, namely E-Connect plan, Basic plan, Elite plan, and Supreme plan. Each plan comes with varied sum insured amounts.

Key Features

  • Sum insured starts from Rs. 2 Lakh and goes up to Rs. 15 Lakh
  • The policy comes with no capping on room rent, sub-limits and co-pay
  • The sum insured is restored in case it gets exhausted
  • The policy can be renewed lifelong without any age restrictions
  • Premium discounts if the policy is issued for 2 years tenure
  • The policy can be extended for a number of days at additional costs
  • E-opinion available for free from insurer’s expert panel of doctors

Scope of Coverage

  • Payment done for organ donor expenses/organ transplantation
  • Daycare treatment for more than 400 medical procedures
  • Medical expenses incurred prior to the hospitalisation
  • Medical expenses incurred post the hospitalisation
  • Domiciliary treatment due to unavailability of a bed in the hospital
  • Hospital daily cash allowance per day of hospitalisation, max up to 10 days
  • Relationship coverage like spouse, children, parents (dependent), and so on

Eligibility

Any woman aged between 18 and 65 years can enter the policy. Along with them, children from 91 days up to 25 years can also be insured.

Exclusions

  • Treatment costs directly or indirectly associated with HIV, AIDS or related diseases
  • Congenital diseases, cosmetic surgery etc.
  • Abuse of intoxicant or hallucinogenic susbtances, like alcohol, drugs, etc.
  • Medical expenses for refractive eye errors, unless it’s a result of an accident
  • Injury or ailment caused by war, invasion, warlike situations, etc.

If you have any doubt how this policy can benefit a woman, you can call our toll-free number 1800-120-5698 and clear all your doubts.

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance Coverage Calculator

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

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FAQs

  • What are the preventive care benefits that women get under health insurance plans by Liberty General Insurance?

    Women get the following preventive healthcare benefits under health insurance plans by Liberty General Insurance-

    • First medical opinion
    • Live health talk
    • Electronic Medical Record Management
    • Fortnightly newsletters
  • What are the major factors that decide health insurance premium for women?

    One of the major factors that decide health insurance premium for women is AGE. Other factors include pre-existing diseases, sum insured opted, policy tenure etc. 

  • How many claims can I make in a year under women-centric health insurance policies?

    There is no maximum limit other than the sum insured under women-centric health insurance plans offered by Liberty General Insurance. 

  • Who should buy a Liberty woman health insurance plan?

    Liberty health insurance plan for women is ideal for those women who are looking for wider coverage benefits than the ones in the health insurance plans offered to them by their employers. Also, women who do not have an individual health insurance plan can go for this plan as it protects them from women specific diseases.  

  • Can I change the sum insured during Liberty woman health insurance tenure?

    Yes. You can change the sum insured of your Liberty women health insurance plan if you are not satisfied with it. But note that the sum insured can be enhanced only up to the highest option available under the policy.